{"id":366234,"date":"2025-11-12T03:55:28","date_gmt":"2025-11-12T03:55:28","guid":{"rendered":"https:\/\/malwaretips.com\/blogs\/?p=366234"},"modified":"2025-11-12T03:55:29","modified_gmt":"2025-11-12T03:55:29","slug":"bofa-notice-transaction-was-declined-scam","status":"publish","type":"post","link":"https:\/\/malwaretips.com\/blogs\/bofa-notice-transaction-was-declined-scam\/","title":{"rendered":"BofA Notice \u201cTransaction Was Declined\u201d Scam Texts Explained"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">It starts with a text that looks like it\u2019s from Bank of America:<\/p><div id=\"mwtad1282300294\" class=\"gas_fallback-ad_309684--placement_360520\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"3957935887\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201cB OF A Notice: Transaction of $723.42 was declined. Confirm if this was you: 866-493-7673. Reply YES to confirm.\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">The message feels urgent, familiar, and convincing. It uses the same short code (81336) that Bank of America actually uses for real alerts. Many recipients panic and reply \u201cNo\u201d or call the number, trying to stop potential fraud.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But this message <strong>isn\u2019t from Bank of America at all<\/strong>. It\u2019s part of a sophisticated <strong>phishing and phone-based scam<\/strong> designed to steal your personal and financial information.<\/p><div id=\"mwtad1213082872\" class=\"gas_fallback-ad_381396-ad_309691-placement_360566\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"1471373341\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">In this article, we\u2019ll expose exactly how the <strong>BofA \u201cTransaction Was Declined\u201d scam<\/strong> works \u2014 from the first fake text to the follow-up phone call \u2014 and explain what to do if you\u2019ve already interacted with it.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"523\" height=\"260\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2025\/11\/1-36.jpg\" alt=\"\" class=\"wp-image-366235\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2025\/11\/1-36.jpg 523w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2025\/11\/1-36-300x149.jpg 300w\" sizes=\"(max-width: 523px) 100vw, 523px\" \/><\/figure>\n<\/div>\n\n\n<div id=\"mwtad2283498272\" class=\"gas_fallback-ad_309746-ad_309691-placement_360521\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"4456629336\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><h2 class=\"wp-block-heading\"><strong>Scam Overview<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>\u201cBofA Notice: Transaction Was Declined\u201d<\/strong> scam is a <strong>hybrid phishing operation<\/strong> that combines <strong>SMS (smishing)<\/strong> and <strong>phone-based fraud (vishing)<\/strong> to deceive victims.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The scam begins with a text message that looks exactly like an official Bank of America fraud alert. It uses a <strong>short code number<\/strong> and formal tone, referencing a specific <strong>transaction amount<\/strong> (like $723.42) and a <strong>callback number<\/strong> that appears toll-free.<\/p><div id=\"mwtad1357489702\" class=\"gas_fallback-ad_309686-ad_309691-placement_360569\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"6935453015\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The text typically reads:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201cB OF A Notice: Transaction of $723.42 was declined. Confirm if this was you: 866-493-7673. Reply YES to confirm.\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">This looks nearly identical to legitimate alerts the bank sends when it detects suspicious activity. Real Bank of America messages come from <strong>short code 39833<\/strong> or <strong>similar verified codes<\/strong>, and they may include a request to reply \u201cYes\u201d or \u201cNo.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Scammers mimic this exact style, substituting <strong>fake phone numbers<\/strong> and <strong>slightly altered short codes<\/strong> (like 81336).<\/p><div id=\"mwtad1624063754\" class=\"gas_fallback-ad_381401-ad_309691-placement_360573\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"5315249587\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Why This Scam Is So Convincing<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">This scam succeeds because it copies legitimate banking communication patterns almost perfectly. Several factors make it highly believable:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>It uses real formatting.<\/strong><br \/>The message follows the structure of genuine fraud alerts \u2014 amount, merchant, and confirmation instructions.<\/li>\n\n\n\n<li><strong>It uses a believable short code.<\/strong><br \/>Bank of America often uses numeric senders for text alerts. Scammers clone or spoof those numbers to appear authentic.<\/li>\n\n\n\n<li><strong>It references a real-sounding amount.<\/strong><br \/>The number ($723.42, $487.15, etc.) is chosen deliberately \u2014 large enough to trigger worry but not so high that it seems unrealistic.<\/li>\n\n\n\n<li><strong>It provides a \u201cfraud department\u201d phone number.<\/strong><br \/>The presence of an 866 or 888 number makes the text seem official.<\/li>\n\n\n\n<li><strong>It pressures for quick action.<\/strong><br \/>The request to \u201cConfirm if this was you\u201d is designed to make you respond instantly, skipping normal verification steps.<\/li>\n\n\n\n<li><strong>It often includes a follow-up phone call.<\/strong><br \/>Within minutes, many victims receive a call from someone claiming to be from Bank of America\u2019s Fraud Department, referencing the same \u201cdeclined transaction.\u201d<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>The Psychological Trap<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The scam\u2019s entire success relies on <strong>panic and urgency<\/strong>. When you believe your debit or credit card is being used fraudulently, your instinct is to act immediately to protect your account.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That emotional trigger \u2014 fear of loss \u2014 is what scammers exploit.<\/p><div id=\"mwtad1793324590\" class=\"gas_fallback-ad_381404-ad_309691-placement_381406\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"8735619847\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">They know that most people will reply to a text from a recognizable number without hesitation, especially if they think their bank is trying to help.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Who\u2019s Being Targeted<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Anyone with a smartphone can receive this text, but certain groups are more at risk:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Bank of America customers<\/strong> \u2014 since the message references \u201cB OF A,\u201d it feels personalized.<\/li>\n\n\n\n<li><strong>Elderly individuals<\/strong> \u2014 who may be less familiar with smishing or spoofing tactics.<\/li>\n\n\n\n<li><strong>Busy professionals<\/strong> \u2014 who act quickly without scrutinizing details.<\/li>\n\n\n\n<li><strong>People who recently used their cards online<\/strong> \u2014 because the timing feels coincidental.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Even non-Bank of America customers sometimes receive these texts; scammers use automated systems to blast millions of random numbers, hoping that some recipients are actual BofA users.<\/p><div id=\"mwtad4254017928\" class=\"gas_fallback-ad_360582-ad_309691-placement_360581\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"9971336976\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>The Goal of the Scam<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The scam has two primary objectives:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Steal login credentials<\/strong> for online banking accounts.<\/li>\n\n\n\n<li><strong>Gain access to financial data<\/strong> through social engineering.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">By tricking you into calling the number or engaging in conversation, scammers can gather:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Card numbers and expiration dates<\/li>\n\n\n\n<li>Full names and addresses<\/li>\n\n\n\n<li>Online banking usernames and passwords<\/li>\n\n\n\n<li>One-time verification codes<\/li>\n\n\n\n<li>Even remote access to your device<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This is often the <strong>first step<\/strong> in a larger fraud chain that leads to unauthorized withdrawals, Zelle transfers, or identity theft.<\/p><div id=\"mwtad1241786296\" class=\"gas_fallback-ad_360567-ad_309691-placement_360771\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"6224621518\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<div id=\"mwtad2989278466\" class=\"gas_fallback-ad_309747-ad_309691-placement_360587\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"9589536513\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><h2 class=\"wp-block-heading\"><strong>How the Scam Works<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>BofA Notice scam<\/strong> unfolds through multiple coordinated stages \u2014 blending automation, social engineering, and technical manipulation. Here\u2019s exactly how it operates.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 1: The Fake Text Message<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The process begins with an SMS sent from a <strong>spoofed or cloned number<\/strong> that resembles a real BofA short code.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The text claims that a transaction (often between $300 and $900) was declined. It instructs you to either:<\/p><div id=\"mwtad3460182247\" class=\"gas_fallback-ad_360571-ad_309691-placement_360772\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"5867729999\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Reply \u201cYes\u201d or \u201cNo\u201d<\/strong> to confirm, or<\/li>\n\n\n\n<li><strong>Call a listed 866 or 888 number<\/strong> to verify the purchase.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The message is designed to be identical to legitimate BofA notifications \u2014 same style, same punctuation, same tone.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Even security-savvy individuals sometimes respond out of habit.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 2: Immediate Follow-Up Call<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you reply to the text (even with \u201cYes\u201d), scammers now know your number is active.<br \/>Soon after, you\u2019ll receive a phone call from someone claiming to be a <strong>Bank of America Fraud Specialist<\/strong>.<\/p><div id=\"mwtad2526438480\" class=\"gas_fallback-ad_360576-ad_309691-placement_360773\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"6594472392\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The call appears to come from the <strong>official BofA fraud number<\/strong> \u2014 thanks to <strong>caller ID spoofing technology.<\/strong><br \/>The caller introduces themselves politely:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201cHello, this is Michael from Bank of America\u2019s Fraud Prevention Department. We\u2019re following up on a declined transaction for $723.42 at Target.com. Can I verify a few details to secure your account?\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">At this point, the scammer already sounds credible because they reference the exact amount and merchant from the text message.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 3: The Verification Trap<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Once you confirm your identity, the caller walks you through \u201cverification\u201d steps.<br \/>They might ask for:<\/p><div id=\"mwtad2692342013\" class=\"gas_fallback-ad_360583-ad_309691-placement_360774\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"8849826992\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The <strong>last four digits<\/strong> of your debit card,<\/li>\n\n\n\n<li>Your <strong>billing ZIP code<\/strong>, and<\/li>\n\n\n\n<li>The <strong>phone number linked<\/strong> to your account.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">All these sound harmless \u2014 but they\u2019re being collected for identity theft.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Next, the scammer says they\u2019ll send you a <strong>security code<\/strong> to verify your identity.<br \/>In reality, they\u2019re attempting to log in to your <strong>real Bank of America online account<\/strong> at that exact moment.<\/p>\n\n\n\n<div id=\"mwtad1011468122\" class=\"gas_fallback-ad_360584-ad_309691-placement_360775\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"3952847241\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><p class=\"wp-block-paragraph\">You\u2019ll receive a legitimate text from Bank of America with a one-time passcode.<br \/>If you read that code aloud to the scammer, they immediately gain full access to your account.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 4: Taking Over Your Account<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Once inside your account, scammers move fast.<br \/>They may:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Add new Zelle recipients<\/strong>,<\/li>\n\n\n\n<li><strong>Initiate money transfers<\/strong>,<\/li>\n\n\n\n<li><strong>Change your contact details<\/strong>, or<\/li>\n\n\n\n<li><strong>Lock you out<\/strong> by changing the password.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Because Zelle transactions are instant and irreversible, the stolen funds often vanish within minutes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 5: The \u201cRefund\u201d or \u201cSecure Account\u201d Deception<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Some variants go further.<br \/>The fake agent might tell you your funds are at risk and instruct you to <strong>move your balance to a \u201csecure account.\u201d<\/strong><br \/>They\u2019ll say:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201cWe\u2019re setting up a temporary security account to protect your funds from fraudulent access. Please transfer your available balance there, and we\u2019ll restore your normal account once we confirm the issue.\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">This so-called \u201csecure account\u201d is controlled entirely by the scammers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 6: Remote Access Requests<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">More aggressive scammers may claim they need to <strong>check your mobile security<\/strong> or <strong>verify your Zelle settings<\/strong>.<br \/>They\u2019ll ask you to download an app like <strong>AnyDesk<\/strong>, <strong>TeamViewer QuickSupport<\/strong>, or <strong>Zoho Assist<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Once installed, these apps give full remote control of your device. The fraudster can then see your screen, capture keystrokes, or even initiate payments while pretending to \u201cfix\u201d the issue.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 7: Cleanup and Disappearance<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">When the scammers have extracted everything they need \u2014 your money, your data, or both \u2014 they cut off contact.<br \/>The callback number you used may suddenly stop working or reroute to a new voicemail.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Victims who try to call back often hear a disconnected line or generic recording.<br \/>By then, the scammers have already transferred the stolen funds through multiple accounts, often internationally, making recovery nearly impossible.<\/p>\n\n\n\n<div id=\"mwtad2579734990\" class=\"gas_fallback-ad_309748-ad_309691-placement_360588\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"3906789406\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><h2 class=\"wp-block-heading\"><strong>What to Do If You Have Fallen Victim to This Scam<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you interacted with the fake text or phone call, take immediate action. Acting within hours can make a major difference in minimizing damage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Stop All Communication<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Do not reply to any more messages or calls from the number. Block it immediately.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Contact Bank of America Directly<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Use only official contact methods:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Call <strong>1-800-432-1000<\/strong> (listed on the back of your card).<\/li>\n\n\n\n<li>Log in securely at <strong><a href=\"http:\/\/www.bankofamerica.com\/\" target=\"_blank\" rel=\"noopener\">www.bankofamerica.com<\/a><\/strong> or through the official app.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Tell them you received a fraudulent text and may have shared information.<br \/>Bank of America can freeze your card, disable Zelle temporarily, and issue new credentials.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. Change Your Online Banking Password<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Immediately reset your Bank of America password and any other accounts that use the same or similar credentials.<br \/>Enable <strong>two-factor authentication<\/strong> (2FA) if not already active.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. Check for Unauthorized Transactions<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Look for recent:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Zelle or wire transfers<\/strong>,<\/li>\n\n\n\n<li><strong>ACH withdrawals<\/strong>,<\/li>\n\n\n\n<li><strong>Unfamiliar debit card purchases.<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">If you find anything suspicious, report it as fraud to Bank of America immediately \u2014 the bank can start a formal investigation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. Report the Scam<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Submit official reports to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Federal Trade Commission (FTC):<\/strong> <a href=\"https:\/\/reportfraud.ftc.gov\/\" target=\"_blank\" rel=\"noopener\">reportfraud.ftc.gov<\/a><\/li>\n\n\n\n<li><strong>FBI Internet Crime Complaint Center (IC3):<\/strong> <a href=\"https:\/\/www.ic3.gov\/\" target=\"_blank\" rel=\"noopener\">ic3.gov<\/a><\/li>\n\n\n\n<li><strong>Federal Communications Commission (FCC):<\/strong> <a href=\"https:\/\/consumercomplaints.fcc.gov\/\" target=\"_blank\" rel=\"noopener\">consumercomplaints.fcc.gov<\/a><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Include screenshots of the text, the number used, and any call logs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6. Monitor Your Credit and Identity<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Scammers may sell your information to other criminals.<br \/>Use <strong>free annual credit reports<\/strong> from Equifax, Experian, and TransUnion.<br \/>Consider placing a <strong>fraud alert<\/strong> or <strong>credit freeze<\/strong> to prevent new accounts being opened in your name.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>7. Scan for Malware (If Remote Access Was Granted)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you installed any app the scammer recommended, remove it immediately.<br \/>Then use trusted security software to perform a full scan for malware or remote tools.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>8. Educate Others<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Scammers rely on silence and shame. Sharing your story \u2014 on social media or scam-reporting forums \u2014 helps others recognize and avoid the same trap.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>9. Watch for Follow-Up Scams<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Victims are often re-targeted by fake \u201crecovery specialists\u201d who claim they can help retrieve lost funds.<br \/>No legitimate organization will ask for payment to recover stolen money.<\/p>\n\n\n<div id=\"mwtad4216248921\" class=\"gas_fallback-ad_318930-ad_309691-placement_360589\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"3818335085\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><h2>Is Your Device Infected? Run a Free Malware Scan<\/h2>\n\n<p>Slow performance, constant pop-ups, or strange behavior? These are classic signs of a malware infection. The fastest way to find out is to scan your device with <strong>Malwarebytes Anti-Malware Free<\/strong> \u2014 one of the most trusted malware removal tools available.<\/p>\n\n<p>The free version detects and removes the most common threats, including:<\/p>\n\n<ul>\n<li><strong>Adware<\/strong> \u2014 the cause of those annoying pop-ups<\/li>\n<li><strong>Browser hijackers<\/strong> \u2014 unwanted redirects and changed homepages<\/li>\n<li><strong>Trojans and spyware<\/strong> \u2014 hidden programs stealing your data<\/li>\n<li><strong>Potentially unwanted programs (PUPs)<\/strong> \u2014 software you never asked for<\/li>\n<\/ul>\n\n<p>\ud83d\udc49 <strong>Select your device below<\/strong> \u2014 Windows, Mac, or Android \u2014 then follow the simple steps to download Malwarebytes, scan your system, and remove any threats it finds. The whole process takes about 5 minutes.<\/p>\n\n<div class=\"su-tabs su-tabs-style-default su-tabs-mobile-stack\" data-active=\"1\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-tabs-nav\"><span class=\"\" data-url=\"\" data-target=\"blank\" tabindex=\"0\" role=\"button\">Malwarebytes for Windows<\/span><span class=\"\" data-url=\"\" data-target=\"blank\" tabindex=\"0\" role=\"button\">Malwarebytes for Mac<\/span><span class=\"\" data-url=\"\" data-target=\"blank\" tabindex=\"0\" role=\"button\">Malwarebytes for Android<\/span><\/div><div class=\"su-tabs-panes\"><div class=\"su-tabs-pane su-u-clearfix su-u-trim\" data-title=\"Malwarebytes for Windows\">\n\n<h3 id=\"windowsh3\" class=\"toch3\">Run a Malware Scan with Malwarebytes for Windows<\/h3>\n\n\n<p class=\"wp-block-paragraph\"><strong>Malwarebytes<\/strong> is one of the most popular and trusted anti-malware tools for Windows \u2014 and it&#8217;s completely free for removing infections. It catches threats that many antivirus programs miss, including adware, browser hijackers, and trojans. Follow the steps below to scan and clean your PC in just a few minutes.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><p class=\"mwt_quick_overview\">Download Malwarebytes<\/p> <p>Click the button below to download the latest version of <strong>Malwarebytes for Windows<\/strong> from the official source. The free version is all you need \u2014 it will scan your computer and remove adware, browser hijackers, and other malicious software at no cost.<\/p> <div class=\"mwt_download_box\"><figure><img decoding=\"async\" title=\"Malwarebytes Icon\" width=\"40\" height=\"40\" class=\"alignleft size-full wp-image-81150 mwt_product_icon_logo\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2018\/06\/Malwarebytes-LOGO.png\" alt=\"Malwarebytes Logo\"\/><\/figure> <strong><a class=\"\" href=\"https:\/\/malwaretips.com\/downloads\/MBSetup-076886.076886-consumer.exe\" onclick=\"window.open(&#039;https:\/\/malwaretips.com\/get\/malwarebytes-free&#039;);\">DOWNLOAD MALWAREBYTES FOR WINDOWS (FREE)<br \/>\n<\/a><\/strong><br \/><em class=\"small-text-disclaimer\">(The link opens in a new page where your download will start)<\/em><\/div><\/li>\n\n\n\n<li> <p class=\"mwt_quick_overview\">Install Malwarebytes<\/p>\n\n<p>When the download finishes, open your <strong>Downloads<\/strong> folder and <strong>double-click the MBSetup file<\/strong>. If Windows shows a <strong>User Account Control<\/strong> pop-up, click &#8220;<em>Yes<\/em>&#8221; to allow the installation.<\/p>\n\n \n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"975\" height=\"500\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM1.jpg\" alt=\"\" class=\"wp-image-285934\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM1.jpg 975w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM1-300x154.jpg 300w\" sizes=\"(max-width: 975px) 100vw, 975px\" \/><\/figure>\n \n\n \n  \n\n<\/li>\n\n\n\n<li><p class=\"mwt_quick_overview\">Follow the On-Screen Prompts to Install Malwarebytes<\/p> \n\n<p>The setup wizard will walk you through a few quick screens:<\/p>\n\n<ul>\n \n  <li>\n    <p>Choose where you&#8217;re installing the program \u2014 &#8220;<strong>Personal Computer<\/strong>&#8221; or &#8220;<strong>Work Computer<\/strong>&#8221; \u2014 then click <strong>Next<\/strong>.<\/p>\n    \n    <figure class=\"wp-block-image size-full\">\n      <img decoding=\"async\" width=\"737\" height=\"500\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM3-1.jpg\" alt=\"\" class=\"wp-image-285953\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM3-1.jpg 737w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM3-1-300x204.jpg 300w\" sizes=\"(max-width: 737px) 100vw, 737px\" \/>\n    <\/figure>\n    \n  <\/li>\n  <li>\n    <p>Malwarebytes will now install on your device. This usually takes under a minute.<\/p>\n    \n    <figure class=\"wp-block-image size-full\">\n      <img decoding=\"async\" width=\"759\" height=\"500\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM4.jpg\" alt=\"\" class=\"wp-image-285937\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM4.jpg 759w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM4-300x198.jpg 300w\" sizes=\"(max-width: 759px) 100vw, 759px\" \/>\n    <\/figure>\n    \n  <\/li>\n  <li>\n    <p>When installation is complete, the &#8220;<strong>Welcome to Malwarebytes<\/strong>&#8221; screen will open automatically.<\/p>\n    \n    <figure class=\"wp-block-image size-full\">\n      <img decoding=\"async\" width=\"705\" height=\"500\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM6-1.jpg\" alt=\"\" class=\"wp-image-285951\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM6-1.jpg 705w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM6-1-300x213.jpg 300w\" sizes=\"(max-width: 705px) 100vw, 705px\" \/>\n    <\/figure>\n    \n  <\/li>\n  <li>\n    <p>On the final screen, click <strong>Open Malwarebytes<\/strong> to launch the program.<\/p>\n    \n    <figure class=\"wp-block-image size-full\">\n      <img decoding=\"async\" width=\"749\" height=\"500\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM5-1.jpg\" alt=\"\" class=\"wp-image-285952\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM5-1.jpg 749w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM5-1-300x200.jpg 300w\" sizes=\"(max-width: 749px) 100vw, 749px\" \/>\n    <\/figure>\n    \n  <\/li>\n<\/ul>\n\n<\/li>\n\n\n\n<li><p class=\"mwt_quick_overview\">Enable &#8220;Scan for Rootkits&#8221;<\/p>\n<p>Before scanning, turn on rootkit detection so Malwarebytes can find even the most hidden threats. Click the <strong>Settings<\/strong> gear icon on the left side of the screen.\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"842\" height=\"600\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM8.jpg\" alt=\"\" class=\"wp-image-285942\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM8.jpg 842w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM8-300x214.jpg 300w\" sizes=\"(max-width: 842px) 100vw, 842px\" \/><\/figure>\n<\/p>\n\n\n\n<p>In the settings menu, find &#8220;<strong>Scan for rootkits<\/strong>&#8221; and click the toggle so it turns blue.\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"841\" height=\"600\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM9.jpg\" alt=\"\" class=\"wp-image-285943\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM9.jpg 841w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM9-300x214.jpg 300w\" sizes=\"(max-width: 841px) 100vw, 841px\" \/><\/figure>\n <\/p>\n\n\n\n<p>Done? Click &#8220;<strong>Dashboard<\/strong>&#8221; in the left pane to return to the main screen.\n\n <\/p><\/li>\n\n\n\n<li><p class=\"mwt_quick_overview\">Start the Scan<\/p> <p>Click the blue <strong>Scan<\/strong> button. Malwarebytes will automatically update its virus database and start checking your computer for malware.<\/p>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"849\" height=\"600\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM10.jpg\" alt=\"\" class=\"wp-image-285941\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM10.jpg 849w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM10-300x212.jpg 300w\" sizes=\"(max-width: 849px) 100vw, 849px\" \/><\/figure>\n<\/li>\n\n\n\n<li>\n<p class=\"mwt_quick_overview\">Wait for the Scan to Finish<\/p>\n<p>The scan checks your entire system for browser hijackers and other malicious programs, so it can take several minutes. Feel free to do something else \u2014 just check back occasionally to see the progress.<\/p>\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"842\" height=\"600\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM11.jpg\" alt=\"\" class=\"wp-image-285944\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM11.jpg 842w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM11-300x214.jpg 300w\" sizes=\"(max-width: 842px) 100vw, 842px\" \/><\/figure>\n<\/li>\n\n\n\n<li>\n<p class=\"mwt_quick_overview\">Quarantine the Detected Threats<\/p>\n<p>When the scan is done, you&#8217;ll see a list of everything Malwarebytes found \u2014 malware, adware, and potentially unwanted programs. Click the &#8220;<strong>Quarantine<\/strong>&#8221; button to remove all of them at once.<\/p>\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"844\" height=\"600\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM12.jpg\" alt=\"\" class=\"wp-image-285945\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM12.jpg 844w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM12-300x213.jpg 300w\" sizes=\"(max-width: 844px) 100vw, 844px\" \/><\/figure>\n\n\n<p>Malwarebytes will now remove the malicious files and registry entries and move them safely into quarantine.\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"842\" height=\"600\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM13.jpg\" alt=\"\" class=\"wp-image-285946\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM13.jpg 842w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM13-300x214.jpg 300w\" sizes=\"(max-width: 842px) 100vw, 842px\" \/><\/figure>\n <\/p><\/li>\n\n\n\n<li>\n  <p class=\"mwt_quick_overview\">Restart Your Computer<\/p>\n  <p>Some threats can only be fully removed after a reboot. If Malwarebytes asks you to restart, click <strong>Yes<\/strong>. Once you&#8217;re logged back in, your PC is clean and you can continue with the next steps in this guide.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"844\" height=\"600\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM14.jpg\" alt=\"\" class=\"wp-image-285947\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM14.jpg 844w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2024\/05\/MBAM14-300x213.jpg 300w\" sizes=\"(max-width: 844px) 100vw, 844px\" \/><\/figure>\n<\/li>\n<\/ol>\n\n\n<p>When the scan finishes, click <strong>Quarantine<\/strong> to remove everything Malwarebytes found. That&#8217;s it \u2014 your Windows PC is now clean of trojans, adware, and other malware, and should be back to running smoothly.<\/p>\n\n\n<p class=\"wp-block-paragraph\">If your current antivirus allowed this malicious program on your computer, you may want to consider purchasing Malwarebytes Premium to protect against these types of threats in the future.<br \/>If you are still having problems with your computer after completing these instructions, then please follow one of the steps:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Run a computer scan with <strong><a href=\"https:\/\/www.eset.com\/us\/home\/online-scanner\/\" target=\"_blank\" rel=\"noopener noreferrer\">ESET Online Scanner<\/a><\/strong><\/li><li>Ask for help in our <strong><a title=\"Malware Removal Assistance for Windows\" href=\"https:\/\/malwaretips.com\/forums\/windows-malware-removal-help-support.10\/\" target=\"_blank\" rel=\"noopener noreferrer\">Windows Malware Removal Help &amp; Support<\/a><\/strong> forum.<\/li><\/ul>\n\n\n<\/div>\n<div class=\"su-tabs-pane su-u-clearfix su-u-trim\" data-title=\"Malwarebytes for Mac\">\n\n<h3 id=\"mach3\" class=\"toch3\">Run a Malware Scan with Malwarebytes for Mac<\/h3>\n\n\n<p class=\"wp-block-paragraph\"><strong>Malwarebytes for Mac<\/strong> is a free on-demand scanner that removes the malware other security software tends to miss \u2014 adware, browser hijackers, and unwanted programs included. Cleaning an infected Mac with Malwarebytes has always been completely free, and it&#8217;s our go-to recommendation. Follow the steps below to scan and clean your Mac in just a few minutes.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\n<p class=\"mwt_quick_overview\">Download Malwarebytes for Mac<\/p>\n<p>Click the button below to download the latest version of <strong>Malwarebytes for Mac<\/strong>.<\/p>\n<div class=\"mwt_download_box\"><figure><img decoding=\"async\" class=\"alignleft size-full wp-image-81150 mwt_product_icon_logo\" title=\"Malwarebytes Icon\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2018\/06\/Malwarebytes-LOGO.png\" alt=\"Malwarebytes Logo\" width=\"40\" height=\"40\"\/><\/figure><strong><a href=\"https:\/\/prf.hn\/click\/camref:1011lvqrV\/creativeref:1011l100234\" target=\"_blank\" rel=\"noopener noreferrer\">DOWNLOAD MALWAREBYTES FOR MAC (FREE)<\/a><\/strong><br \/><em>(The link opens in a new page where your download will start)<\/em><\/div>\n<\/li>\n\n\n\n<li>\n<p class=\"mwt_quick_overview\">Open the Malwarebytes setup file<\/p>\n<p>When the download finishes, open your <em>Downloads<\/em> folder and <strong>double-click the setup file<\/strong> to begin the installation.<\/p>\n<figure><img decoding=\"async\" class=\"size-full wp-image-98734 alignnone\" title=\"Double-click on setup file to install Malwarebytes\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Installer.jpg\" alt=\"Double-click on setup file to install Malwarebytes\" width=\"750\" height=\"424\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Installer.jpg 750w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Installer-300x170.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/figure><p><\/p>\n<\/li>\n\n\n\n<li>\n<p class=\"mwt_quick_overview\">Follow the On-Screen Prompts to Install Malwarebytes<\/p>\n<p>The <em>Malwarebytes for Mac Installer<\/em> will guide you through a few quick screens. Click &#8220;<strong>Continue<\/strong>&#8221; and keep following the prompts until the installation completes.<\/p>\n<figure><img decoding=\"async\" class=\"size-full wp-image-98735 alignnone\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Installer-Step-1.jpg\" alt=\"Click Continue to install Malwarebytes for Mac\" width=\"750\" height=\"532\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Installer-Step-1.jpg 750w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Installer-Step-1-300x213.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/figure><p><\/p>\n<figure><img decoding=\"async\" class=\"size-full wp-image-98736 alignnone\" title=\"Click again on Continue to install Malwarebytes for Mac for Mac\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Installer-Step-2.jpg\" alt=\"Click again on Continue to install Malwarebytes for Mac\" width=\"750\" height=\"531\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Installer-Step-2.jpg 750w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Installer-Step-2-300x212.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/figure><p><\/p>\n<figure><img decoding=\"async\" class=\"size-full wp-image-98737 alignnone\" title=\"Click Install to install Malwarebytes on Mac\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Installer-Step-4.jpg\" alt=\"Click Install to install Malwarebytes on Mac\" width=\"750\" height=\"531\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Installer-Step-4.jpg 750w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Installer-Step-4-300x212.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/figure><p><\/p>\n<p>When the installation is complete, Malwarebytes opens to the <em>Welcome to Malwarebytes<\/em> screen. Click &#8220;<strong>Get started<\/strong>&#8220;.<\/p>\n<\/li>\n\n\n\n<li>\n<p class=\"mwt_quick_overview\">Select &#8220;Personal Computer&#8221; or &#8220;Work Computer&#8221;<\/p>\n<p>Malwarebytes will ask what type of computer you&#8217;re installing it on. Click either <strong>Personal Computer<\/strong> or <strong>Work Computer<\/strong>, whichever applies.<br \/><img decoding=\"async\" class=\"size-full wp-image-98740 alignnone\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Select-Personal-Computer.jpg\" alt=\"Select Personal Computer or Work Computer mac\" width=\"750\" height=\"537\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Select-Personal-Computer.jpg 750w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Select-Personal-Computer-300x215.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\n<\/li>\n\n\n\n<li>\n<p class=\"mwt_quick_overview\">Start the Scan<\/p>\n<p>Click the &#8220;<strong>Scan<\/strong>&#8221; button. Malwarebytes will automatically update its detection database and begin checking your Mac for malware.<br \/><img decoding=\"async\" class=\"size-full wp-image-98733 alignnone\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Click-Scan.jpg\" alt=\"Click on Scan button to start a system scan Mac\" width=\"750\" height=\"538\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Click-Scan.jpg 750w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Click-Scan-300x215.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\n<\/li>\n\n\n\n<li>\n<p class=\"mwt_quick_overview\">Wait for the Scan to Finish<\/p>\n<p>Malwarebytes will scan your Mac for adware, browser hijackers, and other malicious programs. This can take a few minutes, so feel free to do something else \u2014 just check back occasionally to see the progress.<br \/><img decoding=\"async\" class=\"size-full wp-image-98739 alignnone\" title=\"Wait for Malwarebytes for Mac to scan your computer\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Scanning-for-malware.jpg\" alt=\"Wait for Malwarebytes for Mac to scan for malware\" width=\"750\" height=\"536\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Scanning-for-malware.jpg 750w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Scanning-for-malware-300x214.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\n<\/li>\n\n\n\n<li>\n<p class=\"mwt_quick_overview\">Quarantine the Detected Threats<\/p>\n<p>When the scan is done, you&#8217;ll see a list of everything Malwarebytes found. Click the &#8220;<strong>Quarantine<\/strong>&#8221; button to remove all the threats at once.<br \/><img decoding=\"async\" class=\"size-full wp-image-98732 alignnone\" title=\"Review the malicious programs and click on Quarantine\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Click-Confirm.jpg\" alt=\"Review the malicious programs and click on Quarantine to remove malware\" width=\"750\" height=\"538\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Click-Confirm.jpg 750w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Click-Confirm-300x215.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\n<\/li>\n\n\n\n<li> <p class=\"mwt_quick_overview\">Restart Your Mac<\/p> <p>Malwarebytes will now remove all the malicious files it found. Some threats can only be fully removed after a reboot \u2014 if Malwarebytes asks you to restart, allow it. Once you&#8217;re logged back in, your Mac is clean.<br \/><img decoding=\"async\" width=\"750\" height=\"536\" class=\"size-full wp-image-98738 alignnone\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Restart.jpg\" alt=\"Malwarebytes For Mac requesting to restart computer\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Restart.jpg 750w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2019\/11\/Malwarebytes-Mac-Restart-300x214.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><br \/><\/p> <\/li>\n<\/ol>\n\n\n<p>Once the scan is done, remove every threat it detected. Your Mac is now free of adware, rogue browser extensions, and other potentially harmful software.<\/p>\n\n\n<p class=\"wp-block-paragraph\">If your current antivirus allowed a malicious program on your computer, you might want to consider purchasing the full-featured version of Malwarebytes Anti-Malware to protect against these types of threats in the future.<br \/>If you are still experiencing problems while trying to remove a malicious program from your computer, please ask for help in our <strong><a title=\"Mac Malware Removal Help &amp; Support\" href=\"https:\/\/malwaretips.com\/forums\/mac-malware-removal-help-support.183\/\" target=\"_blank\" rel=\"noopener noreferrer\">Mac Malware Removal Help &amp; Support<\/a><\/strong> forum.<\/p>\n\n\n<\/div>\n<div class=\"su-tabs-pane su-u-clearfix su-u-trim\" data-title=\"Malwarebytes for Android\">\n\n<h3 id=\"androidh3\" class=\"toch3\">Run a Malware Scan with Malwarebytes for Android<\/h3>\n\n<p>Malwarebytes for Android automatically detects and removes dangerous threats like malware and ransomware so you don&#8217;t have to worry about your most-used device being compromised. Aggressive detection of adware and potentially unwanted programs keeps your Android phone or tablet running smooth.<\/p>\n\n\n<ol class=\"wp-block-list\">\n<li>\n<p class=\"mwt_quick_overview\">Download Malwarebytes for Android.<\/p>\n<p>You can download <strong>Malwarebytes for Android<\/strong> by clicking the link below.<\/p>\n<figure><img decoding=\"async\" class=\"alignleft size-full wp-image-81150 mwt_product_icon_logo\" title=\"Malwarebytes Icon\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2018\/06\/Malwarebytes-LOGO.png\" alt=\"Malwarebytes Logo\" width=\"40\" height=\"40\"\/><\/figure><div class=\"mwt_download_box\"><strong><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=org.malwarebytes.antimalware&#038;hl=en\" target=\"_blank\" rel=\"noopener noreferrer\">MALWAREBYTES FOR ANDROID DOWNLOAD LINK<\/a><\/strong><br \/><em>(The above link will open a new page from where you can download Malwarebytes for Android)<\/em><\/div>\n<\/li>\n\n\n\n<li>\n<p class=\"mwt_quick_overview\">Install Malwarebytes for Android on your phone.<\/p>\n<p>In the Google Play Store, tap &#8220;<strong>Install<\/strong>&#8221; to install Malwarebytes for Android on your device.<\/p>\n<figure><img decoding=\"async\" class=\"alignnone size-full wp-image-106940\" title=\"Tap Install to install Malwarebytes for Android\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Google-Play-App.jpg\" alt=\"Tap Install to install Malwarebytes for Android\" width=\"292\" height=\"580\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Google-Play-App.jpg 292w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Google-Play-App-151x300.jpg 151w\" sizes=\"(max-width: 292px) 100vw, 292px\" \/><\/figure><p><\/p>\n<p>When the installation process has finished, tap &#8220;<strong>Open<\/strong>&#8221; to begin using Malwarebytes for Android. You can also open Malwarebytes by tapping on its icon in your phone menu or home screen.<br \/><img decoding=\"async\" class=\"alignnone size-full wp-image-106941\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Open-App.jpg\" alt=\"Malwarebytes for Android - Open App\" width=\"292\" height=\"578\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Open-App.jpg 292w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Open-App-152x300.jpg 152w\" sizes=\"(max-width: 292px) 100vw, 292px\" \/><\/p>\n<\/li>\n\n\n\n<li>\n<p class=\"mwt_quick_overview\">Follow the on-screen prompts to complete the setup process<\/p>\n<p>When Malwarebytes will open, you will see the <em>Malwarebytes Setup Wizard<\/em> which will guide you through a series of permissions and other setup options.<br \/>This is the first of two screens that explain the difference between the Premium and Free versions. Swipe this screen to continue.<br \/><img decoding=\"async\" class=\"alignnone size-full wp-image-106944\" title=\"Malwarebytes Setup Screen 1\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Setup-Wizard-1.jpg\" alt=\"Malwarebytes Setup Screen 1\" width=\"292\" height=\"577\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Setup-Wizard-1.jpg 292w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Setup-Wizard-1-152x300.jpg 152w\" sizes=\"(max-width: 292px) 100vw, 292px\" \/><br \/>Tap on &#8220;<strong>Got it<\/strong>&#8221; to proceed to the next step.<br \/><img decoding=\"async\" class=\"alignnone size-full wp-image-106945\" title=\"Malwarebytes Setup Screen 2\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Setup-Wizard-2.jpg\" alt=\"Malwarebytes Setup Screen 2\" width=\"292\" height=\"580\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Setup-Wizard-2.jpg 292w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Setup-Wizard-2-151x300.jpg 151w\" sizes=\"(max-width: 292px) 100vw, 292px\" \/><br \/>Malwarebytes for Android will now ask for a set of permissions that are required to scan your device and protect it from malware. Tap on &#8220;<strong>Give permission<\/strong>&#8221; to continue.<br \/><img decoding=\"async\" class=\"alignnone size-full wp-image-106946\" title=\"Malwarebytes Setup Screen 3\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Setup-Wizard-3.jpg\" alt=\"Malwarebytes Setup Screen 3\" width=\"292\" height=\"570\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Setup-Wizard-3.jpg 292w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Setup-Wizard-3-154x300.jpg 154w\" sizes=\"(max-width: 292px) 100vw, 292px\" \/><br \/>Tap on &#8220;Allow&#8221; to permit Malwarebytes to access the files on your phone.<br \/><img decoding=\"async\" class=\"alignnone size-full wp-image-106947\" title=\"Malwarebytes Setup Screen 4\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Setup-Wizard-7.jpg\" alt=\"Malwarebytes Setup Screen 4\" width=\"292\" height=\"573\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Setup-Wizard-7.jpg 292w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Setup-Wizard-7-153x300.jpg 153w\" sizes=\"(max-width: 292px) 100vw, 292px\" \/><\/p>\n<\/li>\n\n\n\n<li>\n<p class=\"mwt_quick_overview\">Update database and run a scan with Malwarebytes for Android<\/p>\n<p>You will now be prompted to update the Malwarebytes database and run a full system scan.<\/p>\n<figure><img decoding=\"async\" class=\"alignnone size-full wp-image-106939\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Fix-Issues.jpg\" alt=\"Malwarebytes fix issue\" width=\"292\" height=\"579\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Fix-Issues.jpg 292w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Fix-Issues-151x300.jpg 151w\" sizes=\"(max-width: 292px) 100vw, 292px\" \/><\/figure><p><\/p>\n<p>Click on &#8220;<strong>Update database<\/strong>&#8221; to update the Malwarebytes for Android definitions to the latest version, then click on &#8220;<strong>Run full scan<\/strong>&#8221; to perform a system scan.<\/p>\n<figure><img decoding=\"async\" class=\"alignnone size-full wp-image-106948\" title=\"Update database and run Malwarebytes scan\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Update-Run-Scan.jpg\" alt=\"Update database and run Malwarebytes scan on phone\" width=\"291\" height=\"575\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Update-Run-Scan.jpg 291w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Update-Run-Scan-152x300.jpg 152w\" sizes=\"(max-width: 291px) 100vw, 291px\" \/><\/figure><p><\/p>\n<\/li>\n\n\n\n<li>\n<p class=\"mwt_quick_overview\">Wait for the Malwarebytes scan to complete.<\/p>\n<p>Malwarebytes will now start scanning your phone for adware and other malicious apps. This process can take a few minutes, so we suggest you do something else and periodically check on the status of the scan to see when it is finished.<br \/><img decoding=\"async\" class=\"alignnone size-full wp-image-106943\" title=\"Malwarebytes scanning phone for malware\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Scanning-for-Malware.jpg\" alt=\"Malwarebytes scanning Android for Vmalware\" width=\"292\" height=\"579\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Scanning-for-Malware.jpg 292w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Scanning-for-Malware-151x300.jpg 151w\" sizes=\"(max-width: 292px) 100vw, 292px\" \/><\/p>\n<\/li>\n\n\n\n<li>\n<p class=\"mwt_quick_overview\">Click on &#8220;Remove Selected&#8221;.<\/p>\n<p>When the scan has been completed, you will be presented with a screen showing the malware infections that Malwarebytes for Android has detected. To remove the malicious apps that Malwarebytes has found, tap on the &#8220;<strong>Remove Selected<\/strong>&#8221; button.<br \/><img decoding=\"async\" class=\"alignnone size-full wp-image-106942\" title=\"Tap on the Remove button to get rid of malware\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Removing-Malware.jpg\" alt=\"Remove malware from your phone\" width=\"760\" height=\"600\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Removing-Malware.jpg 760w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2020\/05\/Malwarebytes-for-Android-Removing-Malware-300x237.jpg 300w\" sizes=\"(max-width: 760px) 100vw, 760px\" \/><\/p>\n<\/li>\n\n\n\n<li>\n<p class=\"mwt_quick_overview\">Restart your phone.<\/p>\n<p>Malwarebytes for Android will now remove all the malicious apps that it has found. To complete the malware removal process, Malwarebytes may ask you to restart your device.<\/p>\n<\/li>\n<\/ol>\n\n\n<hr \/>\n\n<p>After the scan, tap <strong>Remove Selected<\/strong> to delete all detected threats. Your Android phone is now clean \u2014 no more malicious apps, adware, or browser redirects.<\/p>\n\n\n<p class=\"wp-block-paragraph\">If your current antivirus allowed a malicious app on your phone, you may want to consider purchasing the full-featured version of Malwarebytes to protect against these types of threats in the future.<br \/>If you are still having problems with your phone after completing these instructions, then please follow one of the steps:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Restore your phone to factory settings by going to <em>Settings &gt; General management &gt; Reset &gt; Factory data reset.<\/em><\/li><li>Ask for help in our <strong><a title=\"Mobile Malware Removal Help &amp; Support\" href=\"https:\/\/malwaretips.com\/forums\/mobile-malware-removal-help-support.165\/\" target=\"_blank\" rel=\"noopener noreferrer\">Mobile Malware Removal Help &amp; Support<\/a><\/strong> forum.<\/li><\/ul>\n\n\n<\/div><\/div><\/div>\n\n<h3>Stay Protected: Block Ads and Malicious Sites<\/h3>\n\n<p>Now that your device is clean, keep it that way. Most infections start with a malicious ad or a fake download button \u2014 so blocking them at the source is your best defense.<\/p>\n\n<p>We recommend <a href=\"https:\/\/adguard.com\/?aid=29616\" target=\"_blank\" rel=\"sponsored nofollow noopener noreferrer\"><strong>AdGuard<\/strong><\/a>, which blocks malicious ads, phishing pages, and dangerous redirects before they can reach you.<\/p>\n\n<p>\ud83d\udc49 <a href=\"https:\/\/adguard.com\/?aid=29616\" target=\"_blank\" rel=\"sponsored nofollow noopener noreferrer\"><strong>Download AdGuard and browse safely<\/strong><\/a><\/p>\n\n\n<div id=\"mwtad3696294196\" class=\"gas_fallback-ad_381388-ad_309691-placement_381390\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"3191649120\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><h2 class=\"wp-block-heading\"><strong>How to Spot the BofA \u201cTransaction Was Declined\u201d Scam Texts<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Recognizing the warning signs of a fake <strong>Bank of America fraud alert<\/strong> can protect you from losing money or giving away personal information. Scammers design these texts to look identical to legitimate messages, so it\u2019s crucial to know what separates a <strong>real Bank of America alert<\/strong> from a <strong>fraudulent one<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Suspicious Short Codes or Phone Numbers<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Authentic Bank of America alerts come from <strong>verified short codes<\/strong>, such as <strong>39833<\/strong> or <strong>73981<\/strong>, and never from standard ten-digit phone numbers.<br \/>If the message comes from <strong>81336<\/strong> or any unfamiliar number that looks slightly different from the ones you\u2019ve seen before, treat it as suspicious.<br \/>Some scammers even spoof official numbers, so always confirm by checking your messages inside the <strong>Bank of America mobile app<\/strong> \u2014 that\u2019s where genuine alerts appear.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. The Presence of a Callback Number<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A major red flag is when the text includes a <strong>phone number to call<\/strong>, often something like <strong>866-493-7673<\/strong> or a similar toll-free line.<br \/>Real Bank of America fraud alerts never ask you to call a number in the message. They simply instruct you to reply \u201cYes\u201d or \u201cNo\u201d and never provide contact numbers.<br \/>Any text that says \u201cCall our fraud department immediately\u201d is a scam.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. Generic and Repetitive Language<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Fraudulent messages usually contain generic phrases such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u201cTransaction was declined.\u201d<\/li>\n\n\n\n<li>\u201cConfirm if this was you.\u201d<\/li>\n\n\n\n<li>\u201cCall immediately to secure your account.\u201d<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">They avoid mentioning your name, your card\u2019s last four digits, or other account identifiers. Real alerts will always include limited, verified details (like \u201cCard ending in 1234\u201d) without asking for sensitive information.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. Unusual Transaction Amounts<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Scammers pick specific transaction amounts like <strong>$723.42<\/strong> or <strong>$319.55<\/strong> to appear believable.<br \/>They\u2019re large enough to cause concern but not suspiciously round or exaggerated.<br \/>Legitimate Bank of America fraud alerts can mention real merchant names and exact times, while scam texts often use vague references such as \u201ctransaction at merchant.com\u201d or \u201cpurchase declined.\u201d<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. Urgent or Threatening Tone<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Urgency is a classic hallmark of phishing and smishing scams.<br \/>Phrases like \u201cConfirm immediately,\u201d \u201cYour account will be suspended,\u201d or \u201cFunds will be held\u201d are meant to trigger panic.<br \/>Bank of America will never threaten to close or freeze your account via text. Legitimate alerts are concise, calm, and allow you to verify through your app or website at your convenience.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6. Spelling and Grammar Mistakes<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">While most scam messages are well-written, small grammar issues often give them away.<br \/>Look for errors like missing articles (\u201cTransaction of $723 was declined\u201d), inconsistent capitalization (\u201cB OF A Notice\u201d), or awkward punctuation.<br \/>Bank of America\u2019s real alerts follow strict formatting standards and never include typos.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>7. Embedded Links or Shortened URLs<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If a text message includes a clickable link \u2014 especially shortened ones like <code>bit.ly<\/code>, <code>tinyurl<\/code>, or unfamiliar domains \u2014 it\u2019s a scam.<br \/>Real BofA alerts don\u2019t contain external links.<br \/>Scammers use these URLs to lead you to <strong>phishing websites<\/strong> that look like the Bank of America login page, where they capture your credentials.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>8. Requests for Personal or Login Information<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Bank of America will never ask you to provide:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your full debit or credit card number<\/li>\n\n\n\n<li>Your online banking username or password<\/li>\n\n\n\n<li>One-time passcodes sent to your phone<\/li>\n\n\n\n<li>Remote access to your device<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Any message that asks for this information is a direct fraud attempt.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>9. Timing That Doesn\u2019t Match Your Activity<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Scammers send these messages randomly, hoping you\u2019ve recently used your card so the timing feels plausible.<br \/>If you haven\u2019t made a recent purchase, the text is likely fake. Always check your <strong>Bank of America app or website<\/strong> for real alerts before responding to any text.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>10. Follow-Up Calls After the Text<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Another key indicator is receiving a <strong>phone call shortly after the text<\/strong> from someone claiming to be from Bank of America\u2019s fraud team.<br \/>This is part of the scam. The same criminals who sent the text will call pretending to help you \u201csecure your account.\u201d<br \/>Bank of America does not call customers immediately after fraud texts unless you specifically request a callback through verified channels.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How to Verify a Real Bank of America Alert<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re ever unsure whether a message is legitimate, take these steps:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Log into your official Bank of America mobile app<\/strong> \u2014 real alerts appear under Notifications.<\/li>\n\n\n\n<li><strong>Call the number on the back of your card<\/strong>, not the one in the text.<\/li>\n\n\n\n<li><strong>Check for identical messages in your email or app.<\/strong> If it\u2019s not there, it\u2019s fake.<\/li>\n\n\n\n<li><strong>Forward the suspicious text<\/strong> to <strong><a>abuse@bankofamerica.com<\/a><\/strong> or to <strong>7726 (SPAM)<\/strong> for carrier review.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>The Golden Rule<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Never act on instructions from an unsolicited text, even if it looks professional.<br \/>Always go directly to the official <strong>Bank of America website or mobile app<\/strong> to verify transactions.<br \/>Legitimate institutions will never require you to call a random number, click a link, or share your security code.<\/p>\n\n\n\n<div id=\"mwtad2943668030\" class=\"gas_fallback-ad_381392-ad_309691-placement_381395\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"2944237110\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><h2 class=\"wp-block-heading\"><strong>The Bottom Line<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>BofA Notice \u201cTransaction Was Declined\u201d scam<\/strong> is one of the most convincing banking frauds of 2025.<br \/>It mimics legitimate alerts so precisely that even cautious users can be fooled.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here\u2019s what to remember:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Never trust unsolicited texts<\/strong> claiming to be from your bank.<\/li>\n\n\n\n<li><strong>Do not call numbers<\/strong> or click links in suspicious messages.<\/li>\n\n\n\n<li><strong>Always verify activity<\/strong> by logging directly into your Bank of America app or website.<\/li>\n\n\n\n<li><strong>Banks never ask for verification codes, passwords, or transfers to \u201csecure accounts.\u201d<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">If you receive a message like <em>\u201cTransaction of $723.42 was declined. Confirm if this was you\u2026\u201d<\/em> \u2014 treat it as a scam, delete it, and report it immediately.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">What is the \u201cBofA Notice: Transaction Was Declined\u201d scam?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The \u201cBofA Notice: Transaction Was Declined\u201d scam is a <strong>fraudulent text message and phone call operation<\/strong> impersonating Bank of America\u2019s fraud department. Victims receive a text that appears to come from Bank of America, usually from a number like <strong>81336<\/strong>, stating that a transaction for a specific amount (for example, $723.42) was declined. The message urges you to confirm the purchase by replying \u201cYES\u201d or by calling a number such as <strong>866-493-7673<\/strong>. When you respond, scammers pose as BofA agents and attempt to steal personal details, online banking credentials, or even money through fake \u201csecurity\u201d transfers. It\u2019s a sophisticated form of smishing (SMS phishing) often followed by vishing (voice phishing) phone calls.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How can I tell if a BofA text message is real or fake?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Legitimate Bank of America text messages will:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Come only from verified short codes such as <strong>39833<\/strong> or <strong>73981<\/strong>.<\/li>\n\n\n\n<li>Never include phone numbers or links asking you to call back.<\/li>\n\n\n\n<li>Simply ask you to reply \u201cYes\u201d or \u201cNo\u201d to confirm a transaction.<\/li>\n\n\n\n<li>Address your card ending digits and will never ask for personal or login details.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Scam texts, on the other hand, often:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Come from unfamiliar short codes like <strong>81336<\/strong>.<\/li>\n\n\n\n<li>Include a full phone number to call (usually starting with 866, 888, or 833).<\/li>\n\n\n\n<li>Use a sense of urgency, saying \u201cCall immediately\u201d or \u201cConfirm now.\u201d<\/li>\n\n\n\n<li>Contain grammar or punctuation errors.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re unsure, never respond to the text. Instead, log into your <strong>official Bank of America mobile app<\/strong> or call the number printed on the back of your card.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What happens if I call the number in the fake BofA text?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you call the number listed in the fake text, you\u2019ll reach scammers impersonating Bank of America\u2019s fraud department. They\u2019ll use professional language and reference the same dollar amount and merchant listed in the text. The scammer will then try to \u201cverify your identity\u201d by asking for your card number, billing ZIP code, or online banking username. Next, they might request a <strong>security code<\/strong> sent to your phone \u2014 which actually allows them to log into your real account. Once they gain access, they can transfer funds, set up Zelle payments, or change your account information. Some victims are also asked to install remote access apps like AnyDesk or TeamViewer, giving scammers full control of their phone or computer.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Does Bank of America use 81336 for text alerts?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No. Bank of America\u2019s legitimate text alerts typically come from short codes such as <strong>39833<\/strong>, <strong>73981<\/strong>, or <strong>22829<\/strong>, depending on your location and account type. Messages from <strong>81336<\/strong> or other unverified numbers are <strong>not<\/strong> associated with Bank of America. Scammers frequently use similar-looking short codes to make fake texts appear real. Always double-check messages in your official Bank of America mobile app or on <strong>bankofamerica.com<\/strong> before responding.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What should I do if I responded to the scam text or gave information?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you replied to the scam text, called the number, or gave out information, act immediately:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Contact Bank of America right away<\/strong> at <strong>1-800-432-1000<\/strong> to report the incident and freeze your card.<\/li>\n\n\n\n<li><strong>Change your online banking password<\/strong> and any other passwords that use similar credentials.<\/li>\n\n\n\n<li><strong>Enable two-factor authentication<\/strong> on your BofA account if it\u2019s not already turned on.<\/li>\n\n\n\n<li><strong>Check your recent transactions<\/strong> for unauthorized payments or Zelle transfers.<\/li>\n\n\n\n<li><strong>Report the scam<\/strong> to the <strong>FTC<\/strong> at <a href=\"https:\/\/reportfraud.ftc.gov\" target=\"_blank\" rel=\"noopener\">reportfraud.ftc.gov<\/a> and the <strong>FBI Internet Crime Complaint Center<\/strong> at <a href=\"https:\/\/www.ic3.gov\" target=\"_blank\" rel=\"noopener\">ic3.gov<\/a>.<\/li>\n\n\n\n<li>If you installed a remote access app, <strong>uninstall it immediately<\/strong> and perform a full malware scan on your device.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">The faster you respond, the higher the chance of recovering lost funds or preventing further fraud.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Why does the scam text look identical to real BofA alerts?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Scammers design their messages to mimic real fraud notifications down to the smallest detail \u2014 using the same tone, phrasing, and short-code structure as Bank of America\u2019s legitimate alerts. They even copy the use of specific transaction amounts, like $723.42, to seem authentic. These details trigger urgency and fear, pushing victims to act quickly without thinking. The similarity between real and fake alerts is what makes this scam so effective, even against security-conscious individuals.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Why do scammers follow up the text with a phone call?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The follow-up phone call increases the scam\u2019s credibility. After sending the text, scammers often call victims pretending to be Bank of America\u2019s fraud department. They claim to be \u201cverifying suspicious activity\u201d and reference the same transaction mentioned in the text. This hybrid method \u2014 known as <strong>smishing plus vishing<\/strong> \u2014 builds trust faster because hearing a calm, professional voice lowers suspicion. The call also allows scammers to manipulate victims in real time, guiding them through fake \u201csecurity\u201d steps to extract banking details or money.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What should I do if I received the text but didn\u2019t respond?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you received the \u201cBofA Notice: Transaction Was Declined\u201d text but didn\u2019t respond, you\u2019re safe \u2014 just delete it. Do not reply, click any links, or call any numbers mentioned in the message. You can forward the text to <strong>7726 (SPAM)<\/strong>, which reports it to your mobile carrier for analysis. It\u2019s also helpful to take a screenshot and send it to <strong><a>abuse@bankofamerica.com<\/a><\/strong> or report it through the <strong>Bank of America Security Center<\/strong> at <a>bankofamerica.com\/security-center<\/a>. Doing so helps the bank identify and block new scam numbers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Can Bank of America reverse fraudulent Zelle transfers caused by this scam?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Bank of America investigates every Zelle-related fraud claim individually, but <strong>Zelle payments are instant and typically irreversible<\/strong> once completed. If you\u2019ve been tricked into sending money via Zelle as part of this scam, contact the bank immediately and explain that you were a victim of social engineering fraud. Provide any text or call logs as evidence. While the bank may not always recover funds sent voluntarily, early reporting increases your chances of resolution or reimbursement through fraud protection policies.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What are the signs that my Bank of America account has been compromised?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Warning signs that scammers may have accessed your account include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You\u2019re locked out of online banking or the mobile app.<\/li>\n\n\n\n<li>You notice unfamiliar Zelle or wire transfers.<\/li>\n\n\n\n<li>Contact information (email, phone number) in your account has changed.<\/li>\n\n\n\n<li>You receive verification codes or password reset requests you didn\u2019t initiate.<\/li>\n\n\n\n<li>You get calls from \u201cBank representatives\u201d about recent transactions you didn\u2019t make.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">If any of these occur, contact <strong>Bank of America Security<\/strong> immediately and reset your credentials.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Why do scammers choose amounts like $723.42 or $319.55?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">These transaction amounts are deliberately chosen for <strong>psychological realism<\/strong>. Scammers pick figures that are high enough to cause concern but not so extreme that they seem fake. A charge like $723.42 feels specific and legitimate, suggesting it\u2019s a real transaction. This detail encourages you to take the message seriously and respond without verifying its authenticity.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How can I protect myself from future Bank of America scam texts?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Here are practical ways to stay safe from future scams:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Never call or text back numbers listed in suspicious messages.<\/strong><\/li>\n\n\n\n<li><strong>Enable official Bank of America fraud alerts<\/strong> inside your mobile app or online account.<\/li>\n\n\n\n<li><strong>Verify alerts only through official channels<\/strong>, such as the BofA app or by calling the number printed on your card.<\/li>\n\n\n\n<li><strong>Use multi-factor authentication (MFA)<\/strong> for extra security.<\/li>\n\n\n\n<li><strong>Install a trusted spam call blocker<\/strong> to reduce fraudulent texts and calls.<\/li>\n\n\n\n<li><strong>Stay updated<\/strong> on new scam types via the Bank of America Security Center and FTC alerts.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A good rule of thumb: if a message makes you panic, pause and verify it independently.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What should I do if I lost money because of the scam?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019ve already lost money, take these steps:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Contact Bank of America immediately<\/strong> to dispute fraudulent charges or transfers.<\/li>\n\n\n\n<li><strong>Ask to open a fraud claim<\/strong> and freeze your account temporarily.<\/li>\n\n\n\n<li><strong>File a report<\/strong> with your local police and attach evidence (texts, call logs, screenshots).<\/li>\n\n\n\n<li><strong>Report the incident<\/strong> to federal agencies such as the FTC and FBI IC3.<\/li>\n\n\n\n<li><strong>Monitor your credit report<\/strong> and consider a credit freeze if identity information was shared.<\/li>\n\n\n\n<li><strong>Keep all documentation<\/strong>, as you may need it for investigations or insurance claims.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Acting within the first 24 hours provides the best chance for recovery.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Is Bank of America aware of these scams?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. Bank of America is fully aware of these fraudulent text and phone scams and regularly warns customers through its <strong>Security Center<\/strong>. The bank emphasizes that it will <strong>never ask for one-time passcodes, passwords, or full card details<\/strong> in a text, email, or call. Real fraud alerts will only request a simple \u201cYes\u201d or \u201cNo\u201d response without requiring personal data or callbacks. You can view official scam warnings and tips at <a>bankofamerica.com\/security-center<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Where can I report these fake BofA texts and phone calls?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You can report scam messages and calls to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Bank of America:<\/strong> Forward texts or screenshots to <strong><a>abuse@bankofamerica.com<\/a><\/strong>.<\/li>\n\n\n\n<li><strong>FTC (Federal Trade Commission):<\/strong> File a complaint at <a href=\"https:\/\/reportfraud.ftc.gov\" target=\"_blank\" rel=\"noopener\">reportfraud.ftc.gov<\/a>.<\/li>\n\n\n\n<li><strong>FCC (Federal Communications Commission):<\/strong> Submit a report at <a>consumercomplaints.fcc.gov<\/a>.<\/li>\n\n\n\n<li><strong>FBI Internet Crime Complaint Center (IC3):<\/strong> <a href=\"https:\/\/www.ic3.gov\" target=\"_blank\" rel=\"noopener\">ic3.gov<\/a>.<\/li>\n\n\n\n<li><strong>Your mobile carrier:<\/strong> Forward the text to <strong>7726 (SPAM)<\/strong> to block similar messages.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Reporting helps authorities and the bank trace new scam numbers and warn other customers.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It starts with a text that looks like it\u2019s from Bank of America: \u201cB OF A Notice: Transaction of $723.42 was declined. Confirm if this was you: 866-493-7673. Reply YES to confirm.\u201d The message feels &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"BofA Notice \u201cTransaction Was Declined\u201d Scam Texts Explained\" class=\"read-more button\" href=\"https:\/\/malwaretips.com\/blogs\/bofa-notice-transaction-was-declined-scam\/#more-366234\" aria-label=\"Read more about BofA Notice \u201cTransaction Was Declined\u201d Scam Texts Explained\">Read more<\/a><\/p>\n","protected":false},"author":50,"featured_media":366235,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ai_generated_summary":"","footnotes":""},"categories":[49],"tags":[],"class_list":["post-366234","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-scam-reports","masonry-post","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50","resize-featured-image"],"_links":{"self":[{"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/posts\/366234","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/users\/50"}],"replies":[{"embeddable":true,"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/comments?post=366234"}],"version-history":[{"count":0,"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/posts\/366234\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/media\/366235"}],"wp:attachment":[{"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/media?parent=366234"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/categories?post=366234"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/tags?post=366234"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}