You can use VMware player, it is free, and works really well. Download VMware Workstation Player | VMware
Macrium Reflect is mainly useful for running a virtual version of your own system, it is not set up to create a fresh, new virtual machine.
Unfortunately you cannot use Virtual Machines in Australia.
Check hardware is compatible - most computers work with VM software.
Check you have enough storage space for the guest OS
Download the OS ISO file format
Download a VM client
VirtualBox is a general-purpose full virtualizer for x86 hardware, targeted at server, desktop and embedded use. Download here
OR VMware Workstation Player (formerly known as Player Pro) is a desktop virtualization application that is available for free for personal use. Download here
Users of Windows 10 Pro can use Hyper-V. Follow either guides: