I had used (& liked) Trendmicro Pay Guard, seamlessly automatic after initial easy tweak, & a friend said Eset safe-banking is even stronger protection, so I tried it, or clicked its desktop icon open and it seems to force Edge and asked for a MS sign-in, as if I want MS to "listen to" my financial transactions. Weird initial experience. I stopped, no money changed hands, but I think there may be some Eset settings to tweak re safe-banking. What's optimal tweak if you're using it and liking it... 