Tony- You are not being rude at all; your points are thoughtful, well made, and totally valid. But although I also would never use a Comodo product at default settings, I hope that you will agree that a setting adjustment (that takes less than 30 seconds to do) will make CF second to none in protecting ones computer.
I also have to agree that most will just pick out a security product (although many don't even go that far), install it, and hope for the best. This really saddens me as eventually this ignorance will end in tears. But although it really doesn't make much impact overall, I feel that Geeks like Us have a Sacred duty to inform our computer novice Sisters and Brothers that a better way exists, either through personal contact, Youtube Videos, or blogs on Boards like MT. We can do no more (and should do no less).
My issue is with the plethora of Comodo haters that either through lack of familiarity or mischievousness will denigrate the product without cause. Perpetuating ignorance is never a good thing.