FundCheck.us claims to help Americans secure stimulus payments ranging from $1,400 to $5,000. The website presents itself as a fast, hassle-free way to check your eligibility—no paperwork required, instant results promised. But if you’re asking whether FundCheck.us is actually helping people or if it’s just another scheme to harvest data and profit off unsuspecting users, the short answer is: it’s the latter.
In this investigative breakdown, we expose how FundCheck.us operates, why it raises serious red flags, and what steps you should take if you’ve already interacted with the site. The truth behind this platform is far more disturbing than its professional layout would suggest.
Scam Overview
FundCheck.us is presented as an eligibility checker for Americans looking to claim federal stimulus checks. The promise? Find out in just a few minutes if you qualify for up to $5,000. It sounds appealing, especially to people who may have missed out on previous payments or are currently struggling financially.
The site uses urgency-driven messaging, fake pop-ups that claim people are receiving money in real-time, and step-by-step promises that suggest you’re only minutes away from receiving cash. However, upon closer inspection, FundCheck.us does not have any affiliation with the IRS, U.S. Treasury, or any legitimate government relief program.
Red Flags That Point to a Scam:
No Government Affiliation: Despite repeatedly referencing stimulus checks, the site clearly states in small print that it is not associated with any government agency.
Brand New Domain: WHOIS records show the domain was only registered recently. Any legitimate site offering financial relief would have a longer, verifiable track record.
Lack of Contact Information: There’s no address, no phone number, and no company information. Legitimate financial assistance platforms always offer ways to verify who’s behind them.
Deceptive Interface: The website shows activity notifications like “Jennifer from Denver just claimed $1,400,” but these are fabricated to create a false sense of trust and urgency.
Redirects to Unrelated Offers: Instead of delivering actual stimulus information, users are redirected to third-party websites pushing product trials, surveys, and lead-generation scams.
Vague Language and No Accountability: Terms like “personalized assistance options” and “verify eligibility” sound official but are designed to mask a lack of any real service.
These characteristics are typical of online scams that aim to generate revenue through clicks, sign-ups, or selling user data.
How the Scam Works: Step-by-Step
Step 1: The Hook
The website immediately draws you in with bold headlines like “You May Be Eligible for Up to $5,000 in Stimulus Relief.” It creates urgency with headers such as “AUGUST 2025 UPDATE: STIMULUS CHECKS NOW AVAILABLE,” designed to make users feel like they’re missing out if they don’t act now.
Step 2: The Bait
You’re encouraged to click “Apply Now” or “Check Eligibility.” This brings you to a form or questionnaire asking basic questions like your ZIP code, employment status, and citizenship. These questions aren’t tied to any real verification system. They are used to gather demographic data and encourage trust.
Step 3: False Eligibility Results
No matter what you enter, you’re almost always told you’re “eligible.” This creates the illusion of progress and primes you for the next step, which often involves entering more sensitive personal data like your phone number or email address.
Step 4: Redirection to Affiliate Pages
Once your “eligibility” is confirmed, you are redirected to completely unrelated websites. These may include:
Survey platforms
E-commerce trials
Sweepstakes pages
Financial product sign-ups Each of these is an affiliate marketing offer that earns revenue for FundCheck.us operators every time you click or submit your details.
Step 5: Data Harvesting
All the data you’ve submitted—including browsing patterns, email, IP address, and possibly even device information—is now stored and potentially sold. This data can be used for:
Targeted spam
Robocalls
Phishing attacks
Ad retargeting
Step 6: Repeat Exposure
Because the site uses tracking tools like pixels and cookies, your data may be shared across networks of similar scam sites. This means you may see even more offers claiming you have unclaimed benefits, creating a loop of ongoing exploitation.
FundCheck.us isn’t about helping you. It’s a machine built to monetize your desperation.
What to Do if You Have Fallen Victim to This Scam
Stop All Interaction Immediately Close the site and do not click on any links or reply to emails from related senders.
Change Your Passwords If you used your email or phone on the site, change passwords on associated accounts and enable two-factor authentication.
Use Spam and Scam Filters Install spam blockers for email and use call-filtering apps to reduce robocalls.
Monitor Your Financial Accounts Watch for any unusual activity in your bank or credit card accounts. If needed, place a freeze on your credit with the major bureaus.
Use a Reputable Identity Protection Service Consider enrolling in a trusted identity monitoring service to catch any future misuse of your personal information.
Warn Others Share this information with family, friends, and social media networks to help protect others.
Is Your Device Infected? Scan for Malware
If your computer or phone is slow, showing unwanted pop-ups, or acting strangely, malware could be the cause. Running a scan with Malwarebytes Anti-Malware Free is one of the most reliable ways to detect and remove harmful software. The free version can identify and clean common infections such as adware, browser hijackers, trojans, and other unwanted programs.
Malwarebytes works on Windows, Mac, and Android devices. Choose your operating system below and follow the steps to scan your device and remove any malware that might be slowing it down.
Malwarebytes for WindowsMalwarebytes for MacMalwarebytes for Android
Run a Malware Scan with Malwarebytes for Windows
Malwarebytes stands out as one of the leading and widely-used anti-malware solutions for Windows, and for good reason. It effectively eradicates various types of malware that other programs often overlook, all at no cost to you. When it comes to disinfecting an infected device, Malwarebytes has consistently been a free and indispensable tool in the battle against malware. We highly recommend it for maintaining a clean and secure system.
Download Malwarebytes
Download the latest version of Malwarebytes for Windows using the official link below. Malwarebytes will scan your computer and remove adware, browser hijackers, and other malicious software for free.
(The above link will open a new page from where you can download Malwarebytes)
Install Malwarebytes
After the download is complete, locate the MBSetup file, typically found in your Downloads folder. Double-click on the MBSetup file to begin the installation of Malwarebytes on your computer. If a User Account Control pop-up appears, click “Yes” to continue the Malwarebytes installation.
Follow the On-Screen Prompts to Install Malwarebytes
When the Malwarebytes installation begins, the setup wizard will guide you through the process.
You’ll first be prompted to choose the type of computer you’re installing the program on—select either “Personal Computer” or “Work Computer” as appropriate, then click on Next.
Malwarebytes will now begin the installation process on your device.
When the Malwarebytes installation is complete, the program will automatically open to the “Welcome to Malwarebytes” screen.
On the final screen, simply click on the Open Malwarebytes option to start the program.
Enable “Rootkit scanning”.
Malwarebytes Anti-Malware will now start, and you will see the main screen as shown below. To maximize Malwarebytes’ ability to detect malware and unwanted programs, we need to enable rootkit scanning. Click on the “Settings” gear icon located on the left of the screen to access the general settings section.
In the settings menu, enable the “Scan for rootkits” option by clicking the toggle switch until it turns blue.
Now that you have enabled rootkit scanning, click on the “Dashboard” button in the left pane to get back to the main screen.
Perform a Scan with Malwarebytes.
To start a scan, click the Scan button. Malwarebytes will automatically update its antivirus database and begin scanning your computer for malicious programs.
Wait for the Malwarebytes scan to complete.
Malwarebytes will now scan your computer for browser hijackers and other malicious programs. This process can take a few minutes, so we suggest you do something else and periodically check the status of the scan to see when it is finished.
Quarantine detected malware
Once the Malwarebytes scan is complete, it will display a list of detected malware, adware, and potentially unwanted programs. To effectively remove these threats, click the “Quarantine” button.
Malwarebytes will now delete all of the files and registry keys and add them to the program’s quarantine.
Restart your computer.
When removing files, Malwarebytes may require a reboot to fully eliminate some threats. If you see a message indicating that a reboot is needed, please allow it. Once your computer has restarted and you are logged back in, you can continue with the remaining steps.
Once the scan completes, remove all detected threats. Your Windows computer should now be clean and running smoothly again, free of trojans, adware, and other malware.
If your current antivirus allowed this malicious program on your computer, you may want to consider purchasing Malwarebytes Premium to protect against these types of threats in the future. If you are still having problems with your computer after completing these instructions, then please follow one of the steps:
Malwarebytes for Mac is an on-demand scanner that can destroy many types of malware that other software tends to miss without costing you absolutely anything. When it comes to cleaning up an infected device, Malwarebytes has always been free, and we recommend it as an essential tool in the fight against malware.
Download Malwarebytes for Mac.
You can download Malwarebytes for Mac by clicking the link below.
When Malwarebytes has finished downloading, double-click on the setup file to install Malwarebytes on your computer. In most cases, downloaded files are saved to the Downloads folder.
Follow the on-screen prompts to install Malwarebytes.
When the Malwarebytes installation begins, you will see the Malwarebytes for Mac Installer which will guide you through the installation process. Click “Continue“, then keep following the prompts to continue with the installation process.
When your Malwarebytes installation completes, the program opens to the Welcome to Malwarebytes screen. Click the “Get started” button.
Select “Personal Computer” or “Work Computer”.
The Malwarebytes Welcome screen will first ask you what type of computer are you installing this program, click either Personal Computer or Work Computer.
Click on “Scan”.
To scan your computer with Malwarebytes, click on the “Scan” button. Malwarebytes for Mac will automatically update the antivirus database and start scanning your computer for malware.
Wait for the Malwarebytes scan to complete.
Malwarebytes will scan your computer for adware, browser hijackers, and other malicious programs. This process can take a few minutes, so we suggest you do something else and periodically check on the status of the scan to see when it is finished.
Click on “Quarantine”.
When the scan has been completed, you will be presented with a screen showing the malware infections that Malwarebytes has detected. To remove the malware that Malwarebytes has found, click on the “Quarantine” button.
Restart computer.
Malwarebytes will now remove all the malicious files that it has found. To complete the malware removal process, Malwarebytes may ask you to restart your computer.
After scanning, delete any detected threats. Your Mac should now be free from adware, unwanted extensions, and other potentially harmful software.
If your current antivirus allowed a malicious program on your computer, you might want to consider purchasing the full-featured version of Malwarebytes Anti-Malware to protect against these types of threats in the future. If you are still experiencing problems while trying to remove a malicious program from your computer, please ask for help in our Mac Malware Removal Help & Support forum.
Run a Malware Scan with Malwarebytes for Android
Malwarebytes for Android automatically detects and removes dangerous threats like malware and ransomware so you don’t have to worry about your most-used device being compromised. Aggressive detection of adware and potentially unwanted programs keeps your Android phone or tablet running smooth.
Download Malwarebytes for Android.
You can download Malwarebytes for Android by clicking the link below.
In the Google Play Store, tap “Install” to install Malwarebytes for Android on your device.
When the installation process has finished, tap “Open” to begin using Malwarebytes for Android. You can also open Malwarebytes by tapping on its icon in your phone menu or home screen.
Follow the on-screen prompts to complete the setup process
When Malwarebytes will open, you will see the Malwarebytes Setup Wizard which will guide you through a series of permissions and other setup options. This is the first of two screens that explain the difference between the Premium and Free versions. Swipe this screen to continue. Tap on “Got it” to proceed to the next step. Malwarebytes for Android will now ask for a set of permissions that are required to scan your device and protect it from malware. Tap on “Give permission” to continue. Tap on “Allow” to permit Malwarebytes to access the files on your phone.
Update database and run a scan with Malwarebytes for Android
You will now be prompted to update the Malwarebytes database and run a full system scan.
Click on “Update database” to update the Malwarebytes for Android definitions to the latest version, then click on “Run full scan” to perform a system scan.
Wait for the Malwarebytes scan to complete.
Malwarebytes will now start scanning your phone for adware and other malicious apps. This process can take a few minutes, so we suggest you do something else and periodically check on the status of the scan to see when it is finished.
Click on “Remove Selected”.
When the scan has been completed, you will be presented with a screen showing the malware infections that Malwarebytes for Android has detected. To remove the malicious apps that Malwarebytes has found, tap on the “Remove Selected” button.
Restart your phone.
Malwarebytes for Android will now remove all the malicious apps that it has found. To complete the malware removal process, Malwarebytes may ask you to restart your device.
When the scan is finished, remove all detected threats. Your Android phone should now be free of malicious apps, adware, and unwanted browser redirects.
If your current antivirus allowed a malicious app on your phone, you may want to consider purchasing the full-featured version of Malwarebytes to protect against these types of threats in the future. If you are still having problems with your phone after completing these instructions, then please follow one of the steps:
Restore your phone to factory settings by going to Settings > General management > Reset > Factory data reset.
After cleaning your device, it’s important to protect it from future infections and annoying pop-ups. We recommend installing an ad blocker such as AdGuard. AdGuard blocks malicious ads, prevents phishing attempts, and stops dangerous redirects, helping you stay safe while browsing online.
Frequently Asked Questions About the FundCheck.us Stimulus Scam
What is FundCheck.us and what does it claim to do?
FundCheck.us is a website that claims to help users check if they are eligible for government stimulus checks ranging from $1,400 to $5,000. It promises a quick eligibility check, personalized offers, and no paperwork. However, these claims are misleading and serve as a front for data collection and affiliate redirects.
Is FundCheck.us a legitimate government resource?
No. FundCheck.us is not affiliated with any government agency. Despite referencing official programs like the CARES Act, it operates as a third-party platform without direct access to federal or state stimulus databases. Its use of government-related language and imagery is designed to appear trustworthy, but it is deceptive.
How does the FundCheck.us scam work?
The scam uses fake urgency and a convincing layout to get users to submit personal information. After clicking “Apply Now” or “Check Your Eligibility,” users are redirected to unrelated third-party sites. These pages may offer dubious services, harvest more data, or generate ad revenue for the scammers. The promised stimulus check never arrives.
What kind of personal information does FundCheck.us collect?
The site may collect your ZIP code, browser data, device information, and potentially contact details like your phone number or email address. Even though it doesn’t ask for your Social Security number upfront, the information gathered can still be used for targeted scams, data profiling, and unsolicited marketing.
Why is the domain registration date a red flag?
FundCheck.us was registered recently (in June 2025), which raises concerns. Legitimate government or relief programs usually have long-standing domain histories. A brand new website claiming access to multi-billion-dollar federal funds should always be viewed with skepticism, especially when it lacks official contact details.
What happens when I click “Apply Now” on FundCheck.us?
Instead of verifying your eligibility through official systems, you’re redirected to unrelated promotional pages. These may involve surveys, product offers, insurance ads, or sweepstakes that aim to collect more of your data. None of these steps result in a real stimulus payment.
Are the notifications and testimonials on FundCheck.us real?
No. The notifications like “Jennifer from Denver just claimed $1,400” are fake. These are automated scripts designed to create false urgency and build credibility. There is no verification process to confirm these claims, and they are commonly used in digital scams to trick users into acting quickly.
Can I get a real stimulus check through FundCheck.us?
No. The website has no connection to the IRS, Treasury Department, or any federal relief program. To check for real stimulus or tax refund eligibility, visit the official IRS website at www.irs.gov.
What should I do if I used FundCheck.us?
If you submitted any personal information, you should:
Monitor your email and phone for suspicious messages or scams.
Block spam callers or email addresses tied to offers you didn’t request.
Report the site to the Federal Trade Commission (FTC) and Internet Crime Complaint Center (IC3).
Avoid engaging with redirected offers that followed your visit to the site.
How can I protect myself from scams like FundCheck.us in the future?
Stick to government websites that end in .gov when dealing with stimulus, tax refunds, or benefits. Be cautious of new domains making financial promises, especially if they lack contact information, transparency, or proof of legitimacy. If a site pressures you to act quickly or shows fake testimonials, it’s likely a scam.
The Bottom Line
FundCheck.us might look legitimate, but the promises it makes are empty. The platform exists not to distribute stimulus funds, but to exploit vulnerable people searching for financial help. Through deceptive messaging, fabricated testimonials, and manipulative redirects, it leads users into a loop of scams and spam.
If you’re seeking real assistance, only trust official government websites like IRS.gov or your state’s treasury department. Never give your personal information to a website that won’t disclose who runs it.
Staying informed is the best way to stay safe. Don’t let sleek designs and tempting promises trick you into handing over your privacy.
Thomas is an expert at uncovering scams and providing in-depth reporting on cyber threats and online fraud. As an editor, he is dedicated to keeping readers informed on the latest developments in cybersecurity and tech.
