Currently using pCloud with Cryptomator. pCloud has been around for a while now and they own the servers, so I do not believe they are shutting down any time soon. I might consider their lifetime deal.
I purchased Koofr 100 GB lifetime and I store my study documents there.
Stopped using One Drive for it does not offer Linux support. Download speeds were not the best too.
Belarc's products automatically create an accurate and up-to-date central repository (CMDB), consisting of detailed software, hardware, network and security configurations. Customers use our products for software license management, IT asset management, cybersecurity audits, information...
www.belarc.com
I think you should give this a spin evaluating your security and will help give you and idea how to fix any issues that are shown. After running this soft it will open a browser of your choosing show what your bios name is what version you have your win 10 key and other keys, how much ram you have, if your account is configured correct and much more stuff you'll find useful, then they is a percentage sigh to the top left press on it then expand everything and the information there about your pc will leave you stun, trust me on that.
hxxps://www.belarc.com/AdvisorDownload
By the way this is a new update, I don't think it is accurate with the informatoin about smartscreen.