Don’t Pay! Why that Indiana Toll Services Text is a Scam

Have you gotten a text claiming you owe money to Indiana Toll Services? Don’t race to pay it just yet. Scammers are bombarding Hoosiers’ phones with messages about fake missed tolls to steal money and personal information. But with the right knowledge, you can detect these fraudulent texts and websites and steer clear of this elaborate Indiana Toll Services scam.

This article will uncover all the sneaky tricks these toll road scammers use and equip you to avoid falling into their traps. You’ll learn how to spot the telltale signs in their texts, ignore their threats of fake fees, and report these fraudsters. We’ll also provide steps to take if you or someone you know has unfortunately been reeled in by these ruthless scammers.

Let’s make sure these shady messages highway rob Indiana residents out of their hard-earned money or identities. Keep reading to get all the tools you need to outsmart these toll road thieves and warn others about their deceitful schemes. The next text message threat you receive could be coming straight from a ruthless scammer – don’t take the bait.

Indiana Toll Services Text Message Scam

Scam Overview

The Indiana Toll Services scam first appeared in early 2024 and has quickly spread through text messages to Indiana residents. The scam message claims to be from “Indiana Toll Services” and states that the recipient has an “outstanding toll amount” owed, usually around $10-15.

It then threatens a fake “late fee” of $50 if the balance is not settled immediately on a linked website. This website appears legitimate but is completely fraudulent, created just to steal money and data.

The messages come from a variety of spoofed numbers to increase credibility, often using local area codes. The scam message is carefully crafted to instill urgency in the victim to act quickly and avoid the late fee.

If the recipient visits the fake website, they are asked to enter significant personal information including their phone number, home address, date of birth, and full credit card details. This data is harvested by scammers who then have the tools to commit identity theft or make fraudulent purchases.

The scam website even includes fake invoices and payment pages to convince users they are on a legitimate toll portal. However, no payments go to any real toll agencies or services. The scammers pocket all funds submitted through their illegitimate portal.

This scam is widespread, with reports indicating thousands of Indiana residents receiving these fraudulent messages. Substantial sums have already been stolen from unsuspecting motorists who fell for the scam.

The messages are completely unsolicited, sent at random to Indiana phone numbers. No legitimate toll agency would demand payment for outstanding balances in this manner. Outreach would be through official postal mail, not via text from unknown numbers.

How the Scam Works

The Indiana Toll Services scam is intricately designed to manipulate users into handing over money and personal data. Here is an in-depth look at exactly how the scam operates at every stage:

Step 1: Receiving the Text

The first step occurs when an Indiana resident receives an unsolicited text message from an unknown 10-digit number. The message claims to be from “Indiana Toll Services” and typically states the recipient has an outstanding toll balance due.

For example:

Indiana Toll Services: We’ve noticed an outstanding toll amount of $11.69 on your record. To avoid a late fee of $50, visit to settle your balance.

The message includes several manipulation tactics:

  • A legitimate-sounding agency name, “Indiana Toll Services”.
  • An odd-specific balance like $11.69, to seem credible.
  • Threat of a steep late fee if payment is not made quickly.
  • A link to the fraudulent website to pay the “balance”.

This carefully crafted message is designed to scare the recipient into hastily paying the fake fee to avoid penalties. The odd-specific fee, legitimate agency name, and threat of fines make the message appear very credible on the surface.

Step 2: Visiting the Fake Website

If the user clicks the link, they are taken to the fraudulent website that claims to be the Indiana Toll Services online portal. However, this website is entirely fake, created by the scammers just for this scam.

The website continues the deceit, using official-looking branding and logos, invoices, and payment pages. This elaborate site adds legitimacy to the scam.

The site first asks users to enter extremely sensitive personal information including their phone number, home address, and date of birth. Users will comply as the site looks like the official Indiana Toll Service portal.

In reality, the scammers are simply harvesting this valuable personal data for identity theft and other fraud downstream.

Step 3: Submitting Payment

After users submit their personal info, the site presents them with a fake invoice for the exact odd-specific amount in the text message, like $11.69. Official branding and transaction IDs on the invoice further fool users into believing this is legitimate.

There will also be an additional “late fee” on the invoice if time has passed, mimicking a real late payment process. This adds to the urgency to complete payment immediately.

The website then prompts the user to submit credit card information to pay the bogus invoice. This includes the credit card number, expiration date, and CVV code.

With these details, scammers can easily make fraudulent purchases online or resell the card details on the dark web.

Once users enter the credit card data and complete the payment, the scammers have succeeded in their mission. They now have both valuable personal info and credit card data to misuse however they please.

Meanwhile, the users believe they have paid a legitimate late toll balance to the Indiana Toll Services. In reality, they have simply paid money directly into the scammer’s pockets while giving up sensitive personal and financial information.

What to Do if You Have Fallen Victim

If you have unfortunately fallen prey to the Indiana Toll Services scam, here are the vital steps to take right away:

  1. Contact your credit card provider immediately: Report the fraudulent charges and have the card cancelled and reissued. This will prevent the scammers from making additional charges.
  2. Place a fraud alert: Contact one of the three major credit bureaus (Experian, Equifax, TransUnion) to place an initial 90-day fraud alert on your credit file. This alerts creditors of suspicious activity.
  3. Monitor your accounts closely: Keep an eagle eye on all your financial accounts and credit reports for any signs of misuse of your information. Report any unauthorized activity right away. Enroll in credit monitoring if possible.
  4. Change account passwords: Update passwords on all of your online accounts that may have used the same password as any compromised in the scam. Make your passwords long, complex, and unique.
  5. File an FTC complaint: File a complaint with the Federal Trade Commission (FTC) about the Indiana Toll Services scam at
  6. Contact the Attorney General: Report the scam to the Indiana Attorney General at or the Indiana DoR at They may be able to assist or provide guidance.
  7. Warn contacts: Notify friends and family in Indiana about this scam to prevent them from also being victimized. Share awareness on your social media networks.
  8. Block phone numbers: Block any numbers that sent you scam texts to avoid further risk. But keep a record of the numbers as evidence.

Move quickly if you have fallen prey, as every second counts when personal and financial data lands in the hands of scammers. And going forward, be vigilant to spot and avoid such toll road scams.

Frequently Asked Questions about the Indiana Toll Services Scam

1. What is the Indiana Toll Services scam?

The Indiana Toll Services scam is a fraudulent scheme where scammers send Indiana residents text messages claiming to be from Indiana Toll Services. The messages state that the recipient owes an outstanding toll balance and must pay immediately to avoid late fees. If recipients click the link, they are taken to a fake website that harvests personal information and credit card details. The scammers use this data for identity theft and fraudulent purchases. No money actually goes to paying any toll balance.

2. How does the Indiana Toll Services scam work?

The scammers send unsolicited text messages to random Indiana phone numbers claiming the recipient has an outstanding toll balance of around $10-15. The texts threaten a $50 late fee if the balance is not paid right away on the linked scam website. If users click the link, they are taken to a convincing but fake website that mimics the real Indiana Toll Services portal. The site tricks users into entering personal info and credit card data which the scammers steal.

3. What details do the scam text messages include?

The text messages state they are from “Indiana Toll Services” and include an odd-specific outstanding balance, usually around $10-15. They threaten a late fee, often $50, if the balance is not paid immediately on the linked scam website. The texts are carefully crafted to seem credible and urgent.

4. How can I recognize the Indiana Toll Services scam?

Warning signs include getting an unsolicited text message about owing toll money, threats of late fees, a link to pay the balance online, an odd-specific amount like $11.69, and being asked for detailed personal information and credit card details on the linked website.

5. What keywords should raise red flags?

Key phrases like “Indiana Toll Services”, “outstanding toll balance”, “late fee”, and a link to an unfamiliar website should all be red flags. No legitimate toll agency would demand payment for toll balances in this manner.

6. Are there any sender IDs I can look for?

The texts come from a variety of constantly changing 10-digit phone numbers. There are no specific sender IDs to watch for. The scam website URL may change as well as scammers try to avoid detection.

7. What should I do if I receive a suspicious text message?

If you receive a text claiming you owe toll money, ignore it and do not click any links. Instead, call the official Indiana Toll Road customer service to inquire about balances. Only use the official channels listed on the Indiana Toll Road website to make payments if necessary.

9. How can I safely pay a legitimate toll balance?

Go directly to the official Indiana Toll Road website and log into your account to view any balances. Use the official payment options and contact info on the Indiana Toll Road site to settle outstanding tolls. Never pay toll balances on unfamiliar third-party websites.

10. What should I do if I already fell for the Indiana Toll Services scam?

If you already entered info or paid on the scam website, immediately contact your credit card company to cancel your card, place fraud alerts on your credit files, monitor your financial accounts closely for misuse, change account passwords, and file complaints with the FTC and Indiana Attorney General.

11. How can I get my money back if I paid a fake toll fee?

Unfortunately it is very difficult to get money back that was paid to the scammers. Contact your bank or credit card provider to dispute the charges and report it as fraud. Monitor accounts closely for any signs of identity theft moving forward.

The Bottom Line

The Indiana Toll Services scam is a dangerous fraud sweeping through the state, costing victims substantial sums of money while putting their identities and credit at immense risk.

This scam succeeds by instilling urgency and fear of late fees to manipulate users into supplying personal info and payments to fraudulent websites controlled by scammers. They craft credible messages and websites to fool users into believing they are interacting with the official Indiana Toll Services.

If you receive a text claiming you owe toll money and threatening fines, exercise extreme caution. Never click links, provide data, or submit payments without verifying the source. Contact official agencies through known channels if you have questions about outstanding balances.

This scam will likely continue evolving as more Indiana residents become aware, so stay vigilant against toll payment messaging scams. Don’t let scammers turn your daily commute into a financial nightmare.

Through education and awareness, we can equip citizens against such frauds that aim to take advantage of unsuspecting motorists. Share this guide with fellow Indiana drivers so you can all identify and shut down these toll road scammers once and for all.

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