amusing, reminds me my old time ^^Backup and Recovery: I keep all my "personal files" on USB or DVD
now i upload all to the several cloud , an USB pen can be lost and a DVD scratched ^^
And data can be compromised if you lose access to your account, to only be then used and accessed by an unauthorised user. They can browse your files, know your email and possibly get access to your email and other accounts, if you use the same or similar password. It's also possible to bypass 2FA, I've read.
People should read terms of agreement when they use a software