Equifax Data Breach — Free Identity Protection & Credit Monitoring

Exterminator

Community Manager
Thread author
Verified
Staff Member
Well-known
Oct 23, 2012
12,527
Equifax has hired an independent cybdersecurity firm to investigate and determine the extent of the breach.
They are however offering everyone in the U.S. free identity protection and credit monitoring through TrustedID Premier for one year.

At Equifax, protecting the security of the information in our possession is a responsibility we take very seriously. This is to notify you of a data security incident that may have exposed some of your personal information, including your Social Security number and other identifying information. This site explains the incident and steps Equifax has undertaken to address it. In addition, we provide guidance below on what you can do to protect your personal information.

I. What Happened
On July 29, 2017, Equifax discovered that criminals exploited a U.S. website application vulnerability to gain access to certain files. Upon discovery, we acted immediately to stop the intrusion. The company promptly engaged a leading, independent cybersecurity firm which has been conducting a comprehensive forensic review to determine the scope of the intrusion, including the specific data impacted. Equifax also reported the criminal access to law enforcement and continues to work with authorities. Based on the company’s investigation, the unauthorized access occurred from mid-May through July 2017.

II. What Information Was Involved
Most of the consumer information accessed includes names, Social Security numbers, birth dates, addresses, and in some instances, driver’s license numbers. In addition, credit card numbers for approximately 209,000 consumers and certain dispute documents, which included personal identifying information, for approximately 182,000 consumers were accessed. In addition to this site, Equifax will send direct mail notices to consumers whose credit card numbers or dispute documents with personal identifying information were impacted. We have found no evidence of unauthorized access to Equifax’s core consumer or commercial credit reporting databases.

III. What We Are Doing
Upon learning of this incident, Equifax took steps to stop the intrusion, and engaged an independent cybersecurity firm to forensically investigate and determine the scope. Equifax also engaged the cybersecurity firm to conduct an assessment and provide recommendations on steps that can be taken to help prevent this type of incident from happening again.

Equifax is focused on consumer protection and has established a dedicated website, www.equifaxsecurity2017.com to help consumers. We have provided a tool on this site for you to determine if your information was potentially impacted by this incident. To find out if you are potentially impacted, please go to www.equifaxsecurity2017.com, and click on “Am I Impacted?,” and enter your last name and last 6 digits of your Social Security number.

We are also offering free identity theft protection and credit file monitoring to all U.S. consumers, even if you are not impacted by this incident. This offering, called TrustedID Premier, includes 3-Bureau credit monitoring of your Equifax, Experian and TransUnion credit reports; copies of your Equifax credit report; the ability to lock and unlock your Equifax credit report; identity theft insurance; and Internet scanning for your Social Security number – all complimentary to U.S. consumers for one year. To find out more information on this complimentary offer and to sign up, please click on the tab “What Can I Do?” on this site. You must complete the enrollment process by January 31, 2018.

One year is better than nothing and those interested can go here Consumer Notice - Cybersecurity Incident & Important Consumer Information | Equifax and enroll in the free service.
The site also provides website addresses and phone numbers to all 3 credit bureaus as well as the FTC & all state attorney generals.

You can directly enroll here Getting Started
 

Weebarra

Level 17
Verified
Top Poster
Well-known
Apr 5, 2017
836
Personally, i wouldn't touch it with a bargepole. They are going to have to work very hard to gain the trust of people again as it wasn't just one breach, it was one after another and i still wouldn't be surprised if they go to the big graveyard in the sky.
 

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