What do you mean by WD ATP? The MS software (not available on Windows Home) or Windows built-in features (some available on Windows Home)?...
All the settings you all so desperate to use and activate with custom configurators are all in the Windows Defender ATP with a proper UI and logs.
The second can be conveniently configured (without any desperation) with a few mouse clicks via the custom configurator: https://malwaretips.com/threads/why-are-we-even-messing-with-anything-other-than-wd-these-days.93326/post-821405
By the way, what custom configurators (except ConfigureDefender) do you have in mind?
The user could also use the reg tweaks or PowerShell, but this would not be an acceptable way for most of the home users.
And how they could install/run pirated software?...
The way I look at it, if there are people who like to download cracks and stuff and one feels like they won't change their habits you really only have 2 options IMO.
1. If they aren't relent on Windows, switch them to a Chromebook, or a linux distro.
2. If they need Windows, lock it down. No product will keep them infection free forever if they continue to practice poor habits.
That is why they use Windows (unrestricted) in the first place.