Serious Discussion Will Using a 3rd Party Antivirus Reduce the Data Microsoft Collects About Me?

I believe though that when you use the browser's (Edge, Chrome, etc) Passwword Manager feature, they keep the passwords to their servers un-enrypted, and they will eventually play with it, logging in to your accounts and look up "everything". Then they will use your Bank Details (etc.) to buy grocery for them, or to transfer all your properties to them. By 2030, Agenda 2030, you will have NO privacy, and you will own NOTHING.
Already happening! My wife recieved yesterday a new pair of shoes and the payment appears on my credit card! I'm certain Google hacked my wallet to do so!
 
Using a third-party antivirus (like ESET, Bitdefender, etc.) can reduce or disable some Microsoft Defender-related telemetry, but it won't stop Microsoft from collecting other types of data about your system and behavior.
 

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