When it comes to protecting files, this is where Comodo could really blow malware away...a little bit smarter HIPs for some things and a little bit smarter alerts for some things. If Comodo's HIPs could know that you want Paranoid for protecting your files, that would be very helpful. What's to lose, since there aren't any entries in the Protected Files area when Comodo is installed? Nobody's system is going to be borked over that setting always being Paranoid. That could be applied to start ups and scheduled tasks too. Then add a real knockdown alert for behaviors common to ransomeware, spyware, bankware.
A little bit smarter and Comodo will be a huge player in $$$ enterprise security if they can also create network security/command control like Kaspersky and Sophos and the other big enterprise players. And they can afford to keep the program free for home use!