{"id":370581,"date":"2025-12-16T06:45:32","date_gmt":"2025-12-16T06:45:32","guid":{"rendered":"https:\/\/malwaretips.com\/blogs\/?p=370581"},"modified":"2025-12-20T06:07:42","modified_gmt":"2025-12-20T06:07:42","slug":"costco-auto-insurance-19-month-ads","status":"publish","type":"post","link":"https:\/\/malwaretips.com\/blogs\/costco-auto-insurance-19-month-ads\/","title":{"rendered":"Costco Auto Insurance $19\/Month Ads Are a Trap: How It Works"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">It looks official for a split second.<\/p><div id=\"mwtad4276831730\" class=\"gas_fallback-ad_309684--placement_360520\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"3957935887\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">A \u201cCostco car insurance\u201d ad slides into your feed with a promise that hits you right in the gut: full coverage for as low as $19\/month, and \u201capproved\u201d like it is already waiting for you. The price list looks clean, simple, and strangely confident. Almost like Costco negotiated it for everyone.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You hesitate. Then you wonder if you should tap your age group, just to see.<\/p><div id=\"mwtad2884492299\" class=\"gas_fallback-ad_381396-ad_309691-placement_360566\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"1471373341\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">That tiny moment of curiosity is exactly what the ad is built for.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" width=\"809\" height=\"1024\" src=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2025\/12\/1-63-809x1024.jpg\" alt=\"\" class=\"wp-image-370582\" style=\"width:480px;height:auto\" title=\"\" srcset=\"https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2025\/12\/1-63-809x1024.jpg 809w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2025\/12\/1-63-237x300.jpg 237w, https:\/\/malwaretips.com\/blogs\/wp-content\/uploads\/2025\/12\/1-63.jpg 897w\" sizes=\"(max-width: 809px) 100vw, 809px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div id=\"mwtad903498230\" class=\"gas_fallback-ad_309746-ad_309691-placement_360521\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"4456629336\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><h2 class=\"wp-block-heading\">Scam Overview<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The \u201cCostco Car Insurance\u201d scam ads are a widespread impersonation and lead-generation scheme that uses Costco branding to lure people into submitting personal information on unrelated websites.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These ads show up across major platforms, including YouTube, Facebook, TikTok, and Instagram. They often look like a normal sponsored post or short video ad, and they typically push a dramatic promise: extremely cheap car insurance, sometimes framed as a limited-time deal or a \u201csenior savings\u201d discovery.<\/p><div id=\"mwtad3889442954\" class=\"gas_fallback-ad_309686-ad_309691-placement_360569\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"6935453015\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The key detail is simple but critical:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These ads are not from Costco, and the websites they send you to are not Costco.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What the ads commonly claim<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The scam ads typically use bold, confidence-building phrases that feel like they came from a real corporate promotion. Some of the most common hooks include:<\/p><div id=\"mwtad988238614\" class=\"gas_fallback-ad_381401-ad_309691-placement_360573\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"5315249587\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u201cSave up to $550 a year on Car Insurance\u201d<\/li>\n\n\n\n<li>\u201cCar Insurance $19 Full Coverage Approved\u201d<\/li>\n\n\n\n<li>\u201cLet\u2019s drop your auto insurance rates today!\u201d<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">They also present a fake price menu that looks official and \u201cpre-negotiated,\u201d such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Liability only: $15.99\/month<\/li>\n\n\n\n<li>Liability + collision: $18.99\/month<\/li>\n\n\n\n<li>Full coverage: $24.99\/month<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">These numbers are not realistic in today\u2019s insurance market for most drivers, and the ads present them as if approval is already guaranteed. That is the psychological trick: they are trying to short-circuit your normal skepticism by making it feel like you have already qualified.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What the websites really are<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In most cases, the ads lead to a rotating set of websites that are not insurance companies. They are lead-generation pages.<\/p><div id=\"mwtad3823766412\" class=\"gas_fallback-ad_381404-ad_309691-placement_381406\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"8735619847\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">A lead-generation site is built for one purpose: collect your data and monetize it.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sometimes that monetization is \u201clegal but deceptive\u201d marketing. Other times it crosses into outright fraud, aggressive harassment, or identity theft risk. Either way, the user experience is designed to feel like you are getting an instant quote, when in reality you are entering a funnel.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These sites often:<\/p><div id=\"mwtad3489206932\" class=\"gas_fallback-ad_360582-ad_309691-placement_360581\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"9971336976\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ask you to \u201ctap your age group\u201d or \u201cselect your state\u201d<\/li>\n\n\n\n<li>Request your ZIP code to make it feel localized<\/li>\n\n\n\n<li>Ask for vehicle details to appear legitimate<\/li>\n\n\n\n<li>Push you toward a big button like \u201cView Rates,\u201d \u201cCheck Eligibility,\u201d or \u201cGet Quote\u201d<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">And then, as you continue, the form starts asking for highly sensitive personal data.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What personal information they try to collect<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">These scam flows commonly prompt users to enter:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ZIP code<\/li>\n\n\n\n<li>Vehicle details (make, model, year, sometimes VIN)<\/li>\n\n\n\n<li>Date of birth<\/li>\n\n\n\n<li>Full name<\/li>\n\n\n\n<li>Home address<\/li>\n\n\n\n<li>Email address<\/li>\n\n\n\n<li>Phone number<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">That is an unusually rich package of personal data to give to an unknown website that you reached from a social media ad.<\/p><div id=\"mwtad3634801371\" class=\"gas_fallback-ad_360567-ad_309691-placement_360771\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"6224621518\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Even if you never enter a credit card, this information has value. It can be used to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Build a marketing profile that follows you across services<\/li>\n\n\n\n<li>Flood you with calls, texts, and emails from \u201cpartners\u201d<\/li>\n\n\n\n<li>Trigger targeted scams that use your real details to sound convincing<\/li>\n\n\n\n<li>Attempt account takeovers using identity-based verification prompts<\/li>\n\n\n\n<li>Create a higher risk of identity theft attempts, depending on what you submitted<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">The \u201cburied consent\u201d trap most people miss<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A major red flag in these campaigns is that the real disclosure is often hidden in small text that most people never read.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Buried in that fine print, the site typically states that by clicking \u201cView Rates\u201d (or a similar button), you agree to receive:<\/p><div id=\"mwtad3592394427\" class=\"gas_fallback-ad_360571-ad_309691-placement_360772\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"5867729999\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Automated phone calls<\/li>\n\n\n\n<li>Pre-recorded voice messages<\/li>\n\n\n\n<li>SMS and MMS text messages<\/li>\n\n\n\n<li>Emails from marketing partners<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This is the turning point where many victims realize something is wrong, but only after they have already entered their phone number.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Within hours, or sometimes minutes, the spam begins.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Why Costco branding is so effective for scammers<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Costco is a trust amplifier.<\/p><div id=\"mwtad1525836274\" class=\"gas_fallback-ad_360576-ad_309691-placement_360773\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"6594472392\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">A scammer could run the same ad with a generic \u201ccheap insurance\u201d logo and it would perform poorly. But when the ad uses a household name, it borrows credibility instantly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Costco branding also triggers a specific belief: that members get special rates.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That concept is real in many categories of retail and services, so it feels plausible that Costco might offer an unusually good insurance price. Scammers lean hard into that expectation and add urgency so you act before you think.<\/p><div id=\"mwtad1132560631\" class=\"gas_fallback-ad_360583-ad_309691-placement_360774\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"8849826992\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Common persuasion elements include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u201cMost people don\u2019t know this exists\u201d<\/li>\n\n\n\n<li>\u201cSee before it\u2019s taken down\u201d<\/li>\n\n\n\n<li>\u201cApproved rates\u201d language that implies pre-qualification<\/li>\n\n\n\n<li>Big, simple price tags that feel like a menu, not a quote<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Why the prices are a giant warning sign<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The price list is one of the clearest tells.<\/p>\n\n\n\n<div id=\"mwtad1362265031\" class=\"gas_fallback-ad_360584-ad_309691-placement_360775\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"3952847241\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><p class=\"wp-block-paragraph\">Car insurance premiums depend on a long list of variables, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Driving history and claims<\/li>\n\n\n\n<li>Age and experience<\/li>\n\n\n\n<li>Location<\/li>\n\n\n\n<li>Vehicle type, repair cost, theft rate<\/li>\n\n\n\n<li>Coverage limits and deductibles<\/li>\n\n\n\n<li>Credit-based insurance scoring (in many places)<\/li>\n\n\n\n<li>Annual mileage and usage<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Because of that complexity, legitimate insurers do not publish a universal \u201cFull coverage: $24.99\/month\u201d menu as if it were a streaming subscription.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When an ad shows ultra-low prices as a simple list with no conditions, it is almost always a lure.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Where the operation often points next<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Based on many reports of similar lead-gen scams, a common pattern is that the data is routed into call centers, sometimes offshore, and victims then receive phone calls that feel like \u201cinsurance agents\u201d trying to close a deal.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In your case, you specifically noted a pattern consistent with India-based operations: after collecting data, they either sell it onward to other companies that can provide service, or they call victims directly with \u201coffers\u201d that include a markup.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That can show up as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A caller claiming they can \u201clock in\u201d the Costco rate if you act now<\/li>\n\n\n\n<li>A caller pushing a different insurer entirely while implying affiliation<\/li>\n\n\n\n<li>A caller asking for additional details to \u201cconfirm eligibility\u201d<\/li>\n\n\n\n<li>Pressure tactics to get payment information or a deposit<\/li>\n\n\n\n<li>Repeated calls from different numbers, even after you say no<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This is why the scam is more than just a \u201cfake ad.\u201d It is a data capture machine that can lead to relentless harassment and higher-stakes fraud attempts.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Why the landing pages keep changing<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Another classic trait: the ads lead to different websites.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Scammers rotate domains and pages because:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Platforms remove reported ads and accounts<\/li>\n\n\n\n<li>Domains get flagged by browsers and security tools<\/li>\n\n\n\n<li>Bad reviews and warnings start ranking in search results<\/li>\n\n\n\n<li>Payment processors and hosting providers shut them down<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">So the scam adapts by constantly changing the URL, the design, and the \u201cbrand story,\u201d while keeping the same core funnel.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you ever clicked an ad and noticed a strange domain name that has nothing to do with Costco, that is not a minor detail. It is the detail.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A legitimate Costco-related service does not need to hide behind random, disposable web addresses.<\/p>\n\n\n\n<div id=\"mwtad3537630533\" class=\"gas_fallback-ad_309747-ad_309691-placement_360587\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"9589536513\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><h2 class=\"wp-block-heading\">How The Scam Works<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Below is a step-by-step breakdown of how these \u201cCostco car insurance as low as $19 per month\u201d scam ads typically operate, from the first impression to the follow-up calls and data resale.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 1: The ad grabs you with a familiar logo and a shocking number<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The first job of the scam is not to steal your money immediately.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The first job is to stop your scroll.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That is why the ad usually includes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The Costco name or Costco-like branding<\/li>\n\n\n\n<li>The words \u201cauto insurance\u201d in big, simple lettering<\/li>\n\n\n\n<li>A promise of savings like \u201cSave up to $550 a year\u201d<\/li>\n\n\n\n<li>A price that seems impossible, like $19\/month<\/li>\n\n\n\n<li>\u201cApproved\u201d language that implies you already qualify<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This is also why the ads are often targeted toward older age groups or people who are especially motivated to reduce monthly bills. Some versions even explicitly reference seniors.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 2: The ad pushes you to click with curiosity and urgency<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Many versions use lines like:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u201cMost people don\u2019t know this exists\u201d<\/li>\n\n\n\n<li>\u201cTap your age group\u201d<\/li>\n\n\n\n<li>\u201cSee before it\u2019s taken down\u201d<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">That last one is particularly manipulative. It suggests the offer is being \u201chidden\u201d or \u201csuppressed,\u201d which makes you more likely to click because it feels like you are discovering something exclusive.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 3: You land on a page that looks like a quote tool, but it is a data funnel<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The landing page is designed to feel like a normal insurance quote start screen.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It often includes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Age group buttons (20\u2019s, 30\u2019s, 40\u2019s, 50\u2019s, 60\u2019s, 70\u2019s)<\/li>\n\n\n\n<li>A ZIP code field<\/li>\n\n\n\n<li>A big button like \u201cView Rates\u201d<\/li>\n\n\n\n<li>A headline repeating the low monthly prices<\/li>\n\n\n\n<li>A Costco-like color palette or layout<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The goal is to make the first step feel harmless. Entering a ZIP code feels normal.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But once you take the first small step, people tend to keep going. That is called commitment momentum, and scammers rely on it.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 4: The form escalates into high-value personal data collection<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">After the ZIP code, the funnel usually asks for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Vehicle year, make, model<\/li>\n\n\n\n<li>Date of birth<\/li>\n\n\n\n<li>Full name<\/li>\n\n\n\n<li>Address<\/li>\n\n\n\n<li>Email<\/li>\n\n\n\n<li>Phone number<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This is where the scam becomes dangerous.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Even if the site claims it needs this to \u201cmatch rates,\u201d what it is really doing is building a lead record that can be sold.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And your phone number is the prize.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Once they have your number, they can monetize it repeatedly through:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Outbound call attempts<\/li>\n\n\n\n<li>Text campaigns<\/li>\n\n\n\n<li>Partner marketing lists<\/li>\n\n\n\n<li>Retargeting and follow-up funnels<\/li>\n\n\n\n<li>Resale to other brokers or scam-adjacent operations<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Step 5: The fine print turns your click into \u201cpermission\u201d to spam you<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Right near the final button, the page often contains tiny disclosure text.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It typically says that by clicking \u201cView Rates\u201d (or similar), you agree to receive:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Automated calls<\/li>\n\n\n\n<li>Pre-recorded messages<\/li>\n\n\n\n<li>SMS and MMS texts<\/li>\n\n\n\n<li>Emails<\/li>\n\n\n\n<li>Contact from marketing partners<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This is a consent trap.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It creates a legal shield for aggressive marketers by claiming you opted in, even though the disclosure was easy to miss and the page implied you were interacting with Costco.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Many victims only notice after they start getting hit with:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Multiple calls per day<\/li>\n\n\n\n<li>Texts that look like \u201cagents\u201d or \u201celigibility specialists\u201d<\/li>\n\n\n\n<li>Emails from unrelated \u201cinsurance partners\u201d<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Step 6: Your information is routed to brokers, call centers, or lead buyers<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Once your form submission is complete, one of several things typically happens:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Your data is sold to lead buyers.<\/strong><br \/>This can include real insurance brokers, shady marketing networks, or companies that will resell the lead again.<\/li>\n\n\n\n<li><strong>You receive calls from someone posing as an \u201cagent.\u201d<\/strong><br \/>They may not mention Costco directly at first, but they will often reference your ZIP code, vehicle, or age to sound legitimate.<\/li>\n\n\n\n<li><strong>You are pushed toward a different offer.<\/strong><br \/>This is where the bait-and-switch happens. The $19\/month \u201cfull coverage\u201d was never real. It was bait to get your contact details.<\/li>\n\n\n\n<li><strong>The caller adds markup and pressure.<\/strong><br \/>If the operation is running the \u201cwe will handle it for you\u201d angle, they may quote something higher, present it as still a huge deal, and pressure you to pay or commit immediately.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">Step 7: The follow-up playbook uses pressure, confusion, and repetition<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Once the calling starts, the script often includes tactics like:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u201cI\u2019m calling about the quote you requested\u201d<\/li>\n\n\n\n<li>\u201cWe can lock this in today\u201d<\/li>\n\n\n\n<li>\u201cRates changed, but I can still get you a discount\u201d<\/li>\n\n\n\n<li>\u201cI just need to verify a few details\u201d<\/li>\n\n\n\n<li>\u201cWhat is your driver\u2019s license number?\u201d<\/li>\n\n\n\n<li>\u201cWhat is your current insurer and policy number?\u201d<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Not every caller will ask for the same data. But the pattern is consistent: they keep trying to extract more.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And because they already have some of your information, the call feels real.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That is what makes this so effective. It is not a random cold call. It is a call that knows your name and location.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 8: Some victims are redirected to additional scams<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">After a successful lead capture, victims can be targeted with other scams that build on the same trust and urgency patterns, such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u201cYou qualify for a special savings program\u201d<\/li>\n\n\n\n<li>\u201cYou need to pay a small fee to activate your rate\u201d<\/li>\n\n\n\n<li>\u201cWe need a deposit to bind coverage\u201d<\/li>\n\n\n\n<li>\u201cWe can bundle with roadside assistance for an extra $X\u201d<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">In the worst cases, victims may be pushed into handing over payment details, identity documents, or account access under the promise of \u201cfinalizing\u201d insurance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 9: The ad disappears, the domain changes, and the cycle repeats<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">After enough reports, platforms may remove the ad.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But the scam does not stop. It simply reappears under:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A new account name<\/li>\n\n\n\n<li>A new domain<\/li>\n\n\n\n<li>A slightly different graphic<\/li>\n\n\n\n<li>A new \u201capproved\u201d headline<\/li>\n\n\n\n<li>The same fake price list<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">That is why you can see it on multiple platforms at once, all leading to different websites. The rotation is part of the design.<\/p>\n\n\n\n<div id=\"mwtad542089713\" class=\"gas_fallback-ad_309748-ad_309691-placement_360588\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"3906789406\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><h2 class=\"wp-block-heading\">What To Do If You Have Fallen Victim to This Scam<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you clicked one of these ads and entered your information, do not panic. You are not alone, and you can reduce the fallout quickly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Below is a calm, practical checklist that covers the most important actions.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Stop engaging with the calls, texts, and emails<\/strong><br \/>Do not argue and do not \u201cconfirm\u201d details. Every response teaches the system that your number is active. Let unknown numbers go to voicemail.<\/li>\n\n\n\n<li><strong>Take screenshots of the ad and the website you landed on<\/strong><br \/>Save:<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The ad image or video<\/li>\n\n\n\n<li>The page showing the Costco branding and prices<\/li>\n\n\n\n<li>The URL (domain name) of the site<br \/>This helps if you report it to the platform or need proof later.<\/li>\n<\/ul>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Report the ad on the platform where you saw it<\/strong><br \/>Use the built-in report tools on YouTube, Facebook, TikTok, or Instagram. Choose options like:<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Scam<\/li>\n\n\n\n<li>Fraud<\/li>\n\n\n\n<li>Misleading<\/li>\n\n\n\n<li>Impersonation<br \/>Reporting does not fix everything, but it helps reduce reach.<\/li>\n<\/ul>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong>Block the numbers that contact you, but expect new ones<\/strong><br \/>Blocking helps your sanity, but many operations rotate numbers constantly. If calls become nonstop, consider:<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enabling \u201cSilence unknown callers\u201d features on your phone<\/li>\n\n\n\n<li>Using a call-filtering app from a reputable provider<\/li>\n<\/ul>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li><strong>If you entered your phone number, prepare for heavy spam for a while<\/strong><br \/>This is normal with lead-gen scams. The volume usually spikes early, then fades over days or weeks. The best move is consistent non-engagement plus filtering.<\/li>\n\n\n\n<li><strong>If you entered your address and date of birth, tighten your identity safety<\/strong><br \/>You do not need to assume the worst, but you should raise your defenses:<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Update passwords on your email account first (email is the reset key for many services)<\/li>\n\n\n\n<li>Turn on 2-factor authentication for email, banking, and key accounts<\/li>\n\n\n\n<li>Watch for unusual password reset emails or login alerts<\/li>\n<\/ul>\n\n\n\n<ol start=\"7\" class=\"wp-block-list\">\n<li><strong>If you shared vehicle or policy details, contact your real insurer directly<\/strong><br \/>If you accidentally gave out:<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Current insurer name<\/li>\n\n\n\n<li>Policy number<\/li>\n\n\n\n<li>Driver info<br \/>Call your insurer using the phone number on your policy documents or official site. Ask if they see any unusual activity or changes.<\/li>\n<\/ul>\n\n\n\n<ol start=\"8\" class=\"wp-block-list\">\n<li><strong>If you gave payment information, act immediately<\/strong><br \/>If you entered a card number or banking details on any page linked from the ad:<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Contact your bank or card issuer right away<\/li>\n\n\n\n<li>Dispute unauthorized charges<\/li>\n\n\n\n<li>Request a new card number<br \/>The faster you act, the easier it is to limit damage.<\/li>\n<\/ul>\n\n\n\n<ol start=\"9\" class=\"wp-block-list\">\n<li><strong>Consider a credit freeze if you shared enough identity data<\/strong><br \/>If you shared your full name, address, and date of birth, a credit freeze can help prevent new accounts being opened in your name. It is a strong defensive step, especially if you are seeing other suspicious activity.<\/li>\n\n\n\n<li><strong>Watch for follow-up scams that reference Costco, insurance, or \u201cquotes\u201d<\/strong><br \/>Once your data is in circulation, you may get messages like:<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u201cYour insurance quote is ready\u201d<\/li>\n\n\n\n<li>\u201cFinal step to activate your savings\u201d<\/li>\n\n\n\n<li>\u201cYou qualify for a special plan\u201d<br \/>Treat these as suspicious by default. Do not click links. Do not call back numbers from texts.<\/li>\n<\/ul>\n\n\n\n<ol start=\"11\" class=\"wp-block-list\">\n<li><strong>If you feel overwhelmed, change your phone number as a last resort<\/strong><br \/>Most people do not need to do this, but if the calls are relentless and you cannot function normally, a number change can reset the problem. Before doing that, try call filtering and silence-unknown settings first.<\/li>\n\n\n\n<li><strong>Only use official channels if you want real Costco-related insurance information<\/strong><br \/>If you are genuinely interested in Costco-related insurance offerings, do not use social media ads. Start from Costco\u2019s official website or your official Costco member services channels, then navigate to insurance services from there.<\/li>\n<\/ol>\n\n\n\n<div id=\"mwtad2795920466\" class=\"gas_fallback-ad_318930-ad_309691-placement_360589\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"3818335085\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><h2 class=\"wp-block-heading\">The Bottom Line<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The \u201cCostco car insurance $19 per month\u201d ads are designed to look official, feel exclusive, and push you into handing over personal data before you have time to question it.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The prices are the bait. The Costco branding is the disguise. The real product is your information.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you clicked, do not beat yourself up. These ads are built to catch people in a normal moment of curiosity. Focus on the practical steps: stop engaging, lock down your accounts, filter the calls, and keep a closer eye on identity and payment security if you submitted sensitive details.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And going forward, treat any too-good-to-be-true insurance price list with the caution it deserves, especially when it comes from a sponsored post that sends you to a random website instead of an official brand channel.<\/p>\n\n\n\n<div id=\"mwtad3987705434\" class=\"gas_fallback-ad_381388-ad_309691-placement_381390\" style=\"margin-top: 30px;margin-bottom: 30px;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7750719144850257\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-7750719144850257\" \ndata-ad-slot=\"3191649120\" \ndata-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><h2 class=\"wp-block-heading\">FAQ<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Is Costco really offering car insurance for $19\/month?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No. Ads claiming \u201cCostco car insurance $19\/month\u201d or listing prices like $15.99\/month to $24.99\/month are not realistic and are commonly used as bait in lead-generation scam campaigns. Treat those ads as untrustworthy, especially when they send you to a random website.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Why do these ads use Costco branding?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Because Costco is a trusted brand. Scammers use familiar logos and wording to lower your guard and increase clicks. It is a credibility shortcut designed to make you submit information before you question it.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What happens after I enter my details on those websites?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In most cases, your information is captured and used for marketing and sales funnels. You may receive automated calls, pre-recorded messages, texts, and emails. Your data can also be sold to third parties, which is why spam can come from many different numbers and companies.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Are these websites actual insurance companies?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Usually not. They are commonly lead-generation pages posing as quote tools. They often do not underwrite insurance or issue policies themselves. Their main goal is to collect and monetize your personal data.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What personal data do these scam ads try to collect?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">They commonly ask for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ZIP code<\/li>\n\n\n\n<li>Vehicle details<\/li>\n\n\n\n<li>Date of birth<\/li>\n\n\n\n<li>Full name<\/li>\n\n\n\n<li>Home address<\/li>\n\n\n\n<li>Email address<\/li>\n\n\n\n<li>Phone number<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">That is enough information to create risk for aggressive spam, targeted scams, and identity-related abuse.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">I clicked \u201cView Rates.\u201d Did I accidentally agree to be contacted?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Possibly. Many of these pages hide consent language in small text stating that clicking the button authorizes automated calls, pre-recorded messages, SMS\/MMS texts, and emails from marketing partners. That is why the spam often starts quickly.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Why am I getting calls from \u201cagents\u201d with different offers after I submitted info?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Because the low price was bait. After they capture your information, they route it to brokers, call centers, or marketing partners who try to sell you unrelated insurance or other products. Some callers may add markup or use pressure tactics.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Is this scam run from India?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Some campaigns appear to be tied to offshore call centers, including India-based operations, but it can vary. Regardless of where the calls originate, the behavior pattern is the same: impersonation-style ads, data capture, then aggressive outreach.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Can they steal my identity with just my name, address, and date of birth?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">That combination can increase your risk, especially for targeted phishing and account takeover attempts. It may also help scammers answer security questions or craft convincing messages. It is not guaranteed identity theft, but it is enough to justify tightening your security.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What should I do if the calls and texts won\u2019t stop?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Use a layered approach:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Do not respond or \u201cconfirm\u201d anything<\/li>\n\n\n\n<li>Block repeat numbers<\/li>\n\n\n\n<li>Enable \u201csilence unknown callers\u201d or similar settings<\/li>\n\n\n\n<li>Use reputable call filtering<\/li>\n\n\n\n<li>Expect number rotation for a while<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">If it becomes unmanageable, changing your number is a last resort.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What if I gave them my driver\u2019s license number or insurance policy details?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Call your real insurer using the official number on your policy documents and explain what happened. Ask them to note your account and watch for unauthorized changes. If you shared a lot of identity information, consider additional monitoring steps.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What if I entered my credit card or banking information?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Act immediately:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Contact your bank or card issuer<\/li>\n\n\n\n<li>Dispute any unauthorized charges<\/li>\n\n\n\n<li>Cancel the card and get a replacement<\/li>\n\n\n\n<li>Monitor statements closely for several weeks<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The faster you move, the easier it is to limit losses.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Should I freeze my credit?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you submitted full name, address, date of birth, and especially any additional identity data, a credit freeze is a strong protective step to help prevent new accounts being opened in your name. It is a practical option if you want maximum protection.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How can I tell a real insurance offer from a fake one?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Red flags include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Unrealistically low \u201cmenu pricing\u201d for full coverage<\/li>\n\n\n\n<li>\u201cApproved\u201d language before any underwriting questions<\/li>\n\n\n\n<li>A strange domain name unrelated to the brand<\/li>\n\n\n\n<li>Pressure to enter a phone number early<\/li>\n\n\n\n<li>Fine print that authorizes automated marketing contact<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Real insurers typically provide quotes through known official domains and do not promise universal rates without detailed rating factors.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How do I report these ads?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Report them directly on the platform where you saw them (YouTube, Facebook, TikTok, Instagram) as impersonation\/scam\/misleading. If you have the URL, include it in the report and keep screenshots in case the ad disappears.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">If I still want legitimate Costco-related insurance, what is the safest way to check?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Do not use social media ads. Start from Costco\u2019s official website or official member services channels, then navigate to any insurance-related services from there. Avoid clicking sponsored links that lead to unrelated domains.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It looks official for a split second. A \u201cCostco car insurance\u201d ad slides into your feed with a promise that hits you right in the gut: full coverage for as low as $19\/month, and \u201capproved\u201d &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Costco Auto Insurance $19\/Month Ads Are a Trap: How It Works\" class=\"read-more button\" href=\"https:\/\/malwaretips.com\/blogs\/costco-auto-insurance-19-month-ads\/#more-370581\" aria-label=\"Read more about Costco Auto Insurance $19\/Month Ads Are a Trap: How It Works\">Read more<\/a><\/p>\n","protected":false},"author":50,"featured_media":370582,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[49],"tags":[],"class_list":["post-370581","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-scam-reports","masonry-post","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50","resize-featured-image"],"_links":{"self":[{"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/posts\/370581","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/users\/50"}],"replies":[{"embeddable":true,"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/comments?post=370581"}],"version-history":[{"count":0,"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/posts\/370581\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/media\/370582"}],"wp:attachment":[{"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/media?parent=370581"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/categories?post=370581"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/malwaretips.com\/blogs\/wp-json\/wp\/v2\/tags?post=370581"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}