If you use security best practices and use strong security solutions, you will almost never get hacked.
If you get hacked it will most likely be your own fault (open email attachments, visiting risky software and use cracks).
Unless you are so important that will be targeted by state sponsor targets with zero day exploits.
Study security best practices, use strong anti malware software and default deny security solutions and study repeatedly about social engineering attacks (phishing).
Also minimize your personal info as much as possible you share online (social media) and list all the websites in password manager no matter how insignificant they are.
But last but not least take precautions about swim swapping, with your phone carrier to require id and be present at the store to make significant changes to your account.
