Microsoft and Mastercard partner to announce "next-gen" identity solution


Level 85
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Malware Hunter
Aug 17, 2014
Back in 2020, Microsoft and Mastercard announced that they would be joining forces to accelerate digital commerce, empower fintech innovation, and improve financial inclusivity.
Now, the duo has revealed a "next-generation" identity solution to prevent digital fraud in online commerce.

Although both the firms haven't gone into the technical details of the implementation due to its (likely) proprietary nature, they have stated that it is an enhancement to the existing Digital Transactions Insights solution.

Improvements include real-time decision-making capabilities and next-gen authentication mechanisms. Essentially, Mastercard's network insights data is used in tandem with the data of a merchant in order to verify the identity of a customer. Mastercard's President of Cyber and Intelligence division had the following to say about the implementation:
Shopping online should be simple, quick and secure. But that isn’t always the case. We’re committed to developing advanced identity and fraud technology to help enhance the real-time intelligence we provide to financial institutions around the globe. This builds on our longstanding commitment of working across the industry to provide advanced technologies that enable trust, and help build a safe and thriving digital ecosystem for all.


Level 15
Top Poster
Mar 13, 2022

This is great for first-world customers but does nothing for the 6 billion people who don’t have access to State sanctioned ID, let alone banking infrastructure.

The future of global finance surely lays with decentralised ledgers with universal, affordable, access which is the antithesis of Mastercard and Microsoft business models.

Roll on Web3 for mine…

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