{"id":200149,"date":"2023-08-22T03:36:11","date_gmt":"2023-08-22T03:36:11","guid":{"rendered":"https:\/\/malwaretips.com\/blogs\/?p=200149"},"modified":"2023-08-22T03:36:12","modified_gmt":"2023-08-22T03:36:12","slug":"warning-dont-get-hooked-by-the-refund-credit-scam-call","status":"publish","type":"post","link":"https:\/\/malwaretips.com\/blogs\/warning-dont-get-hooked-by-the-refund-credit-scam-call\/","title":{"rendered":"Warning: Don&#8217;t Get Hooked by the Refund Credit Scam Call"},"content":{"rendered":"<p>Many people have recently received phone calls or voicemails claiming they qualify for a major refund credit. The caller insists you need to contact them right away to collect several thousand dollars owed to you. However, this is a scam tactic being used to steal personal information and money from unsuspecting targets. This article provides what you need to know about identifying and avoiding the refund credit scam call.<\/p><div id=\"mwtad2022057394\" class=\"gas_fallback-ad_309684--placement_360520\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"3957935887\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-190291\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2023\/07\/Scams.jpg\" alt=\"Scams\" width=\"833\" height=\"464\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2023\/07\/Scams.jpg 833w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2023\/07\/Scams-300x167.jpg 300w\" sizes=\"(max-width: 833px) 100vw, 833px\" \/><\/p>\n\n\n<div id=\"mwtad3062770674\" class=\"gas_fallback-ad_309746-ad_309691-placement_360521\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"4456629336\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><h2 class=\"wp-block-heading\">Scam Overview<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This refund scam starts with an unsolicited phone call or voicemail stating you are eligible for a refund credit typically between $2,000 to $9,000. The recorded message does not specify the source of the refund but urges you to call a provided number immediately to claim it.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, no legitimate company or government agency randomly calls people promising guaranteed refunds out of the blue. The call is simply a ploy to obtain your personal details and payment information under the guise of processing your fake refund.<\/p><div id=\"mwtad3930045624\" class=\"gas_fallback-ad_381396-ad_309691-placement_360566\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"1471373341\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Once contacted, scammers use social engineering and urgency to get victims to hand over sensitive data and pay mysterious \u201cprocessing fees.\u201d With enough information, scammers can steal identities, commit fraud, drain accounts, and more using your compromised details.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This refund scam call is widespread and fooling targets who trust the seemingly official prerecorded messages. But engaging with the scammers only leads to losses, which makes avoiding the calls key.<\/p>\n\n\n\n<div id=\"mwtad742661228\" class=\"gas_fallback-ad_309747-ad_309691-placement_360587\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"9589536513\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><h2 class=\"wp-block-heading\">How the Refund Credit Scam Call Works<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Here are the typical steps scammers take to perpetrate the refund credit scam call:<\/p><div id=\"mwtad2558305247\" class=\"gas_fallback-ad_309686-ad_309691-placement_360569\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"6935453015\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">The Initial Cold Call or Voicemail<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Victims receive an unsolicited robocall or voicemail message from a common name like \u201cCard Services,\u201d \u201cAccount Services,\u201d or \u201cRefund Department.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The pre-recorded message congratulates the recipient, saying they qualify for a refund credit between $2,000 to $9,000.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To claim the refund, the recipient is instructed to call or press 1 to connect to a representative right away, often within a short window like 24-48 hours. A callback number is provided.<\/p><div id=\"mwtad3662049817\" class=\"gas_fallback-ad_381401-ad_309691-placement_360573\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"5315249587\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Speaking to the Fake Refund Department<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">When targets call the number, a live scammer answers the phone posing as a refund processing agent. They reiterate that the recipient is eligible for the large refund credit as promised.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To start the process, the scammer asks questions to gather personal details, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Full name, date of birth, SSN<\/li>\n\n\n\n<li>Address, phone number, email<\/li>\n\n\n\n<li>Bank names and account numbers<\/li>\n\n\n\n<li>Credit\/debit card numbers<\/li>\n\n\n\n<li>Recent purchases and expenses<\/li>\n\n\n\n<li>Companies and accounts you hold<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Paying the Fake \u201cRefund Release Fee\u201d<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Once details are provided, the scammer claims there is a small \u201crelease fee\u201d required before they can process and issue the refund credit. This is usually $200-500.<\/p><div id=\"mwtad1681977145\" class=\"gas_fallback-ad_381404-ad_309691-placement_381406\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"8735619847\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The scammers insist all refunds require this mandatory payment in advance and it will be returned along with the full credit owed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To pay the fake fee, the scammers may:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Request online banking login credentials to pull the fee amount<\/li>\n\n\n\n<li>Ask for credit\/debit card numbers to charge the fee<\/li>\n\n\n\n<li>Direct victims to third-party payment services to send the money<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Stealing Funds and Identities<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In reality, there is no refund credit &#8211; the entire premise is fabricated. By paying any \u201cfee,\u201d victims are simply sending money directly to scammers.<\/p><div id=\"mwtad4292396180\" class=\"gas_fallback-ad_360582-ad_309691-placement_360581\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"9971336976\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">With all the sensitive information gathered, scammers can now also commit identity theft and wider fraud such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Accessing and draining financial accounts<\/li>\n\n\n\n<li>Opening fraudulent credit cards and bank accounts<\/li>\n\n\n\n<li>Filing fake tax returns to collect refunds<\/li>\n\n\n\n<li>Committing medical or government benefits fraud<\/li>\n\n\n\n<li>Selling SSNs and other data on the dark web<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A single phone call can quickly snowball into devastating identity theft damages for scam victims.<\/p>\n\n\n\n<div id=\"mwtad1888672415\" class=\"gas_fallback-ad_309748-ad_309691-placement_360588\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"3906789406\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><h2 class=\"wp-block-heading\">What to Do If You Get This Scam Call<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you receive a suspicious refund credit call, take the following steps:<\/p><div id=\"mwtad1320560152\" class=\"gas_fallback-ad_360567-ad_309691-placement_360771\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"6224621518\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Do not press 1 or call back any number left on a voicemail message. Avoid engaging with scammers entirely.<\/li>\n\n\n\n<li>Look up the callback number online to check for scam reports confirming it is fraudulent.<\/li>\n\n\n\n<li>Check your tax records and accounts directly to see if you have any legitimate refunds pending.<\/li>\n\n\n\n<li>Contact banks and credit card companies to monitor for suspicious new charges or withdrawals.<\/li>\n\n\n\n<li>Place fraud alerts and request credit reports to check for signs of identity theft.<\/li>\n\n\n\n<li>Report the scam call to the FTC and FCC to aid investigations.<\/li>\n<\/ul>\n\n\n\n<div id=\"mwtad2154802002\" class=\"gas_fallback-ad_318930-ad_309691-placement_360589\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"3818335085\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><h2 class=\"wp-block-heading\">What to Do if You Already Spoke to the Scammers<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you already called back and provided personal or financial details, take these steps immediately:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Contact banks to halt any pending transfers and freeze accounts. Watch statements closely.<\/li>\n\n\n\n<li>Call credit card providers to flag fraudulent charges. Cancel any cards the scammers now have details for.<\/li>\n\n\n\n<li>Change account passwords, security questions, and pins. Enable multi-factor authentication if possible.<\/li>\n\n\n\n<li>Check credit reports and place an extended fraud alert for further protection.<\/li>\n\n\n\n<li>Monitor your personal information and accounts diligently for fraudulent activity.<\/li>\n\n\n\n<li>Report identity theft immediately and provide an ID theft report to affected institutions.<\/li>\n\n\n\n<li>Consider a credit freeze to restrict access to your credit reports while resolving fraud issues.<\/li>\n<\/ul>\n\n\n\n<div id=\"mwtad3888139082\" class=\"gas_fallback-ad_381388-ad_309691-placement_381390\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"3191649120\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><h2 class=\"wp-block-heading\">10 FAQs About the Refund Credit Scam Call<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Can I trust a call just because it used my name?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No. Scammers use common robocall tactics and can easily obtain names from public sources or stolen data. Use of your name doesn\u2019t confirm a call is legitimate.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. What government agencies oversee these refund scams?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Report refund scam calls to the FTC and FCC to aid investigations and awareness. The IRS handles reports of fraudulent tax refund filings specifically.<\/p><div id=\"mwtad483072069\" class=\"gas_fallback-ad_360571-ad_309691-placement_360772\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"5867729999\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">3. What techniques do scammers use on the phone?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Scammers use urgency, pressure, and authority to convince victims to provide information rapidly. They exploit fear of missing out on the fake refund. Remain wary of pushy callers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Can my phone company block these scam calls?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Some phone providers do offer robocall blocking services. You can also download robocall blocking apps for your smartphone to help identify and stop unwanted calls.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. What should I do if I paid a \u201cfee\u201d to scammers?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Contact your bank immediately to report unauthorized charges and attempt to reverse the transactions. File a complaint with the FTC regarding any money lost to a scam.<\/p><div id=\"mwtad2577747728\" class=\"gas_fallback-ad_360576-ad_309691-placement_360773\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"6594472392\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">6. Are there legitimate refund companies that call consumers?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No. Real companies will not promise you guaranteed refund money out of the blue via a vague cold call. Only scammers use this refund tactic.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">7. Can I get in trouble for providing fake information to scammers?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You should avoid engaging with scammers at all. However, providing false details won\u2019t get you in legal trouble as the victim of a scam attempt.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">8. How long do scammers typically operate these refund scams?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Unfortunately, some scams persist for years by rotating phone numbers, call centers, and evolving tactics. New waves of victims continue falling for the false promises.<\/p><div id=\"mwtad1272757846\" class=\"gas_fallback-ad_360583-ad_309691-placement_360774\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"8849826992\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">9. Do phone scams increase during tax season?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, scam calls often spike around tax season claiming to be from the IRS or tax prep companies. Scammers exploit tax refund anticipation and concerns about government collections.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">10. Where can I learn more about phone and robocall scams?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Great resources include the FTC Consumer Advice page, AARP\u2019s Fraud Watch Network, and online scam identification sites like 800Notes and ShouldIAnswer.com.<\/p>\n\n\n\n<div id=\"mwtad3686329164\" class=\"gas_fallback-ad_381392-ad_309691-placement_381395\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"2944237110\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><h2 class=\"wp-block-heading\">In Summary\u2026<\/h2>\n\n\n\n<div id=\"mwtad3543539160\" class=\"gas_fallback-ad_360584-ad_309691-placement_360775\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"3952847241\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><p class=\"wp-block-paragraph\">Unexpected calls claiming you qualify for a big refund credit require extreme caution. If you get a call insisting you can collect thousands in refunds, avoid calling them back or providing personal or financial details. Scammers are falsely promising money through these calls to steal identities and funds. Be vigilant against any unsolicited call using this refund tactic to swindle vulnerable targets.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Many people have recently received phone calls or voicemails claiming they qualify for a major refund credit. The caller insists you need to contact them right away to collect several thousand dollars owed to you. &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Warning: Don&#8217;t Get Hooked by the Refund Credit Scam Call\" class=\"read-more button\" href=\"https:\/\/malwaretips.com\/blogs\/warning-dont-get-hooked-by-the-refund-credit-scam-call\/#more-200149\" aria-label=\"Read more about Warning: Don&#8217;t Get Hooked by the Refund Credit Scam Call\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":190291,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[49],"tags":[],"class_list":["post-200149","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-scam-reports","masonry-post","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50","resize-featured-image"],"_links":{"self":[{"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/posts\/200149","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/comments?post=200149"}],"version-history":[{"count":0,"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/posts\/200149\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/media\/190291"}],"wp:attachment":[{"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/media?parent=200149"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/categories?post=200149"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/tags?post=200149"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}