Email Account Is Transmitting Viruses Scam Steals Your Email Login Password

An alarming administrator notice says your mailbox is transmitting viruses and will be deactivated to protect other users. The solution seems simple: run Norton Web Cleaner before access disappears.

Reconstruction of the email account is transmitting viruses scam threatening mailbox deactivation

The Email Account Is Transmitting Viruses scam is not a real infection warning. Its sanitation button opens an unrelated website that imitates an email-provider login and asks for the current account password.

The page may display a Gmail Session Expired message or switch to another provider's branding. It does not scan the mailbox, remove malware, or connect the account to Norton. It captures sign-in information for the attacker.

Norton, Google, and legitimate mail administrators have no connection with the campaign. The virus language, deactivation threat, and security-product name are used to make surrendering a password feel like a protective action.

Reconstruction of the fake Gmail session expired login presented as Norton Web Cleaner

Overview

The message invents an outgoing-virus emergency

The subject reads Highly Important Information from Administration for ******** users. The body says the recipient's email account is currently transmitting viruses and may be deactivated.

No infected message, attachment, recipient, timestamp, device, IP address, case number, or security event is identified. The warning depends on urgency rather than evidence that can be checked.

Norton Web Cleaner is presented as the required solution

The recipient is told to sanitize the mailbox using Norton Web Cleaner and press Sanitize your email account now! The security brand makes the request sound like an approved cleanup process.

A genuine antivirus product does not need a mailbox password entered on an unrelated web page. Email providers and endpoint-security tools also do not clean an account by collecting its credential through an unsolicited notice.

The sanitation button opens a fake provider login

The documented link leads to matsante[.]fr. The page can display a fake Gmail Session Expired form or adapt to a different provider, then request an email address and password.

The submitted credential can be sent to the attacker. No virus removal takes place, and the recipient may be redirected or shown an error so the theft is mistaken for a failed security check.

  • A generic Email Administrator claims the mailbox is transmitting viruses.
  • The subject hides the target behind asterisks and provides no real incident details.
  • The message threatens deactivation to force immediate action.
  • It tells the recipient to use a supposed Norton Web Cleaner.
  • The sanitation button leads to matsante[.]fr.
  • A fake Gmail Session Expired page may appear.
  • The page requests the existing email password.
  • No scan or cleanup is actually performed.

Why a Virus Warning Can Make a Password Request Feel Reasonable

People expect security systems to intervene when an account appears dangerous. A notice that claims other users are at risk can create both fear and responsibility, encouraging the recipient to act before checking whether the alert is real.

Mailbox deactivation adds a personal consequence. Email is often the recovery channel for banking, cloud files, shopping, social media, and workplace accounts, so losing access can feel like losing control of an entire digital identity.

The Norton name supplies borrowed expertise. Even recipients who do not use Norton may recognize it as a security brand and assume Web Cleaner is a specialized service supplied by their administrator.

The campaign then converts the security story into a familiar login. A Gmail Session Expired message is common enough that typing a password can feel routine, especially on a phone where the unrelated address is less visible.

The attacker does not need to prove that any virus exists. The threat remains vague because detailed evidence would give the recipient something concrete to compare with provider alerts, sent mail, endpoint scans, or administrator records.

What a Real Mail-Security Response Would Look Like

A legitimate provider or company administrator can identify the affected account inside an authenticated portal. It may show suspicious sign-ins, blocked messages, policy violations, recovery changes, or devices that require attention.

A real incident response starts through a known account page, help desk, or managed security tool. It does not require the user to authenticate an antivirus product by giving an email password to matsante[.]fr.

Google advises users not to enter passwords after following links in suspicious messages. Security events can be checked by opening the Google Account directly and reviewing recent activity and signed-in devices.

Norton products and services should be obtained and managed through Norton's official application or website. A copied Norton name on an unrelated domain does not make the page a Norton service.

No malware delivery was confirmed in this campaign. The documented attack is phishing, so the primary response is to secure the mailbox. A device scan is still sensible if the site downloaded anything or persuaded the user to install software.

How the Email Account Is Transmitting Viruses Scam Works

Step 1: A generic administrator sends a high-priority warning

The message appears to come from Email Administration, Technical Support, Webmail Security, or a similar role. Its subject emphasizes importance without naming a real ticket or incident.

A department-style display name is easy to create. The actual sender domain and the alert visible inside the official account are more reliable than the label shown in the inbox.

Step 2: The mailbox is accused of spreading viruses

The body says the account is transmitting malicious content to other users. This accusation encourages immediate compliance because the recipient may fear harming colleagues, contacts, or the company network.

The notice provides no sample message, file hash, sending time, affected recipient, or device. Without those details, the claim cannot be tied to an observable event.

Step 3: A deactivation threat removes time for verification

The email says the account may be disabled unless it is sanitized. A countdown may be implied even when no exact deadline appears, because every additional outgoing message is framed as dangerous.

Legitimate providers may restrict abusive accounts, but the restriction and recovery steps should be visible through the official service. An email alone is not the source of truth.

Step 4: Norton Web Cleaner supplies false reassurance

The message presents Norton Web Cleaner as an administrator-approved solution. The product name combines a known security brand with a plausible description of cleaning a webmail account.

The recipient is not shown a verified Norton application, subscription, scan report, or support case. The brand exists only as text and imagery controlled by the attacker.

Step 5: The sanitation link opens matsante[.]fr

Clicking Sanitize your email account now! leaves the provider and opens an unrelated domain. A lock icon may be present, but HTTPS only protects the connection to that site.

The destination may examine the email address and load a provider-specific template. This makes the fake cleanup flow resemble an ordinary sign-in interruption.

Step 6: A fake session-expired page captures the password

The sample campaign displayed Gmail Session Expired and asked the visitor to sign in again. Entering the password does not renew a real Google session because the page is not hosted by Google.

The form can transmit the credential immediately. An error or repeated prompt may collect another password, while a later redirect to genuine webmail hides the theft.

Step 7: The attacker takes over the mailbox

With a working credential, criminals can read private messages, steal recovery links, impersonate the user, and search for financial or workplace information. They may add forwarding rules to preserve access.

The compromised account can then send real malicious messages to contacts. Ironically, the fake warning that the mailbox is spreading viruses can help criminals turn it into a trusted source of further phishing.

Company and Checkout Checks

Open the provider's security page directly

Use the official application, a saved bookmark, or a manually entered provider address. Review recent security events, devices, sent mail, account restrictions, and administrator notices.

If the mailbox is genuinely restricted, the status should appear after a normal trusted sign-in. Do not use the suspicious sanitation link to discover whether the warning is true.

Ask the real administrator for incident evidence

Contact the help desk through the company directory or established support portal. Request the ticket number, affected messages, timestamps, source device, and required remediation steps.

Do not reply to the warning or use a telephone number inside it. Independent contact prevents the sender from acting as both the person making the claim and the person confirming it.

Check the domain before the branding

matsante[.]fr is not a Google, Microsoft, Yahoo, Norton, or company identity domain. A provider logo and session-expired message on that address are visual imitations.

Expand shortened mobile address bars and read the complete hostname. Security words placed in the path or page title do not change the registrable domain controlling the form.

Use approved security tools

Run the endpoint-security software already installed and managed on the device. If the organization uses Norton, open the installed application or Norton's verified account instead of accepting a web-cleaner link from email.

A mailbox password should be entered only at the provider's verified sign-in page. Antivirus, invoice, shipping, and document portals do not need to collect it directly.

Warning Signs to Check Before You Act

  • A generic administrator says the account is transmitting viruses.
  • The subject uses asterisks instead of clearly identifying the affected account.
  • No infected message, timestamp, recipient, device, or case number is supplied.
  • The email threatens mailbox deactivation without an official account notice.
  • A supposed Norton Web Cleaner is introduced through unsolicited email.
  • The sanitation button opens matsante[.]fr.
  • The destination is unrelated to Norton and the email provider.
  • A Gmail Session Expired page appears outside a Google domain.
  • The page asks for the current mailbox password to perform a scan.
  • The provider branding changes after an email address is entered.
  • No matching warning appears in the independently opened account.
  • The message offers no administrator contact that can be verified separately.

A security warning should provide a trusted route to verifiable evidence. This message does the opposite: it makes an unsupported claim, borrows Norton's name, leaves the provider, and asks for a password on matsante[.]fr. That sequence identifies phishing, not cleanup.

What to Do if You Have Fallen Victim to This Scam

  1. Change the exposed email password immediately. Open the real provider through a saved bookmark or its official app, not through the email account transmitting viruses notice message. Create a strong unique password and replace it anywhere the same or a similar password was reused.
  2. Enable stronger multi-factor authentication. Prefer a passkey, hardware security key, or authenticator app when available. Review existing methods and remove telephone numbers, recovery addresses, app passwords, and devices you do not recognize.
  3. Revoke active sessions and connected applications. Sign out other sessions and inspect OAuth access, mail clients, browser sessions, and third-party applications. Criminals may retain access through a token even after the main password has been changed.
  4. Inspect mailbox rules and forwarding settings. Remove unknown forwarding addresses, delegates, filters, automatic replies, and rules that hide security messages. Review sent mail, deleted messages, trash, and account-recovery notifications for activity you did not initiate.
  5. Secure accounts that use the mailbox for recovery. Prioritize banking, payment services, cloud storage, shopping, social media, workplace tools, and password managers. Change credentials and review recent activity wherever the compromised mailbox could receive a reset link.
  6. Contact financial institutions if sensitive data was entered. If the fake form also collected bank, card, tax, payroll, or identity information, call the relevant institution using a trusted number. Ask about account monitoring, replacement credentials, transfer recalls, and fraud alerts.
  7. Scan the device if anything was downloaded. Run a full scan with Malwarebytes or another trusted security product if a file, browser extension, or remote-support application was installed. Remove unfamiliar software and install operating-system and browser updates.
  8. Add a blocking layer for future attempts. AdGuard or another reputable DNS and content blocker can prevent some known phishing pages and malicious advertising from loading. Continue checking addresses because a newly registered domain can appear before blocklists update.
  9. Report the phishing message. Use the email provider's Report Phishing control and notify a workplace or school security team. Preserve the full message and headers first, especially when multiple users received the same lure.
  10. Warn contacts if the mailbox was misused. Contact colleagues, customers, friends, and vendors through another channel. Ask them to ignore recent links, credential requests, invoice changes, and payment instructions sent during the possible compromise window.
  11. Reject unsolicited account-recovery offers. A person who claims to restore the account or recover money for an advance fee may be continuing the fraud. Work only with the provider, financial institution, employer, police, or a verified incident-response professional.

Is Your Device Infected? Run a Free Malware Scan

Slow performance, constant pop-ups, or strange behavior? These are classic signs of a malware infection. The fastest way to find out is to scan your device with Malwarebytes Anti-Malware Free — one of the most trusted malware removal tools available.

The free version detects and removes the most common threats, including:

  • Adware — the cause of those annoying pop-ups
  • Browser hijackers — unwanted redirects and changed homepages
  • Trojans and spyware — hidden programs stealing your data
  • Potentially unwanted programs (PUPs) — software you never asked for

👉 Select your device below — Windows, Mac, or Android — then follow the simple steps to download Malwarebytes, scan your system, and remove any threats it finds. The whole process takes about 5 minutes.

Malwarebytes for WindowsMalwarebytes for MacMalwarebytes for Android

Run a Malware Scan with Malwarebytes for Windows

Malwarebytes is one of the most popular and trusted anti-malware tools for Windows — and it’s completely free for removing infections. It catches threats that many antivirus programs miss, including adware, browser hijackers, and trojans. Follow the steps below to scan and clean your PC in just a few minutes.

  1. Download Malwarebytes

    Click the button below to download the latest version of Malwarebytes for Windows from the official source. The free version is all you need — it will scan your computer and remove adware, browser hijackers, and other malicious software at no cost.

    DOWNLOAD MALWAREBYTES FOR WINDOWS (FREE)

    (The link opens in a new page where your download will start)
  2. Install Malwarebytes

    When the download finishes, open your Downloads folder and double-click the MBSetup file. If Windows shows a User Account Control pop-up, click “Yes” to allow the installation.

    MBAM1
  3. Follow the On-Screen Prompts to Install Malwarebytes

    The setup wizard will walk you through a few quick screens:

    • Choose where you’re installing the program — “Personal Computer” or “Work Computer” — then click Next.

      MBAM3 1
    • Malwarebytes will now install on your device. This usually takes under a minute.

      MBAM4
    • When installation is complete, the “Welcome to Malwarebytes” screen will open automatically.

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    • On the final screen, click Open Malwarebytes to launch the program.

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  4. Enable “Scan for Rootkits”

    Before scanning, turn on rootkit detection so Malwarebytes can find even the most hidden threats. Click the Settings gear icon on the left side of the screen.

    MBAM8

    In the settings menu, find “Scan for rootkits” and click the toggle so it turns blue.

    MBAM9

    Done? Click “Dashboard” in the left pane to return to the main screen.

  5. Start the Scan

    Click the blue Scan button. Malwarebytes will automatically update its virus database and start checking your computer for malware.

    MBAM10
  6. Wait for the Scan to Finish

    The scan checks your entire system for browser hijackers and other malicious programs, so it can take several minutes. Feel free to do something else — just check back occasionally to see the progress.

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  7. Quarantine the Detected Threats

    When the scan is done, you’ll see a list of everything Malwarebytes found — malware, adware, and potentially unwanted programs. Click the “Quarantine” button to remove all of them at once.

    MBAM12

    Malwarebytes will now remove the malicious files and registry entries and move them safely into quarantine.

    MBAM13

  8. Restart Your Computer

    Some threats can only be fully removed after a reboot. If Malwarebytes asks you to restart, click Yes. Once you’re logged back in, your PC is clean and you can continue with the next steps in this guide.

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When the scan finishes, click Quarantine to remove everything Malwarebytes found. That’s it — your Windows PC is now clean of trojans, adware, and other malware, and should be back to running smoothly.

If your current antivirus allowed this malicious program on your computer, you may want to consider purchasing Malwarebytes Premium to protect against these types of threats in the future.
If you are still having problems with your computer after completing these instructions, then please follow one of the steps:

Run a Malware Scan with Malwarebytes for Mac

Malwarebytes for Mac is a free on-demand scanner that removes the malware other security software tends to miss — adware, browser hijackers, and unwanted programs included. Cleaning an infected Mac with Malwarebytes has always been completely free, and it’s our go-to recommendation. Follow the steps below to scan and clean your Mac in just a few minutes.

  1. Download Malwarebytes for Mac

    Click the button below to download the latest version of Malwarebytes for Mac.

    DOWNLOAD MALWAREBYTES FOR MAC (FREE)
    (The link opens in a new page where your download will start)
  2. Open the Malwarebytes setup file

    When the download finishes, open your Downloads folder and double-click the setup file to begin the installation.

    Double-click on setup file to install Malwarebytes

  3. Follow the On-Screen Prompts to Install Malwarebytes

    The Malwarebytes for Mac Installer will guide you through a few quick screens. Click “Continue” and keep following the prompts until the installation completes.

    Click Continue to install Malwarebytes for Mac

    Click again on Continue to install Malwarebytes for Mac

    Click Install to install Malwarebytes on Mac

    When the installation is complete, Malwarebytes opens to the Welcome to Malwarebytes screen. Click “Get started“.

  4. Select “Personal Computer” or “Work Computer”

    Malwarebytes will ask what type of computer you’re installing it on. Click either Personal Computer or Work Computer, whichever applies.
    Select Personal Computer or Work Computer mac

  5. Start the Scan

    Click the “Scan” button. Malwarebytes will automatically update its detection database and begin checking your Mac for malware.
    Click on Scan button to start a system scan Mac

  6. Wait for the Scan to Finish

    Malwarebytes will scan your Mac for adware, browser hijackers, and other malicious programs. This can take a few minutes, so feel free to do something else — just check back occasionally to see the progress.
    Wait for Malwarebytes for Mac to scan for malware

  7. Quarantine the Detected Threats

    When the scan is done, you’ll see a list of everything Malwarebytes found. Click the “Quarantine” button to remove all the threats at once.
    Review the malicious programs and click on Quarantine to remove malware

  8. Restart Your Mac

    Malwarebytes will now remove all the malicious files it found. Some threats can only be fully removed after a reboot — if Malwarebytes asks you to restart, allow it. Once you’re logged back in, your Mac is clean.
    Malwarebytes For Mac requesting to restart computer

Once the scan is done, remove every threat it detected. Your Mac is now free of adware, rogue browser extensions, and other potentially harmful software.

If your current antivirus allowed a malicious program on your computer, you might want to consider purchasing the full-featured version of Malwarebytes Anti-Malware to protect against these types of threats in the future.
If you are still experiencing problems while trying to remove a malicious program from your computer, please ask for help in our Mac Malware Removal Help & Support forum.

Run a Malware Scan with Malwarebytes for Android

Malwarebytes for Android automatically detects and removes dangerous threats like malware and ransomware so you don’t have to worry about your most-used device being compromised. Aggressive detection of adware and potentially unwanted programs keeps your Android phone or tablet running smooth.

  1. Download Malwarebytes for Android.

    You can download Malwarebytes for Android by clicking the link below.

    MALWAREBYTES FOR ANDROID DOWNLOAD LINK
    (The above link will open a new page from where you can download Malwarebytes for Android)
  2. Install Malwarebytes for Android on your phone.

    In the Google Play Store, tap “Install” to install Malwarebytes for Android on your device.

    Tap Install to install Malwarebytes for Android

    When the installation process has finished, tap “Open” to begin using Malwarebytes for Android. You can also open Malwarebytes by tapping on its icon in your phone menu or home screen.
    Malwarebytes for Android - Open App

  3. Follow the on-screen prompts to complete the setup process

    When Malwarebytes will open, you will see the Malwarebytes Setup Wizard which will guide you through a series of permissions and other setup options.
    This is the first of two screens that explain the difference between the Premium and Free versions. Swipe this screen to continue.
    Malwarebytes Setup Screen 1
    Tap on “Got it” to proceed to the next step.
    Malwarebytes Setup Screen 2
    Malwarebytes for Android will now ask for a set of permissions that are required to scan your device and protect it from malware. Tap on “Give permission” to continue.
    Malwarebytes Setup Screen 3
    Tap on “Allow” to permit Malwarebytes to access the files on your phone.
    Malwarebytes Setup Screen 4

  4. Update database and run a scan with Malwarebytes for Android

    You will now be prompted to update the Malwarebytes database and run a full system scan.

    Malwarebytes fix issue

    Click on “Update database” to update the Malwarebytes for Android definitions to the latest version, then click on “Run full scan” to perform a system scan.

    Update database and run Malwarebytes scan on phone

  5. Wait for the Malwarebytes scan to complete.

    Malwarebytes will now start scanning your phone for adware and other malicious apps. This process can take a few minutes, so we suggest you do something else and periodically check on the status of the scan to see when it is finished.
    Malwarebytes scanning Android for Vmalware

  6. Click on “Remove Selected”.

    When the scan has been completed, you will be presented with a screen showing the malware infections that Malwarebytes for Android has detected. To remove the malicious apps that Malwarebytes has found, tap on the “Remove Selected” button.
    Remove malware from your phone

  7. Restart your phone.

    Malwarebytes for Android will now remove all the malicious apps that it has found. To complete the malware removal process, Malwarebytes may ask you to restart your device.


After the scan, tap Remove Selected to delete all detected threats. Your Android phone is now clean — no more malicious apps, adware, or browser redirects.

If your current antivirus allowed a malicious app on your phone, you may want to consider purchasing the full-featured version of Malwarebytes to protect against these types of threats in the future.
If you are still having problems with your phone after completing these instructions, then please follow one of the steps:

Stay Protected: Block Ads and Malicious Sites

Now that your device is clean, keep it that way. Most infections start with a malicious ad or a fake download button — so blocking them at the source is your best defense.

We recommend AdGuard, which blocks malicious ads, phishing pages, and dangerous redirects before they can reach you.

👉 Download AdGuard and browse safely

Frequently Asked Questions

Is my email account really transmitting viruses?

The message does not prove it. Check sent mail, provider security alerts, devices, and the real administrator through independent channels. The documented notice is a phishing campaign.

Is Norton Web Cleaner a real cleanup requirement?

No legitimate Norton or mail-provider process is established by this email. Obtain security tools only through their official applications, websites, or your verified workplace administrator.

Why does the page say Gmail Session Expired?

The phishing kit uses a familiar login interruption to collect the password. A Google session cannot be renewed on matsante[.]fr or another unrelated domain.

What if I clicked Sanitize but entered nothing?

Close the page, report the message, and check for unexpected downloads. If no credential was submitted and no software was installed, account theft is less likely.

What if I entered my email password?

Change it immediately through the official provider, revoke sessions, enable stronger authentication, inspect forwarding rules, and secure every important account that uses the mailbox for recovery.

Should I scan my computer?

Yes if the page downloaded a file, requested an extension, or caused you to install anything. A full scan is also a reasonable precaution, but the documented campaign's confirmed objective is credential theft.

The Bottom Line

The Email Account Is Transmitting Viruses scam turns a security concern into an account-theft tool. Its generic administrator, unsupported infection claim, deactivation threat, Norton branding, and fake session-expired page all direct the victim toward one password field.

Do not sanitize an account through an email link. Open the provider and approved security tools independently, check for real alerts, and ask a known administrator for evidence of the claimed incident.

If credentials were submitted, act immediately. Change the password, revoke sessions, inspect mailbox rules, protect recovery accounts, report the campaign, and warn contacts before the compromised identity is used to spread the next message.

10 Rules to Avoid Online Scams

Here are 10 practical safety rules to help you avoid malware, online shopping scams, crypto scams, and other online fraud. Each tip includes a quick “if you already got hit” action.

  1. Stop and verify before you click, log in, download, or pay.

    warning sign

    Most scams win by creating urgency. Verify using a trusted method: type the website address yourself, use the official app, or call a known number (not the one in the message).

    If you already clicked: close the page, do not enter passwords, and run a malware scan.

  2. Keep your operating system, browser, and apps updated.

    updates guide

    Updates patch security holes used by malware and malicious ads. Turn on automatic updates where possible.

    If you saw a scary “update now” pop-up: close it and update only through your device settings or the official app store.

  3. Use layered protection: antivirus plus an ad blocker.

    shield guide

    Antivirus helps block malware. An ad blocker reduces scam redirects, phishing pages, and malvertising.

    If your browser is acting weird: remove unknown extensions, reset the browser, then run a full scan.

  4. Install apps, software, and extensions only from official sources.

    install guide

    Avoid cracked software, “keygens,” and random downloads. During installs, choose Custom/Advanced and decline bundled offers you do not recognize.

    If you already installed something suspicious: uninstall it, restart, and scan again.

  5. Treat links and attachments as untrusted by default.

    cursor sign

    Phishing often impersonates delivery services, banks, and popular brands. If it is unexpected, do not open attachments or log in through the message.

    If you entered credentials: change the password immediately and enable 2FA.

  6. Shop safely: research the store, then pay with protection.

    trojan horse

    Be cautious with brand-new stores, “closing sale” stories, and prices that make no sense. Prefer credit cards or PayPal for dispute options. Avoid wire transfers, gift cards, and crypto payments.

    If you already paid: contact your card issuer or PayPal quickly to dispute the transaction.

  7. Crypto rule: never pay a “fee” to withdraw or recover money.

    lock sign

    Common patterns include fake profits, then “tax,” “gas,” or “verification” fees. Another is a “recovery agent” who demands upfront crypto.

    If you already sent crypto: stop paying, save evidence (wallet addresses, TXIDs, chats), and report the scam to the platform used.

  8. Secure your accounts with unique passwords and 2FA (start with email).

    lock sign

    Use a password manager and unique passwords for every account. Enable 2FA using an authenticator app when possible.

    If you suspect an account takeover: change passwords, sign out of all devices, and review recent logins and recovery settings.

  9. Back up important files and keep one backup offline.

    backup sign

    Backups protect you from ransomware and device failure. Keep at least one backup on an external drive that is not always connected.

    If you suspect infection: do not connect backup drives until the system is clean.

  10. If you think you are a victim: stop losses, document evidence, and escalate fast.

    warning sign

    Move quickly. Speed matters for disputes, account recovery, and limiting damage.

    • Stop payments and contact: do not send more money or respond to the scammer.
    • Call your bank or card issuer: block transactions, replace the card if needed, and start a dispute or chargeback.
    • Secure your email first: change the email password, enable 2FA, and remove unfamiliar recovery options.
    • Secure other accounts: change passwords, enable 2FA, and log out of all sessions.
    • Scan your device: remove suspicious apps or extensions, then run a full malware scan.
    • Save evidence: screenshots, emails, order pages, tracking pages, wallet addresses, TXIDs, and chat logs.
    • Report it: to the payment provider, marketplace, social platform, exchange, or wallet service involved.

These rules are intentionally simple. Most online losses happen when decisions are rushed. Slow down, verify independently, and use payment methods and account controls that give you recourse.

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