At the same time, it is important to remember that no matter what you're configuration is, it'll never be a replacement for your brain. If you make bad decisions, you're going to be a victim. Your configuration is there to help guide you a little bit and be a backup buddy, but it isn't there to replace your brain. Period.
You should use what you would like to use. Only you will know what you want to use. However, you should remember that more is not always better and that going overboard with your configuration will just complicate things in a bad way (normally). Keep it balanced, do not overlap things, and don't pile on things which you don't really need.
This is on the assumptions that you're a home user anyway and not a high-value target on the lookout by organised cyber-criminals.