That wouldn't surprise me.
Lol! I know but it seems like every day you hear about horrible Ransomware and people getting infected by just visiting a website, malvertising and even opening emails isn't safe anymore. Good grief.
Those three are my main picks but its so difficult to decide on which one I want to use and possibly stick with for the long run. I've used Kaspersky in the past as well but didn't have a very good experience with it on Windows XP (this was before support ended). I updated the program and didn't find out until after it updated how much grief it was going to give me. It constantly crashed, so that's why I never went back to it.
Well. I understand how you feel and think on the IT security reports. It can be over-whelming, but you have to keep things in perspective.
You are safe user. You surf to reasonable sites, don't use wares-cracks-keygens-torrents, etc. You download very little - if at all.
So, in reality, based upon your use patterns you do not need some crazy, over-the-top NSA security configuration. Sadly, even with an NSA-grade security configuration, an infection risk still exists - and contrary to what people may think - that remaining risk is not always manageably small.
Remember this for home systems: If you get infected, just clean install your OS and the infection is gone. This applies to all the various types of ransomware, rootkits, etc. If you don't backup personal data you will lose that too when you clean install the OS. In your case, use OneDrive to backup your personal documents and photos.
It is a different matter if your system is used for business and contains all your business related data.
Unfortunately, IT security requires way too much knowledge. Completely out-of-the-realm of the typical user and overwhelming.
The best thing I can tell you is to try the ESET and Kaspersky 30-day trials. You should clean install your OS before installing each to prevent a whole host of issues. Like I said, nothing IT is easy...
Eventually, you will decide which one works best for you both on your specific systems.