Wait, you have Macrium Reflect Free... but the frequency of system backups: No backups
Consider adding some of on demand scanner like EEK, Zemana, and HitmanPro. Thanks for sharing your config
It is a setting trustworthy by Microsoft, but because they are not perfect, I think that it is better to have an on-demand scanner as well.
I think that it is a mistake in description, but effective use of Macrium.
For Marcrium I do a full image after each insider up after I know nothing is broken. I changed my first post to reflect this. My images are stored externally.