Apple Billing Approval Text Scam – What You Need To Know

Have you received a suspicious text message that appears to be from Apple, warning of unauthorized charges or account activity? If so, you may be the target of a new and alarming scam that is duping Apple device owners out of hundreds or even thousands of dollars.

This article will provide an in-depth look at how the Apple Billing Approval Notice text scam works, who is behind it, and most importantly, how you can protect yourself

Apple scam

An Overview of the Scam That Is Targeting Apple Users

The scam starts with an official-looking text message that identifies itself as coming from Apple. The message will say that unusual activity or charges have been detected on your Apple ID, and urges you to call a provided phone number to speak with an “Apple representative” immediately.

Of course, the phone number does not actually belong to Apple. It routes victims to a call center run by scammers posing as Apple support. Their goal is to gain remote access to your device under the pretense of providing refunds, removing malware, or securing your account. Once connected, they can steal personal data, install malware, or trick you into buying gift cards and sharing the codes.

This scam is sometimes referred to as the Apple tech support scam, and it has rapidly spread in the last couple of years. Security experts have noted a sharp rise in the number of reports from victims. It is estimated that just in the United States alone, over $35 million has been stolen through these text-based scams.

Sadly, the people behind these scams are preying on concerned Apple users who simply want to protect their accounts and devices. However, as you’ll learn, these text messages are completely fake and any calls should be avoided.

Step-By-Step: How the Apple Billing Approval Scam Unfolds

The scammers execute this scam with a process designed to slowly gain a victim’s trust through misrepresentation and social engineering. Here is how the scam typically unfolds:

Step 1: Receiving the Fake Security Alert Text

The first step is the initial text message. It will appear to come from an Apple-related number or email address. The message sounds very urgent, warning of unusual charges or sign-in attempts.

Here is an example:

[Apple Security Alert]

We have noticed that your Apple id was recently used at “APPLE STORE” for $143.95, paid by Apple Pay Pre Authorization. Also some suspicious sign in request and apple pay activation request detected. That looks like suspicious to us. In order to maintain the security and privacy of your account we have placed those request on hold. If NOT you? Please Call [scam phone number] to talk to an Apple Representative. Failing may lead to auto debit and charge will not be reversed. Call immediately to cancel this charge.

Customer Support:

Billing Support : Subscriptions and Billing – Official Apple Support

Have a great day!

The message goes on to say that you must call the provided number immediately to speak with Apple and potentially cancel fraudulent charges. Of course, the number does not go to Apple at all.

Step 2: Calling the Fake Support Number

Concerned victims will call the number, believing they will speak to Apple support. However, the number actually routes to a scam call center, often located overseas.

When victims call, the scammers pose as Apple employees or support agents. They falsely claim that they need remote access to your device to fix the security issue and process refunds. This is where the real scam begins.

Step 3: Allowing Remote Access to Your Device

The “support agent” will ask you to download remote access software, such as AnyDesk or TeamViewer. They claim this will allow them to remotely connect to your device, assess the security issue, and process refunds.

This gives the scammers full access to your device, allowing them to steal data, install malware, or make changes to your accounts. No legitimate company will ever ask for this type of remote access.

Step 4: Entering Your Apple ID Password

In some cases, the scammers will convince victims to voluntarily share their Apple ID password. They may claim they need to “validate your account” as part of the security process.

Sharing passwords gives the scammers full control to steal money from Apple accounts linked to credit cards or debit cards. Never share your passwords with unsolicited callers.

Step 5: Purchasing Gift Cards for the “Refund”

One of the most common goals of the scammers is to trick victims into buying Apple gift cards to pay for a refund or fix security issues. The scammers will ask for the gift card numbers and PINs, which allows them to steal the funds.

Legitimate companies will never ask you to pay with gift cards. This is a huge red flag.

What to Do If You Get a Suspicious Text Claiming to Be From Apple

If you receive a text message that claims to be from Apple and asks you to call a number regarding unauthorized charges, here are important steps to take:

  • Do not call the number – Any number provided in one of these text scams does not actually go to Apple. Calling it will connect you to scammers.
  • Contact Apple directly – Use Apple’s official customer support numbers, which can be found on their website. Ask them to confirm whether the text was legitimate.
  • Beware requests for remote access – Apple will never proactively reach out to ask for remote access to your device. This is a scam tactic.
  • Never share passwords or gift cards – Apple will not ask for your password or for payment via gift cards to solve security issues.
  • Watch for urgent wording – Text scams often use urgent wording, threatening account suspension or charges. Be suspicious.
  • Report scam texts – Forward scam text messages to 7726 (SPAM) to report them to your cell provider.

Who Is Behind the Apple Billing Approval Scams?

These Apple tech support scams are being orchestrated by organized criminal networks, often based overseas in countries like India.

Scammers will set up complex call center operations designed to mimic legitimate customer support. The criminals involved in the scams typically:

  • Spoof domestic numbers – Scammers use VoIP and spoofing technology to display numbers with local area codes, building trust.
  • Purchase user data on the black market – Your name, email address, and other personal info may have been purchased on the dark web.
  • Create multiple fake identities – Scammers involved in these calls will regularly change their names and backstories when speaking to victims.
  • Use social engineering tactics – Scammers are trained in psychological tactics to build trust and talk victims into giving remote access or passwords.
  • Route calls overseas – Even when scammers use domestic numbers, they route calls to international fraud centers before connecting victims.
  • Operate with scripts – Call center scammers work off pre-written scripts and dialogue trees to imitate Apple support calls.
  • Evade authorities – Scam centers hide behind shell companies and regularly relocate to new sites to avoid legal crackdowns.

In short, these criminal networks are sophisticated, well-funded, and very difficult for authorities to permanently shut down. Staying vigilant is key.

Expert Tips: How to Avoid Falling Victim to the Apple Billing Scam

While these scams can seem convincing, there are ways to protect yourself and avoid being manipulated:

  • Know the warning signs – Urgent wording, threats of account suspension, requests for immediate payment, and unsolicited calls/texts are red flags.
  • Never call unsolicited numbers – Only call numbers listed directly on Apple’s website, never numbers provided in suspicious texts.
  • Don’t trust caller ID – Scammers spoof official-looking numbers. Verify the number independently with Apple.
  • Refuse remote access – Don’t allow callers claiming to be Apple support to remotely connect to your device. Real Apple support will never do this.
  • Guard account details – Do not share your Apple ID password with any unsolicited callers or as part of an unexpected “verification” process.
  • Avoid gift card payments – iTunes gift cards are for your personal use only. Scammers pressure victims into buying cards and giving them the codes.
  • Hang up – If a caller seems suspicious, don’t engage. Simply hang up and call Apple directly to verify.

Is Your Device Infected? Run a Free Malware Scan

Slow performance, constant pop-ups, or strange behavior? These are classic signs of a malware infection. The fastest way to find out is to scan your device with Malwarebytes Anti-Malware Free — one of the most trusted malware removal tools available.

The free version detects and removes the most common threats, including:

  • Adware — the cause of those annoying pop-ups
  • Browser hijackers — unwanted redirects and changed homepages
  • Trojans and spyware — hidden programs stealing your data
  • Potentially unwanted programs (PUPs) — software you never asked for

👉 Select your device below — Windows, Mac, or Android — then follow the simple steps to download Malwarebytes, scan your system, and remove any threats it finds. The whole process takes about 5 minutes.

Malwarebytes for WindowsMalwarebytes for MacMalwarebytes for Android

Run a Malware Scan with Malwarebytes for Windows

Malwarebytes is one of the most popular and trusted anti-malware tools for Windows — and it’s completely free for removing infections. It catches threats that many antivirus programs miss, including adware, browser hijackers, and trojans. Follow the steps below to scan and clean your PC in just a few minutes.

  1. Download Malwarebytes

    Click the button below to download the latest version of Malwarebytes for Windows from the official source. The free version is all you need — it will scan your computer and remove adware, browser hijackers, and other malicious software at no cost.

    DOWNLOAD MALWAREBYTES FOR WINDOWS (FREE)

    (The link opens in a new page where your download will start)
  2. Install Malwarebytes

    When the download finishes, open your Downloads folder and double-click the MBSetup file. If Windows shows a User Account Control pop-up, click “Yes” to allow the installation.

    MBAM1
  3. Follow the On-Screen Prompts to Install Malwarebytes

    The setup wizard will walk you through a few quick screens:

    • Choose where you’re installing the program — “Personal Computer” or “Work Computer” — then click Next.

      MBAM3 1
    • Malwarebytes will now install on your device. This usually takes under a minute.

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    • When installation is complete, the “Welcome to Malwarebytes” screen will open automatically.

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    • On the final screen, click Open Malwarebytes to launch the program.

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  4. Enable “Scan for Rootkits”

    Before scanning, turn on rootkit detection so Malwarebytes can find even the most hidden threats. Click the Settings gear icon on the left side of the screen.

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    In the settings menu, find “Scan for rootkits” and click the toggle so it turns blue.

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    Done? Click “Dashboard” in the left pane to return to the main screen.

  5. Start the Scan

    Click the blue Scan button. Malwarebytes will automatically update its virus database and start checking your computer for malware.

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  6. Wait for the Scan to Finish

    The scan checks your entire system for browser hijackers and other malicious programs, so it can take several minutes. Feel free to do something else — just check back occasionally to see the progress.

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  7. Quarantine the Detected Threats

    When the scan is done, you’ll see a list of everything Malwarebytes found — malware, adware, and potentially unwanted programs. Click the “Quarantine” button to remove all of them at once.

    MBAM12

    Malwarebytes will now remove the malicious files and registry entries and move them safely into quarantine.

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  8. Restart Your Computer

    Some threats can only be fully removed after a reboot. If Malwarebytes asks you to restart, click Yes. Once you’re logged back in, your PC is clean and you can continue with the next steps in this guide.

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When the scan finishes, click Quarantine to remove everything Malwarebytes found. That’s it — your Windows PC is now clean of trojans, adware, and other malware, and should be back to running smoothly.

If your current antivirus allowed this malicious program on your computer, you may want to consider purchasing Malwarebytes Premium to protect against these types of threats in the future.
If you are still having problems with your computer after completing these instructions, then please follow one of the steps:

Run a Malware Scan with Malwarebytes for Mac

Malwarebytes for Mac is a free on-demand scanner that removes the malware other security software tends to miss — adware, browser hijackers, and unwanted programs included. Cleaning an infected Mac with Malwarebytes has always been completely free, and it’s our go-to recommendation. Follow the steps below to scan and clean your Mac in just a few minutes.

  1. Download Malwarebytes for Mac

    Click the button below to download the latest version of Malwarebytes for Mac.

    DOWNLOAD MALWAREBYTES FOR MAC (FREE)
    (The link opens in a new page where your download will start)
  2. Open the Malwarebytes setup file

    When the download finishes, open your Downloads folder and double-click the setup file to begin the installation.

    Double-click on setup file to install Malwarebytes

  3. Follow the On-Screen Prompts to Install Malwarebytes

    The Malwarebytes for Mac Installer will guide you through a few quick screens. Click “Continue” and keep following the prompts until the installation completes.

    Click Continue to install Malwarebytes for Mac

    Click again on Continue to install Malwarebytes for Mac

    Click Install to install Malwarebytes on Mac

    When the installation is complete, Malwarebytes opens to the Welcome to Malwarebytes screen. Click “Get started“.

  4. Select “Personal Computer” or “Work Computer”

    Malwarebytes will ask what type of computer you’re installing it on. Click either Personal Computer or Work Computer, whichever applies.
    Select Personal Computer or Work Computer mac

  5. Start the Scan

    Click the “Scan” button. Malwarebytes will automatically update its detection database and begin checking your Mac for malware.
    Click on Scan button to start a system scan Mac

  6. Wait for the Scan to Finish

    Malwarebytes will scan your Mac for adware, browser hijackers, and other malicious programs. This can take a few minutes, so feel free to do something else — just check back occasionally to see the progress.
    Wait for Malwarebytes for Mac to scan for malware

  7. Quarantine the Detected Threats

    When the scan is done, you’ll see a list of everything Malwarebytes found. Click the “Quarantine” button to remove all the threats at once.
    Review the malicious programs and click on Quarantine to remove malware

  8. Restart Your Mac

    Malwarebytes will now remove all the malicious files it found. Some threats can only be fully removed after a reboot — if Malwarebytes asks you to restart, allow it. Once you’re logged back in, your Mac is clean.
    Malwarebytes For Mac requesting to restart computer

Once the scan is done, remove every threat it detected. Your Mac is now free of adware, rogue browser extensions, and other potentially harmful software.

If your current antivirus allowed a malicious program on your computer, you might want to consider purchasing the full-featured version of Malwarebytes Anti-Malware to protect against these types of threats in the future.
If you are still experiencing problems while trying to remove a malicious program from your computer, please ask for help in our Mac Malware Removal Help & Support forum.

Run a Malware Scan with Malwarebytes for Android

Malwarebytes for Android automatically detects and removes dangerous threats like malware and ransomware so you don’t have to worry about your most-used device being compromised. Aggressive detection of adware and potentially unwanted programs keeps your Android phone or tablet running smooth.

  1. Download Malwarebytes for Android.

    You can download Malwarebytes for Android by clicking the link below.

    MALWAREBYTES FOR ANDROID DOWNLOAD LINK
    (The above link will open a new page from where you can download Malwarebytes for Android)
  2. Install Malwarebytes for Android on your phone.

    In the Google Play Store, tap “Install” to install Malwarebytes for Android on your device.

    Tap Install to install Malwarebytes for Android

    When the installation process has finished, tap “Open” to begin using Malwarebytes for Android. You can also open Malwarebytes by tapping on its icon in your phone menu or home screen.
    Malwarebytes for Android - Open App

  3. Follow the on-screen prompts to complete the setup process

    When Malwarebytes will open, you will see the Malwarebytes Setup Wizard which will guide you through a series of permissions and other setup options.
    This is the first of two screens that explain the difference between the Premium and Free versions. Swipe this screen to continue.
    Malwarebytes Setup Screen 1
    Tap on “Got it” to proceed to the next step.
    Malwarebytes Setup Screen 2
    Malwarebytes for Android will now ask for a set of permissions that are required to scan your device and protect it from malware. Tap on “Give permission” to continue.
    Malwarebytes Setup Screen 3
    Tap on “Allow” to permit Malwarebytes to access the files on your phone.
    Malwarebytes Setup Screen 4

  4. Update database and run a scan with Malwarebytes for Android

    You will now be prompted to update the Malwarebytes database and run a full system scan.

    Malwarebytes fix issue

    Click on “Update database” to update the Malwarebytes for Android definitions to the latest version, then click on “Run full scan” to perform a system scan.

    Update database and run Malwarebytes scan on phone

  5. Wait for the Malwarebytes scan to complete.

    Malwarebytes will now start scanning your phone for adware and other malicious apps. This process can take a few minutes, so we suggest you do something else and periodically check on the status of the scan to see when it is finished.
    Malwarebytes scanning Android for Vmalware

  6. Click on “Remove Selected”.

    When the scan has been completed, you will be presented with a screen showing the malware infections that Malwarebytes for Android has detected. To remove the malicious apps that Malwarebytes has found, tap on the “Remove Selected” button.
    Remove malware from your phone

  7. Restart your phone.

    Malwarebytes for Android will now remove all the malicious apps that it has found. To complete the malware removal process, Malwarebytes may ask you to restart your device.


After the scan, tap Remove Selected to delete all detected threats. Your Android phone is now clean — no more malicious apps, adware, or browser redirects.

If your current antivirus allowed a malicious app on your phone, you may want to consider purchasing the full-featured version of Malwarebytes to protect against these types of threats in the future.
If you are still having problems with your phone after completing these instructions, then please follow one of the steps:

Stay Protected: Block Ads and Malicious Sites

Now that your device is clean, keep it that way. Most infections start with a malicious ad or a fake download button — so blocking them at the source is your best defense.

We recommend AdGuard, which blocks malicious ads, phishing pages, and dangerous redirects before they can reach you.

👉 Download AdGuard and browse safely

Frequently Asked Questions About the Apple Billing Approval Text Scam

1. How does the Apple billing approval text scam work?

The scam starts with a text message that appears to come from Apple. It warns of unauthorized charges or account activity, and provides a number to call. However, the number routes to scammers posing as Apple support. They gain remote access to devices or trick victims into buying gift cards under the pretense of providing refunds or account security.

2. What are some examples of the text messages victims receive?

The texts often mention suspicious charges made with Apple Pay or sign-in attempts. They may say something like:

[Apple Security Alert]

We have noticed that your Apple id was recently used at “APPLE STORE” for $143.95, paid by Apple Pay Pre Authorization. Also some suspicious sign in request and apple pay activation request detected. That looks like suspicious to us. In order to maintain the security and privacy of your account we have placed those request on hold. If NOT you? Please Call [scam phone number] to talk to an Apple Representative. Failing may lead to auto debit and charge will not be reversed. Call immediately to cancel this charge.

Customer Support:

Billing Support : Subscriptions and Billing – Official Apple Support

Have a great day!

The texts urge victims to call before their account is compromised or suspended. Of course, the number goes to scammers, not real Apple support.

3. What happens when victims call the number in the text?

The number leads to a scam call center where criminals pose as Apple support agents. They claim remote access to your device is needed to provide refunds or stop hackers. This allows them to install spyware, steal data, or gain account access.

4. Will Apple tech support ever ask for remote access?

No. Apple will never proactively contact you asking for remote access to your device or account. Any call or text requesting this type of access is always a scam attempt.

5. How can I tell if a call from Apple support is fake?

Warning signs of a scam call include urgent demands to call a provided number, threats that your account will be deactivated, requests for payment via gift cards, or any request for your Apple ID password or device passwords.

6. What’s the goal behind the Apple billing approval text scam?

The main goals are to gain remote access to devices in order to steal personal data and install spyware, take over Apple accounts to make fraudulent charges, or trick victims into buying gift cards and sharing the codes.

7. Should I call or text the number provided in one of these scam messages?

No, you should never call, text, or otherwise engage with the phone number provided in these text scams. The numbers are controlled by scammers. Contact Apple directly through official support channels to verify if a message was real.

8. How can I report a scam text message that claims to be from Apple?

You can report scam text messages by forwarding them to 7726 (SPAM). This allows your phone carrier to investigate and potentially block the senders. You can also report the scam to Apple and the FTC to help warn others.

9. How can I protect myself from the Apple billing approval text scam?

Avoid calling numbers in suspicious texts, don’t provide any account details or passwords, refuse requests for remote access, never buy gift cards for an alleged refund, and report scam messages. Contact Apple directly if you are unsure about a message.

The Bottom Line

The Apple Billing Approval Notice text scam is growing rapidly and can result in thousands of dollars in losses if users fall for it. The best way to avoid being a victim is to know the warning signs, never call numbers provided in suspicious texts, and refuse any form of remote access or gift card demands.

Being skeptical of all unsolicited calls and texts, guarding your personal information, and contacting Apple independently can help you steer clear of these criminal scammers. Share this information to help warn family and friends before they can be targeted.

10 Rules to Avoid Online Scams

Here are 10 practical safety rules to help you avoid malware, online shopping scams, crypto scams, and other online fraud. Each tip includes a quick “if you already got hit” action.

  1. Stop and verify before you click, log in, download, or pay.

    warning sign

    Most scams win by creating urgency. Verify using a trusted method: type the website address yourself, use the official app, or call a known number (not the one in the message).

    If you already clicked: close the page, do not enter passwords, and run a malware scan.

  2. Keep your operating system, browser, and apps updated.

    updates guide

    Updates patch security holes used by malware and malicious ads. Turn on automatic updates where possible.

    If you saw a scary “update now” pop-up: close it and update only through your device settings or the official app store.

  3. Use layered protection: antivirus plus an ad blocker.

    shield guide

    Antivirus helps block malware. An ad blocker reduces scam redirects, phishing pages, and malvertising.

    If your browser is acting weird: remove unknown extensions, reset the browser, then run a full scan.

  4. Install apps, software, and extensions only from official sources.

    install guide

    Avoid cracked software, “keygens,” and random downloads. During installs, choose Custom/Advanced and decline bundled offers you do not recognize.

    If you already installed something suspicious: uninstall it, restart, and scan again.

  5. Treat links and attachments as untrusted by default.

    cursor sign

    Phishing often impersonates delivery services, banks, and popular brands. If it is unexpected, do not open attachments or log in through the message.

    If you entered credentials: change the password immediately and enable 2FA.

  6. Shop safely: research the store, then pay with protection.

    trojan horse

    Be cautious with brand-new stores, “closing sale” stories, and prices that make no sense. Prefer credit cards or PayPal for dispute options. Avoid wire transfers, gift cards, and crypto payments.

    If you already paid: contact your card issuer or PayPal quickly to dispute the transaction.

  7. Crypto rule: never pay a “fee” to withdraw or recover money.

    lock sign

    Common patterns include fake profits, then “tax,” “gas,” or “verification” fees. Another is a “recovery agent” who demands upfront crypto.

    If you already sent crypto: stop paying, save evidence (wallet addresses, TXIDs, chats), and report the scam to the platform used.

  8. Secure your accounts with unique passwords and 2FA (start with email).

    lock sign

    Use a password manager and unique passwords for every account. Enable 2FA using an authenticator app when possible.

    If you suspect an account takeover: change passwords, sign out of all devices, and review recent logins and recovery settings.

  9. Back up important files and keep one backup offline.

    backup sign

    Backups protect you from ransomware and device failure. Keep at least one backup on an external drive that is not always connected.

    If you suspect infection: do not connect backup drives until the system is clean.

  10. If you think you are a victim: stop losses, document evidence, and escalate fast.

    warning sign

    Move quickly. Speed matters for disputes, account recovery, and limiting damage.

    • Stop payments and contact: do not send more money or respond to the scammer.
    • Call your bank or card issuer: block transactions, replace the card if needed, and start a dispute or chargeback.
    • Secure your email first: change the email password, enable 2FA, and remove unfamiliar recovery options.
    • Secure other accounts: change passwords, enable 2FA, and log out of all sessions.
    • Scan your device: remove suspicious apps or extensions, then run a full malware scan.
    • Save evidence: screenshots, emails, order pages, tracking pages, wallet addresses, TXIDs, and chat logs.
    • Report it: to the payment provider, marketplace, social platform, exchange, or wallet service involved.

These rules are intentionally simple. Most online losses happen when decisions are rushed. Slow down, verify independently, and use payment methods and account controls that give you recourse.

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