All this keeping in mind even the Cloud on WD in Home Environments is slow to update, the majorly of you are probably on outdated samples right now (which makes sense, considering Professional Environments that face 0-day, not Home Environments).
I guess the next question would be, does changing the cloud block level and cloud lookup time make a difference in terms of speed? Furthermore I think you can change the default signature update interval to 1 hour via powershell if you wanted too.
I agree with
@Andy Ful, MS doesn't always explain themselves very well, hence all the confusion as to how WD really works and the technology is has. Dispite all the confusion, WD for home does share some of it's capabilities. It's just not the full feature set, but some its underlying technology is there in the home version, if I'm not mistaken.
Further on your last point. You are 100% correct about zero day malware. The chances of a home user running into a true zero day piece of malware is pretty much close to zero, no pun intended. Now if you are a business/enterprise, your chances are far higher, as the hackers leave their zero days for them, not home users.
The way I look at it, if there are people who like to download cracks and stuff and one feels like they won't change their habits you really only have 2 options IMO.
1. If they aren't relent on Windows, switch them to a Chromebook, or a linux distro.
2. If they need Windows, lock it down. No product will keep them infection free forever if they continue to practice poor habits.
Everyone blames the software for their troubles, but it's often what the person was doing that got them infected.
Even most major security breaches are the result of someone opening an email/attachment, or falling to a phishing scam, meanwhile the AV is sitting idly by not aware of anything going on.