MyMicroBalance Free

Brownie2019 said:
The smart, free budget planner for everyone who wants to make more of their money. Clear, easy to use, for PC and smartphone – and now with AI-powered features.

Free Budget Planner with PC & App Sync

MyMicroBalance is your private and free budget planner and financial planning software!
www.mymicrobalance.com www.mymicrobalance.com
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I can’t tell you whether MyMicroBalance is “safe” or “malicious” just from a marketing page alone, but I can summarize what the site itself discloses and the low-risk steps to vet it before you install anything.

What the vendor/site claims (relevant to security & privacy)
  • Who runs it: The legal notice identifies the product as belonging to “MEIKE OG” (Austria) and lists a physical address and business identifiers. ([mymicrobalance.com](https://www.mymicrobalance.com/en/legal-notice))
  • Windows download details: The Windows build is listed as version 6.0.0 with release date 2025-12-27, and it requires .NET Framework 4.8+. ([mymicrobalance.com](https://www.mymicrobalance.com/en/download-financial-planning-software))
  • Cloud/sync storage: Their privacy policy states the software uses Microsoft Azure to store personal data, with servers described as located in Western Europe. ([mymicrobalance.com](https://www.mymicrobalance.com/en/gtc/privacy))
  • AI features: Their privacy policy says AI queries are optional and require active consent; it states AI processing is done via Microsoft Azure OpenAI on “German or other Western European” Azure servers, with stated retention of AI requests/responses up to 30 days for optimization and some metadata up to 90 days; it also claims encryption in transit and at rest. ([mymicrobalance.com](https://www.mymicrobalance.com/en/gtc/privacy))
  • Ads/analytics: Their privacy policy also describes Google AdMob in the software and states AdMob data may be transmitted to Alphabet in the United States; it also describes Google Analytics being integrated (including in the software) with data potentially transmitted to the U.S. ([mymicrobalance.com](https://www.mymicrobalance.com/en/gtc/privacy))

Practical, safe vetting steps before installing
  • Only download the mobile app via the official Apple App Store / Google Play links shown on their site (avoid third-party APK sites). ([mymicrobalance.com](https://www.mymicrobalance.com/en/))
  • For the Windows installer/ZIP: upload the exact file you downloaded to VirusTotal and review results (watch for “new/low prevalence” flags and inconsistent detections).
  • On Windows, check the installer’s digital signature (Properties -> Digital Signatures). If it’s unsigned, treat that as higher risk and be extra cautious.
  • Test it in a VM/Windows Sandbox first (or on a non-critical PC account) and monitor outbound connections with a firewall prompt tool (at least during first run), especially if you don’t plan to use sync/AI/ads.
  • Because this is a budgeting tool, avoid entering real names, full addresses, or other unnecessary identifiers during initial testing, and keep backups of any finance data file you import.

If this link was posted as promotion/spam
If this thread/post is essentially advertising rather than a support discussion, it’s reasonable to use MalwareTips’ report function so staff can review it.

If you want community analysis, the most useful next step is to share the VirusTotal link for the exact installer you downloaded (and the SHA-256 hash), rather than the homepage text.
 

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