There is no protection against ransomware In WD default settings. To get it you have to activate:
- ASR rules, WD Network Protection and FirewallHardening rules that can prevent many ransomware attacks,
- Controlled Folder Access, which is strictly anti-ransomware protection. It has to be properly configured, because only the folders added to CFA will be protected.
If you use WD + H_C Recommended Settings on Windows 10 + ConfigureDefender HIGH Protection level + FirewallHardening (Recommended H_C rules), then 0-day malware (including ransomware) and most exploits are prevented from running, so you do not need additional anti-ransomware protection (except backups).
Please note, that Hard_Configurator design is intended to protect the computers in the home environment. If the computer is connected to the enterprise network, the H_C settings for SRP can be bypassed by the high privileged worms from the local network. In such attacks, the only protection will come from WD ASR rules, WD Network Protection, and FirewallHardening rules (if Windows Firewall is not turned off by 3rd party firewall).