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If you could pick only one program for protection.
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<blockquote data-quote="ForgottenSeer 58943" data-source="post: 835707"><p>Yes really. As I said, even IF compromised, it's protected anyway. Nobody is ever liable for fradulent charges/transactions for the most part. Even my biggest accounts are fully insured from fraud and theft. That was my point - they are already fairly well secured, and can be made even more secure, but in the event they become compromised most people are protected regardless.</p><p></p><p>It takes an act of god to login to my credit union though. Random artwork verification, double passwords, a phone call authorization. Even then, if the login (or debit card use) is from a different geographical location it locks the account and getting it unlocked is quite the pain. Some banks use pretty impressive multi-factor identification.</p></blockquote><p></p>
[QUOTE="ForgottenSeer 58943, post: 835707"] Yes really. As I said, even IF compromised, it's protected anyway. Nobody is ever liable for fradulent charges/transactions for the most part. Even my biggest accounts are fully insured from fraud and theft. That was my point - they are already fairly well secured, and can be made even more secure, but in the event they become compromised most people are protected regardless. It takes an act of god to login to my credit union though. Random artwork verification, double passwords, a phone call authorization. Even then, if the login (or debit card use) is from a different geographical location it locks the account and getting it unlocked is quite the pain. Some banks use pretty impressive multi-factor identification. [/QUOTE]
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