I think that the best advice for average users is not to use any tools. This can protect them for several years. The chances of infections are probably similar to the chances of being seriously injured in a traffic accident.
Better protection could be applied only by security-oriented users, like many MT members. But there is a catch. More knowledge of security matters usually causes more safety without adding any tools. So, we have a kind of paradox. People who need tools cannot handle them, and people who can handle tools do not need them. Anyway, there are some scenarios when adding tools can make sense for home users:
- The security-oriented user likes using some tools.
- Advanced user (home Administrator) wants to use tools for protecting home users.
The Hard_Configurator application and all Hard_Configurator tools are such tools. They should not be used just for maximizing protection, but rather to increase safety and minimize the time needed to maintain the computers of home users.