Thank you everyone
Shukla44, right now I'm using a very basic setup with MBAM Pro and Avast free. I'm behind a router of course, and I keep my system/programs updated. Except for one time when my router was attacked, this setup has kept me out of trouble. When I get things settled, I'm planning on grabbing the free version of SandBoxie as well. I doubt I'll keep MBAM around. For one thing I lost the key to it a long time ago, for another its newer IP blocking is more a hassle than a help. My antivirus is up in the air. I'm not sure if I'll keep Avast or perhaps toy around with free AVG again. From recent test results, it is looking better than it had been.