@Lockdown,
I used your own explanation (3-4 percent is near zero relevance) to show I could counter your statements on Windows Defender. I like to read your post, because you have a strong opinion. You can claim that you understand things better than I do, but let stick to some undisputable facts.
Fact 1- MSRT
Microsoft sees more PC's than any other vendor in the world with their monthly malware removal tool. So it would be irrational for Windows Defender to be worse than any other Anti Virus for malware of two weeks old (two weeks = half a month = average age of malware on PC when running MSRT).
Fact 2 - Microsoft AI platform
Microsoft in one of the top three vendors in Artificial Intelligence/Machine learning toolkits. They even made soome compontents opens source (GA Cognitive toolkit 2 for example). Microsoft build Cortana on AI technology. So it would be irrational for Micrsoft not to include some of this knowledge into the cloud backend of Windows Defender.
Fact 3 - Windows Defender is first OS aware Antivirus
The advantage of an Antivirus Behavioral detection component having access to the inner mechanisms of the OS is immense. So their data (telemetry) collection is more detailed than any other third-party Antivirus. Combined with their huge user base, cloud based reputation service and AI/ML capabilities it explains why Windows Defender improved from 60% protection to above 95% protection on samples less than two weeks old.
P.S. I am not claiming that Windows Defender is a top tier antivirus, just explaning that Microsoft using a fraction of its knowledge is capable of creating an AntivIrus performing in the middle of the pack.