Thank You AtlBo. I guess something as simple as a screenshot can open the eyes.
What it did for me was answered my own question. I may have missed it before but now I get it.
Even if you choose to UNBLOCK the entire BLOCK list (which of course is NOT the proper course, we can still go into the FILE RATING list and modify them to the different levels.
That's really all I was looking for to complete my own tour of that particular setting.
Also, I not experienced losing any rules (at least not yet) but then again I haven't applied the HIPS and did a reboot either. I suppose that's wherein some issue crops up about that.
But be that as it may, still that's no deal breaker on this end by a long shot. This puppy has some BITE!