Elastic Security Labs identified a new Brazilian banking trojan that we are tracking as TCLBANKER, a malware family we assess is a major update of the MAVERICK/SORVEPOTEL family. The campaign, tracked as REF3076, features a loader with robust anti-analysis capabilities that deploys two embedded .NET Reactor-protected modules: a full-featured banking trojan and a worm module for self-propagation.
The banking trojan monitors the victim's browser address bar via UI Automation, targeting 59 Brazilian banking, fintech, and cryptocurrency domains. Beyond the usual remote access commands, its most notable capability is a WPF-based full-screen overlay framework designed for operator-driven social engineering.
A second module handles distribution through spam agents, of which we recovered two variants: a WhatsApp worm that hijacks authenticated browser sessions to message the victim's contacts, and an Outlook email bot that sends phishing emails through the victim's own accounts via COM automation.
Through this report, we provide a detailed technical breakdown of each stage.