The “There is an overdue payment under your name. Please, settle your debts ASAP” email is a scam that tries to trick you into thinking that your computer or phone is infected with malware and then threatens to make your data public. Contrary to the claims in the email, you haven’t been hacked (or at least, that’s not what prompted this email) and this is nothing more than a scam that tries to trick you into sending Bitcoins to these scammers. This is merely a new variation on an old scam which is popularly being called “sextortion”.
This is the text of the “There is an overdue payment under your name. Please, settle your debts ASAP” blackmail email, including the grammatical and spelling errors:
Subject: There is an overdue payment under your name. Please, settle your debts ASAP.
Sadly, there are some bad news that you are about to hear.
About few months ago I have gained a full access to all devices used by you for internet browsing.
Shortly after, I started recording all internet activities done by you.
Below is the sequence of events of how that happened:
Earlier I purchased from hackers a unique access to diversified email accounts (at the moment, it is really easy to do using internet).
As you can see, I managed to log in to your email account without breaking a sweat: (XXXXXX@listserv.cuhk.edu.hk).
Within one week afterwards, I installed a Trojan virus in your Operating Systems available on all devices that you utilize for logging in your email.
To be frank, it was somewhat a very easy task (since you were kind enough to open some of links provided in your inbox emails).
I know, you may be thinking now that I’m a genius.
With help of that useful software, I am now able to gain access to all the controllers located in your devices (e.g., video camera, keyboard, microphone and others).
As result, managed to download all your photos, personal data, history of web browsing and other info to my servers without any problems.
Moreover, I now have access to all accounts in your messengers, social networks, emails, contacts list, chat history – you name it.
My Trojan virus continues refreshing its signatures in a non-stop manner (because it is operated by driver), hence it remains undetected by any antivirus software installed in your PC or device.
So, I guess now you finally understand the reason why I could never be caught until this very letter…
During the process of your personal info compilation, I could not help but notice that you are a huge admirer and regular guest of websites with adult content.
You endure a lot of pleasure while checking out porn websites, watching nasty porn movies and reaching breathtaking orgasms.
Let me be frank with you, it was really hard to resist from recording some of those naughty solo scenes with you in main role and compiling them in special videos that expose your masturbation sessions, which end with you cumming.
In case if you still have doubts, all I need is to click my mouse and all those nasty videos with you will be shared to friends, colleagues, and relatives of yours.
Moreover, nothing stops me from uploading all that hot content online, so all public can watch it too.
I sincerely hope, you would really not prefer that to happen, keeping in mind all the dirty things you like to watch, (you certainly know what I mean) it will completely ruin your reputation.
However, don’t worry, there is still a way to resolve this:
You need to carry out a $1490 USD transfer to my wallet (equivalent amount in bitcoins depending on exchange rate at the moment of funds transfer), hence upon receiving the transaction, I will proceed with deleting all the filthy videos with you in main role.
Afterwards, we can forget about this unpleasant accident. Furthermore, I guarantee that all the malicious software will also be erased from your devices and accounts.
Mark my words, I never lie.
That is a great bargain with a low price, I assure you, because I have spent a lot of effort while recording and tracking down all your activities and dirty deeds during a long period of time.
In case if you have no idea how to buy and transfer bitcoins – feel free to check the related info on the internet.
Here is my bitcoin wallet for your reference: 1K8g3n8Z9t265pMYuhpKc8jfmPS6cY7Qcr
From now on, you have only 48 hours and countdown has started once you opened this very email (in other words, 2 days).
The following list contains things you should definitely abstain from doing or even attempting:
> Abstain from trying to reply this email (since the email is generated inside your inbox alongside with return address).
> Abstain from trying to call or report to police or any other security
> services. In addition, it’s a bad idea if you want to share it with
> your friends,
hoping they would help. If I happen to find out (knowing my awesome skills, it can be done effortlessly, because I have all your devices and accounts under my control and unceasing observation) – kinky videos of yours will be share to public the same day.
> Abstain from trying to look for me – that would not lead anywhere either. Cryptocurrency transactions are absolutely anonymous and cannot be tracked.
> Abstain from reinstalling your OS on devices or throwing them away.
> That would not solve the problem as well,
since all your personal videos are already uploaded and stored at remote servers.
Things you may be confused about:
> That your funds transfer won’t be delivered to me.
Chill, I can track down any transactions right away, so upon funds transfer I will receive a notification as well, since I still control your devices (my trojan virus has ability of controlling all processes remotely, just like TeamViewer).
> That I am going to share your dirty videos after receiving money transfer from you.
Here you need to trust me, because there is absolutely no point to still bother you after receiving money.
Moreover, if I really wanted all those videos would be available to public long time ago!
I believe we can still handle this situation on fair terms!
Here is my last advice to you… in future you better ensure you stay away from this kind of situations!
My advice – don’t forget to regularly update your passwords to feel completely secure.
The above email and anything it states is just a scam to try and scare you into paying the ransom. If you have received the “There is an overdue payment under your name. Please, settle your debts ASAP” email, we recommend deleting it and under no circumstances sending any money to these cybercriminals.
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Is the “There is an overdue payment under your name. Please, settle your debts ASAP” email real?
No, and don’t panic. The “There is an overdue payment under your name. Please, settle your debts ASAP” email is a scam that tries to trick you into thinking that your device or email has been hacked, then demands payment, or else they will send compromising information -such as images of you captured through your web camera or your pornographic browsing history – to all your friends and family. And in classic ransomware fashion, there’s typically a ticking clock. Giving users a short time limit to deliver the payment is social engineering at its finest.
Threats, intimidation, and high-pressure tactics are classic signs of a scam.
As you can imagine, the “There is an overdue payment under your name. Please, settle your debts ASAP” extortion email and anything it states is just a scam to try and scare you into paying the ransom.
They have my password! How did they get my password?
To make the threats more credible, the scammers may include one of your passwords in this email. The scammers have your password from sites that were hacked, and in this case, likely matched up to a database of emails and stolen passwords and sent this scam out to potentially millions of people. You can check if your email or password was compromised in a data breach on Haveibeenpwned.
If the password emailed to you is one that you still use, in any context whatsoever, stop using it and change it NOW. It’s also recommended that you enable two-factor authentication for your email and online accounts whenever that is an option.
Should I pay the ransom?
You should not pay the ransom. If you pay the ransom, you’re not only losing money but you’re encouraging the scammers to continue phishing other people.
Delete the “There is an overdue payment under your name. Please, settle your debts ASAP” email, and under no circumstances pay these cybercriminals a penny/dime/bitcoin.
What should I do now?
We recommend that you ignore the content of the “There is an overdue payment under your name. Please, settle your debts ASAP” email and delete it from your Inbox. However, if you have downloaded any attachments or clicked on any links from this email, or if you suspect that your computer might be infected with malware, you can follow the below guide to scan your device for malware and remove it for free.
Depending on which operating system is installed on the device you want to scan for malicious programs, follow the removal guide.
- Scan and remove malware from Windows
- Scan and remove malware from Mac
- Scan and remove malware from Android