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I don't worry at all, as I said before, with good browsing habits and not opening everything unknown (or, if really interested in / needed, not without some VT check and at best in a safe environment) you should be quite safe with Emsisoft. You can also try to max out the settings for personal use.
However, I can't let the comments above unanswered as it is also me stating the Emsisoft results in the HUB, which have been "infected" quite some times in the past, see spoilers in the post for in-depth details.
I don't know why Emsisoft does not have setting "Block execution of any program that is not specifically whitelisted in the Emsisoft AntiMalware Network."
Similar setting is in Webroot for its cloud and acts as a pseudo-anti-executable.
As a closed-beta tester I asked for it, but it was rejected by Emsisoft. They consider things carefully, so there must be some reason - but they didn't state what.
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